The top-rated mobile home insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Dallo Insurance Group, Lifetime Insurance Services, Green Valley Insurance Agency. This directory lists 17 mobile home insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Dallo Insurance Group | 45489 Market St | (248) 606-4991 |
| 3 | Lifetime Insurance Services | 7857 25 Mile Rd Suite 103 | (888) 376-4364 |
| 4 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 5 | Comparion Insurance Agency | 13001 23 Mile Rd STE 102 | (586) 532-7298 |
| 6 | Brightway Insurance, The Brad Valls Agency | 2330 Auburn Rd Ste 4 | (586) 840-2070 |
| 7 | Mansfield Insurance Group | 8790 23 Mile Rd | (586) 522-4427 |
| 8 | Todd Terry: Allstate Insurance | 45545 Mound Rd | (586) 726-2550 |
| 9 | Jerry Colombo - State Farm Insurance Agent | 50885 Hayes Rd | (586) 566-9292 |
| 10 | Custom Ins Agency | 50551 Van Dyke Ave | (586) 935-6110 |
SWITCH Insurance Group serves Shelby Township and the surrounding Macomb County area as a dedicated mobile home insurance agent. The agency provides guidance on policies that protect manufactured and mobile homes from common regional risks. These include coverage for wind, hail, and fire damage, as well as liability protection tailored to mobile home parks and individual lots. Their services help clients find appropriate policies that comply with local lender and park requirements. SWITCH Insurance Group specializes in securing replacement cost coverage and navigating the unique underwriting rules for older mobile homes.
Mobile homeowners in Shelby Township seeking protection for their manufactured or mobile homes can turn to Dallo Insurance Group. This agency assists residential clients in navigating mobile home insurance policies, helping to cover structures and personal property against local risks. Services typically include guidance on liability coverage and protection from weather-related damage common in Michigan. The agency also serves property owners in neighboring Macomb County communities, such as Utica and Clinton Township, ensuring broader metro area availability.
Lifetime Insurance Services in Shelby Township, Michigan, provides assistance with mobile home insurance policies and coverage options for local residents. The company helps clients understand and select appropriate plans that address the specific needs of manufactured and modular housing. It offers guidance on policy renewals, coverage adjustments, and claims processes to ensure continued protection. Lifetime Insurance Services serves single-family mobile homes, manufactured home communities, seasonal cottages, and residential rental properties in the surrounding area.
Green Valley Insurance Agency serves Shelby Township and the surrounding communities of Macomb County, handling mobile home insurance for manufactured and modular homes in the area. It specializes in policies that cover structure damage, personal property, and liability protection for mobile homeowners. The agency helps clients assess their coverage needs based on local weather risks and property location. For each job, it gathers detailed information about the home’s age, value, and safety features before presenting tailored policy options.
Comparion Insurance Agency serves the Shelby Township, Michigan area as a mobile home insurance agent, offering policies that protect manufactured and modular homes from local risks. The agency helps clients secure coverage for their dwelling structure and personal property against wind, hail, and vandalism. It guides homeowners in choosing liability protection and loss-of-use benefits tailored to mobile homes. For added security, Comparion also offers supplemental endorsements for detached structures such as sheds or garages on the property.
Brightway Insurance, The Brad Valls Agency in Shelby Township, MI pairs one-time policy setup with ongoing service for mobile home coverage. Protection for your structure and belongings is tailored to local weather and community regulations. Claims support and annual policy reviews are included with the recurring plan. Service runs on a scheduled basis with as-needed flexibility for updates or questions.
As winter storms bring freezing temperatures and heavy snow to Shelby Township, mobile homeowners often face damage from ice dams or burst pipes. Todd Terry: Allstate Insurance helps local residents secure coverage that addresses these seasonal risks, protecting property from common cold-weather events. Their agency focuses on policies tailored for manufactured and modular homes, offering protection against structural damage or personal property loss. An initial assessment of the home’s condition and location is scheduled before a policy is finalized, ensuring all specific needs are met.
Custom Ins Agency assists Shelby Township residents with mobile home coverage, addressing both standard policies and specialized add-ons like replacement cost protection. The agency helps clients navigate insurance requirements for manufactured housing, ensuring policies meet lender and state guidelines. Commercial sectors it can serve include offices requiring building and liability protection, warehouses needing stock and equipment coverage, and food service operations needing kitchen and property insurance.
What Does a a Mobile Home Insurance Agent in Shelby Township Cost?
Typical mobile home insurance in Michigan costs between 300 and 800 dollars per year for basic policies. Full replacement cost coverage may run 600 to 1,200 dollars annually. Rates vary by home value, location in Shelby Township, and coverage limits. This is general information, not insurance advice.
About mobile home insurance agents in Shelby Township
Mobile home insurance agents in Shelby Township Michigan help owners protect their manufactured homes with policies tailored to local risks. Michigan law requires mobile home insurers to offer specific coverages like windstorm and hail protection. Agents can explain how Michigan no-fault insurance rules affect your mobile home policy.
Frequently Asked Questions
What does a mobile home insurance agent in Shelby Township do?
A mobile home insurance agent helps you find coverage for your manufactured home in Shelby Township. They compare policies from different insurers and explain Michigan specific requirements like minimum liability limits. Agents also assist with claims and policy changes.
Is mobile home insurance required in Michigan?
Michigan does not require mobile home insurance by law, but your lender will likely require it if you have a loan. Even without a loan, insurance protects against fire, wind, and liability claims. Agents recommend at least enough coverage to rebuild your home.
What factors affect mobile home insurance cost in Shelby Township?
Costs depend on your homes age, size, location, and condition. Michigan weather risks like snow and hail can raise premiums. Your claims history and chosen deductibles also impact the price.
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