The top-rated mobile home insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 379 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Michigan Insurance and Financial Services. This directory lists 17 mobile home insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 5 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 6 | Goosehead Insurance - Joe Manzella | 23000 Greater Mack Ave Suite 400 | (313) 314-2227 |
| 7 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 8 | Sal Causley - State Farm Insurance Agent | 23402 Greater Mack Ave | (586) 773-7950 |
| 9 | Gardner Insurance Agency | 21731 Greater Mack Ave | (586) 359-2286 |
| 10 | Farm Bureau Insurance - Paul Genaw | 23420 Greater Mack Ave C | (586) 218-7795 |
Tom Peck - State Farm Insurance Agent serves the St Clair Shores, MI area and surrounding Macomb County, specializing in mobile home insurance policies for local residents. This agency helps homeowners protect their manufactured and modular homes against common regional risks such as windstorms, hail, and water damage. Clients can receive personal guidance in selecting appropriate coverage for their dwelling and personal property. Tom Peck - State Farm Insurance Agent handles liability protection and loss of use coverage for mobile homes in this community.
Sue Crowe - State Farm Insurance Agent provides mobile home insurance services for clients in St Clair Shores, MI, along with related property coverage options. The agency assists with tailoring policies to protect manufactured and modular dwellings from local weather risks and liability concerns. Service plans include evaluating individual coverage needs and adjusting deductibles to match budgets. Its property service capabilities extend to protecting single-family homes, apartments, retail spaces, and restaurants.
Lakepointe Insurance Agency serves homeowners and mobile home owners in St Clair Shores, Michigan, offering policies designed to protect manufactured and mobile homes. The agency helps clients find coverage for the structure as well as personal belongings and liability risks common to mobile home living. Understanding the specific exposures of these properties, such as wind and water damage, the agency works to match each policy to the client’s individual needs. It also provides insurance services for property owners in neighboring Roseville and throughout the surrounding Macomb County metro area.
For home repairs or policy questions, a mobile home insurance agent addresses coverage through initial plan setup with a single visit, unlike scheduled maintenance services. The team at Michigan Insurance and Financial Services in St Clair Shores, MI provides protection for the structure and personal belongings. Ongoing advice on adjusting coverage or filing claims is available when needed, rather than through predetermined intervals. Service for insurance matters runs on an as-needed basis.
DDI Insurance Agency specializes in mobile home insurance coverage in St Clair Shores, MI, offering policies tailored to manufactured and modular homes. Its general services include protecting against damage from fire, theft, and liability claims. The agency works with local homeowners to secure coverage that meets standard requirements and individual needs. For the seasonal storms common in the Great Lakes region, it helps clients review policy safeguards before high-wind seasons begin, ensuring that wind and hail damage are adequately addressed.
Goosehead Insurance - Joe Manzella works with owners of manufactured and modular homes to arrange proper coverage in St Clair Shores. The agency helps add specialty protections for specific risks like water backup and personal property replacement. As a mobile home insurance agent, it structures policies to meet the unique structural and liability needs of such dwellings. Commercial sectors served include offices, warehouses, and food service establishments.
For Lake St. Clair shoreline residents and those in nearby St Clair Shores, seasonal storms can bring sudden hail or wind damage to a mobile home. The Joe Manzella Agency - Goosehead Insurance responds by helping local owners secure coverage that protects their structure and belongings from these common Michigan weather events. This agency works with area homeowners to find policies balancing necessary protection with practical costs. A typical first step involves a no-obligation inspection of the property to assess its current condition and specific insurance needs.
Sal Causley - State Farm Insurance Agent provides residential mobile home insurance services to clients in St Clair Shores, MI. Commercial coverage is also available for mobile home parks or similar business needs throughout the local area. Policies are tailored to protect structures against common regional weather risks. After an initial policy is set, the office follows up with clients between regular visits to adjust coverage as property values or conditions change.
Gardner Insurance Agency serves St Clair Shores and the surrounding communities in Macomb County, providing mobile home insurance coverage for manufactured and modular homes. It handles policies that protect against common risks such as fire, wind damage, and liability. For each client, the agency assesses the specific location and structural features of the mobile home to tailor appropriate coverage options. It then compares available plans to match the homeowner's needs and budget, relying on a straightforward consultative process to complete the policy placement.
What Does a a Mobile Home Insurance Agent in St Clair Shores Cost?
The average cost for mobile home insurance in Michigan ranges from 400 to 1,200 dollars per year depending on the home value location and coverage limits. In St Clair Shores rates may be slightly higher due to proximity to Lake St Clair and winter storm risks. Older homes or those with outdated systems may cost more to insure. This information is general and not insurance advice.
About mobile home insurance agents in St Clair Shores
A mobile home insurance agent in St Clair Shores Michigan can help you find a policy that meets state requirements and protects your property. Michigan law requires mobile home owners to have insurance that covers damage from wind hail fire and theft. An agent can explain how local weather risks like lake effect snow and storms near Lake St Clair affect your coverage needs.
Frequently Asked Questions
What does mobile home insurance cover in St Clair Shores Michigan?
Standard policies cover the home structure personal belongings and liability. Michigan requires coverage for wind and hail damage which are common in the area. You can also add flood insurance since St Clair Shores is near Lake St Clair.
Do I need a special insurance agent for a mobile home in Michigan?
Yes you should work with an agent who knows Michigan mobile home insurance rules. Some standard home insurers do not cover manufactured homes. An agent in St Clair Shores can find companies that specialize in mobile home policies.
How can I lower my mobile home insurance cost in St Clair Shores?
You can lower costs by bundling with auto insurance increasing your deductible or installing safety devices like smoke detectors. Michigan law allows discounts for homes with updated electrical and plumbing systems. Ask your agent about all available discounts.
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