The top-rated mobile home insurance agent in St Joseph, Michigan is Jaden Gebbink - State Farm Insurance Agent, rated 4.8 stars across 431 reviews. Other highly rated options include Jonah McDonough - State Farm Insurance Agent, Todd Heeter - State Farm Insurance Agent, The Batalis Agency - Farm Bureau Insurance. This directory lists 19 mobile home insurance agents serving St Joseph.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jaden Gebbink - State Farm Insurance Agent | 500 Renaissance Dr Ste 105-A | (269) 932-4722 |
| 2 | Jonah McDonough - State Farm Insurance Agent | 2606 Lakeshore Dr | (269) 408-8015 |
| 3 | Todd Heeter - State Farm Insurance Agent | 2600 Niles Ave | (269) 983-7171 |
| 4 | The Batalis Agency - Farm Bureau Insurance | 2396 S Cleveland Ave Box 917 | (269) 983-0179 |
| 5 | Jason Vadney - State Farm Insurance Agent | 4062 Red Arrow Hwy | (269) 408-8345 |
| 6 | Nulty Insurance Agency | 720 St Joseph Dr | (269) 983-7161 |
| 7 | The Blaszczyk Agency- Farm Bureau Insurance | 2396 S Cleveland Ave | (219) 306-6187 |
| 8 | IMS Insurance | 501 Main St | (269) 983-7101 |
| 9 | Metzger Insurance Agency | 4146 M-139 | (269) 429-3160 |
| 10 | Farm Bureau Insurance | 2396 S Cleveland Ave | (269) 983-8002 |
Jaden Gebbink - State Farm Insurance Agent serves St Joseph, Michigan, and the surrounding Berrien County area. This agency provides mobile home insurance, helping local residents protect their manufactured and modular homes against regional risks like severe storms and vandalism. Policies typically offer coverage for the dwelling structure, personal belongings, and liability protection. The agent also assists clients with arranging tailored deductibles and exploring discounts for safety features such as updated roofing or smoke detectors.
Jonah McDonough - State Farm Insurance Agent provides mobile home insurance services for customers throughout the St Joseph, MI area. The agency helps clients find coverage for their manufactured and mobile homes, including protection against common regional risks. Ongoing support includes policy reviews to ensure adequate limits and assistance with claims filing when needed. It also offers options for bundling coverage with other personal insurance needs. The agency services single-family properties, including mobile homes and manufactured houses.
Homeowners and renters in the St Joseph area seeking coverage for their manufactured or mobile homes can contact Todd Heeter - State Farm Insurance Agent. The agency provides policies tailored for these specific dwelling types, including protection for the structure, personal belongings, and liability. Customers can discuss different deductible levels and coverage options for attached additions or storage sheds. Service is available for properties in St Joseph and also throughout the neighboring communities of Stevensville and Benton Harbor.
Unlike some single-purchase options, mobile home insurance through The Batalis Agency - Farm Bureau Insurance typically provides recurring annual policies with built-in coverage options specific to manufactured housing structures. Based in St Joseph, MI, agents help local residents secure protection for their mobile homes against common perils such as fire, wind, and liability claims. Policies generally cover both the dwelling and personal belongings inside, offering a bundled approach. Service for new applications or existing account management is available on an as-needed appointment basis without requiring a scheduled routine maintenance visit.
Jason Vadney - State Farm Insurance Agent serves St Joseph, Michigan, and the surrounding communities. The firm handles mobile home insurance policies for various residential units in the area. A typical job involves evaluating the home's structure, personal property coverage needs, and liability risks to the homeowner. It works with clients to assess replacement costs and protection levels. It generally approaches a standard job by first reviewing the customer's current policy, then comparing options to adjust deductibles or add endorsements for weather-related perils common to the region.
Nulty Insurance Agency specializes in mobile home insurance in St Joseph, MI, offering tailored coverage for manufactured and modular homes. Its general work includes protecting clients from common risks such as storm damage, theft, and liability claims. The agency helps residents secure policies that meet lender requirements and cover personal property, ensuring financial stability. During the harsh Lake Michigan winter season, it assists homeowners with policies that address risks like frozen pipes, heavy snow collapse, and roof damage from ice dams.
The Blaszczyk Agency- Farm Bureau Insurance provides residential mobile home insurance services to homeowners throughout St Joseph, MI. The company also offers commercial coverage options for manufactured housing communities and related business properties. Serving the local area, the agency helps clients find appropriate policies for their mobile home needs. Following a claim or new policy setup, the agency schedules property inspections and creates a file for future follow-up or repeat service between regular visits.
When winter thaws threaten aging mobile home roofs in the St. Joseph area, IMS Insurance provides focused guidance for securing appropriate coverage. The company helps local residents navigate policies that address unique risks like older construction materials and exposure to Lake Michigan weather patterns. By examining specific structural conditions common to manufactured homes, the agency identifies suitable options for each property’s needs. A typical initial step involves a thorough walk-through inspection, assessing skirting, tie-downs, and overall exterior condition before recommending a tailored policy package.
Metzger Insurance Agency assists clients with their mobile home insurance needs in St Joseph, MI, focusing on protecting manufactured and modular homes. The agency can arrange coverage for specialty add-ons such as attached carports, decks, and replacement cost endorsements. Additional policy options may include coverage for personal property inside the home and liability protection for accidents on the premises. The agency serves insurance needs for commercial sectors including offices, warehouses, and food service establishments.
Farm Bureau Insurance in St Joseph, Michigan, is known for offering tailored insurance solutions for mobile homes in the surrounding area. Their service range includes policies that address the specific needs of manufactured and mobile home owners, from property coverage to liability protection. The agency helps clients understand how local weather and site-based risks influence their insurance needs. As a specialty service, they can add on coverage for detached structures such as sheds or carports on the property.
What Does a a Mobile Home Insurance Agent in St Joseph Cost?
Typical annual premiums for mobile home insurance in Michigan range from 400 to 1200 dollars depending on the homes age location and coverage limits. A policy with liability only may cost less than 300 dollars per year. Full replacement cost coverage on a newer home near Lake Michigan may be higher due to wind and hail risk. This is general information not insurance advice.
About mobile home insurance agents in St Joseph
Mobile home insurance agents in St Joseph Michigan help owners of manufactured and mobile homes find the right coverage. Michigan law requires mobile home owners to carry liability insurance if the home is in a park or community. Local agents understand the specific risks of Lake Michigan shoreline weather and can tailor policies to protect your home.
Frequently Asked Questions
What does mobile home insurance cover in St Joseph Michigan?
Standard policies cover the structure against fire wind and hail. Liability protection is included for injuries on your property. Michigan law does not require full coverage but most lenders and parks do.
Do I need a special agent for mobile home insurance in Michigan?
Yes you should work with an agent who writes policies for manufactured homes. Standard homeowners insurance often does not cover mobile homes. An agent in St Joseph can place you with carriers that specialize in mobile home risks.
How can I lower my mobile home insurance cost in St Joseph?
You can save by bundling with auto insurance or increasing your deductible. Installing storm shutters or a security system may also reduce premiums. Michigan insurance law allows discounts for safety features.
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