The top-rated mobile home insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Jody Baber - State Farm Insurance Agent, Mark Ellingson: Allstate Insurance. This directory lists 10 mobile home insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Jody Baber - State Farm Insurance Agent | 1701 Arcade St | (651) 771-4443 |
| 4 | Mark Ellingson: Allstate Insurance | 1690 McKnight Rd N | (651) 917-2445 |
| 5 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 6 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 7 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 8 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
| 9 | Begin & Associates, Inc. American Family Insurance | 2091 County Rd D E C200 | (651) 484-1236 |
| 10 | Bee Lor Insurance Agency | 1321 Frost Ave Ste LL | (612) 787-7742 |
Ian Davy - State Farm Insurance Agent serves the Maplewood, MN metro area, providing mobile home insurance coverage for local residents. The agency helps manufactured home owners understand policy options that protect their structures and personal property. As insurance needs vary by community and home type, the agent works with clients to tailor coverage. This service addresses risks specific to mobile homes in Minnesota. The agency handles specialized claims assistance for mobile home policies and offers guidance on liability protection for manufactured housing communities.
Aaron Runk - State Farm Insurance Agent provides mobile home insurance policies in Maplewood, Minnesota, covering both single-wide and double-wide manufactured homes. Standard service plans include protection for the dwelling, personal property, and liability coverage against accidents on the premises. Ongoing policy support is available for claims assistance and updating coverage limits as needed. This agent services a variety of properties, such as single-family homes, apartments, and retail properties, along with restaurants in the local area.
Jody Baber - State Farm Insurance Agent serves homeowners and individuals seeking financial protection for their mobile homes in Maplewood, Minnesota. The agency provides personalized coverage options designed to safeguard structures against common local risks like severe storms. Every policy is tailored to meet the unique needs of manufactured or modular housing residents. The agent helps clients navigate deductibles and liability protections through clear consultations. This office also extends its mobile home insurance services to residents in nearby Oakdale and the broader east metro area.
Mark Ellingson: Allstate Insurance serves mobile home insurance needs in Maplewood, Minnesota, and the surrounding communities. The agency helps clients with policies that cover structures, personal property, and liability risks common to manufactured and mobile homes in the area. For each homeowner, the agent typically assesses the specific coverage requirements based on the home’s age, location, and local weather concerns. The approach involves a careful review of available options to match appropriate protection with the customer’s budget and living situation.
For mobile home coverage, a one-time policy offers protection for a single dwelling with a fixed term, while recurring options provide continuous coverage with automatic renewals. Rising Star Insurance Brokers in Maplewood, MN structures policies to cover structural damage, personal property loss, and liability for mishaps on the insured premises. Service appointments are available on both a scheduled basis for new policies and an as-needed basis for claims or adjustments.
EP&B Insurance specializes in mobile home insurance policies for owners in Maplewood, Minnesota. It offers tailored coverage that protects manufactured and mobile homes against common regional risks. The agent handles the selection of appropriate policies, helping clients navigate options for personal property and liability protection. With expertise in the local area, it assists customers in adjusting coverage during seasonal changes. In spring, the agency helps policyholders address potential damage from severe storms and hail that often affect mobile homes in this region.
Spring storms bring hail and wind that can damage older mobile home roofs and siding across Maplewood, MN. Danna Agency helps owners review their existing policies to confirm adequate coverage for these seasonal risks. As a local mobile home insurance agent, the company explains how policy limits apply to structural repairs and personal property losses from storms or vandalism. Homeowners typically begin by scheduling an on-site inspection to assess the home’s current condition and identify any needed updates.
Midwest Insurance Agencies in Maplewood, MN works with homeowners to secure coverage specifically for manufactured and mobile homes. Its team can tailor policies to include specialty add-ons such as coverage for attached structures, replacement cost protection, and personal liability. The agency serves a range of commercial sectors that require non-standard property insurance, including offices, warehouses, and food service operations.
Begin & Associates, Inc. American Family Insurance provides residential mobile home coverage for clients in Maplewood. The company also writes commercial policies for local businesses and serves the broader surrounding area. Tailoring policies to meet the unique needs of manufactured homes, agents assist homeowners in protecting their investment. Follow-up service is provided between regular visits to adjust coverage as circumstances change, ensuring continued protection.
Bee Lor Insurance Agency in Maplewood, MN, is known for providing mobile home insurance coverage tailored to the needs of local residents. Its service range includes policies that protect against common risks like storm damage and liability, helping park and manufactured home owners safeguard their investments. The agency understands the specific requirements of Minnesota housing and assists clients in navigating coverage options. It also offers specialty add-ons such as coverage for personal property replacement, ensuring more comprehensive protection for policyholders.
What Does a a Mobile Home Insurance Agent in Maplewood Cost?
Typical mobile home insurance costs in Minnesota range from 400 to 1,200 dollars per year for a standard policy. Factors like the age of the home, location in Maplewood, and coverage limits affect the premium. Older mobile homes may cost more to insure due to higher risk. This is general information and not insurance advice.
About mobile home insurance agents in Maplewood
Mobile home insurance agents in Maplewood, Minnesota help owners of manufactured and mobile homes find appropriate coverage. Minnesota law requires liability insurance for all mobile homes, and agents can explain state-specific rules like the 30-day binding period for new policies. Local agents understand the unique risks of Maplewood, including winter weather and nearby flood zones.
Frequently Asked Questions
What does mobile home insurance cover in Minnesota?
A standard mobile home policy in Minnesota covers the dwelling, personal property, and liability. It also includes protection against wind, hail, and fire. Flood coverage is not included and must be added separately through the National Flood Insurance Program.
Do I need a special agent for a mobile home in Maplewood?
Yes, you should work with an agent who specializes in manufactured homes because standard homeowners policies often do not cover mobile homes. A specialized agent can help you meet Minnesota requirements, such as proper anchoring and skirting rules for winter.
How long does it take to get a mobile home insurance policy in Minnesota?
Most agents can bind a policy within 24 to 48 hours. Minnesota law allows a 30-day binding period during which the insurer cannot cancel the policy for underwriting reasons. You should start the process at least one week before your closing date.
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