The top-rated mobile home insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 13 mobile home insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 7 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 8 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 9 | Goosehead Insurance - Jessica Gillin | 16268 Eagle Creek Ave SE | (612) 439-5544 |
| 10 | Alan Iverson American Family Insurance | 4719 Park Nicollet Ave SE #110 | (952) 447-1025 |
Mandi Vote- State Farm Insurance Agent serves Prior Lake and Scott County, Minnesota, specializing in mobile home insurance for local residents. The agency helps homeowners protect their manufactured and mobile homes against common regional risks. Policies typically cover the dwelling structure, personal belongings, and liability protection. The agency also assists clients with additional coverage options like detached structures and loss of use. Mandi Vote- State Farm Insurance Agent handles both standard mobile home policies and specialized endorsements for older homes.
AB & B Insurance provides a full range of mobile home insurance options for clients in Prior Lake, Minnesota. The agency helps customers select coverage that protects their structure and personal belongings from common local risks. Service plans can be tailored to include liability protection and additional living expense coverage in case of a loss. The company typically handles insurance for mobile homes, single-family homes, apartments, retail spaces, and restaurants.
Jeremy Senn - State Farm Insurance Agent serves homeowners and property managers seeking mobile home insurance coverage in Prior Lake, Minnesota. The agency provides policies tailored for manufactured and mobile homes, addressing the unique risks these properties face. Clients rely on accessible local guidance for protecting their investments. The agent also covers neighboring communities within the southwest metro area, including areas around Lakeville and Burnsville.
Lakes Insurance serves mobile home owners in Prior Lake, Minnesota, and the surrounding communities of the Lake Region area. It handles policies that cover mobile and manufactured homes, including structures, personal property, and liability protection. The agency works with clients to understand the unique risks of this housing type, such as weather exposure and transportation concerns. For a typical job, it reviews a homeowner’s current coverage, explains available endorsements, and helps customize a policy to match the specific needs of each mobile home.
Prior Lake State Agency distinguishes between one-time policy placements and ongoing policy management for mobile home insurance in Prior Lake, MN. Their coverage typically includes protection for the dwelling structure, personal property, and liability against common perils like fire or storm damage. Temporary living expenses can often be part of a standard policy. The service operates on both a one-time basis for new buyers and an as-needed basis for policy reviews and renewals.
Van Curler Independent Insurance Agency specializes in mobile home insurance for residents of Prior Lake, Minnesota. It provides policies that cover structures, personal property, and liability protection for manufactured or mobile homes. The agency also offers general insurance services to help local homeowners find appropriate coverage. Each policy is tailored to address specific risks, including storm damage from severe Midwest weather. It assists clients in preparing for threats like hail, high winds, and freeze-related pipe bursts that commonly affect mobile homes during Minnesota winters and spring storms.
In the spring thaw, Prior Lake mobile homeowners often face increased risks from ice dams and shifting foundations, which can compromise older structures. Nick Atkinson & Associates Inc American Family Insurance responds by offering tailored coverage that addresses these local property challenges. As a dedicated mobile home insurance agent, this company focuses on policies designed for the unique construction and siting requirements of manufactured homes in the area. To begin a discussion of your specific dwelling’s needs, they schedule a thorough property inspection that identifies all relevant exposures and coverage options.
Oak Tree Insurance provides residential mobile home insurance services for homeowners in Prior Lake, Minnesota. The agency also handles commercial coverage options for properties such as mobile home parks and rental communities throughout the surrounding area. Their work focuses on protecting structures against local weather risks and liability exposures common to manufactured housing. Clients can expect clear policy explanations and straightforward claim support designed to encourage ongoing follow-up care between regular annual visits.
Goosehead Insurance - Jessica Gillin is known for connecting mobile home owners in Prior Lake, Minnesota, with tailored protection plans suited to manufactured and modular housing. Their service range includes assessing unique risks like wind and water damage common to the region. Agents work to find comprehensive coverage that safeguards personal property and structural components. A specialty service to add on is extended replacement cost coverage, which helps policyholders rebuild or repair their mobile home even if construction costs rise above standard policy limits.
What Does a a Mobile Home Insurance Agent in Prior Lake Cost?
The cost of mobile home insurance in Prior Lake Minnesota typically ranges from 300 to 800 dollars per year for a standard policy. Factors that affect the price include the age and size of the home its location and the coverage limits you choose. Older homes or those in flood prone areas may cost more to insure. This is general information and not insurance advice.
About mobile home insurance agents in Prior Lake
Mobile home insurance agents in Prior Lake Minnesota help owners of manufactured homes find proper coverage. Minnesota requires mobile home owners to have insurance that meets state minimums for liability and property protection. Local agents understand the specific risks for homes in Scott County including severe weather and seasonal changes.
Frequently Asked Questions
What does a mobile home insurance agent in Prior Lake do?
A mobile home insurance agent in Prior Lake helps you find a policy that covers your manufactured home against fire wind hail and theft. They explain Minnesota specific requirements such as liability coverage minimums and optional endorsements for replacement cost. Agents also assist with claims and policy changes.
Is mobile home insurance required by law in Minnesota?
Minnesota does not have a state law requiring mobile home insurance but lenders almost always require it if you have a loan. Without a loan you are not legally required to have insurance but it is strongly recommended to protect your investment. Prior Lake agents can explain the risks of going uninsured.
How do I choose a mobile home insurance agent in Prior Lake?
Look for an agent who is licensed in Minnesota and has experience with manufactured home policies. Ask about coverage for actual cash value versus replacement cost and whether the policy includes liability protection. Compare quotes from multiple agents to find a policy that fits your budget and needs.
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