The top-rated mobile home insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 587 reviews. Other highly rated options include Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent, Atlas Insurance Brokers. This directory lists 20 mobile home insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 3 | David Jorgenson - State Farm Insurance Agent | 401 16th Ave NW Suite 105 | (507) 216-5274 |
| 4 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 5 | Arment & Associates, LLC American Family Insurance | 923 N Broadway Ave | (507) 289-7494 |
| 6 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 7 | Farmers Insurance - Joanna Johnson | 4229 W Frontage Rd #5 | (507) 287-3276 |
| 8 | Matt Kechely - State Farm Insurance Agent | 1712 37th St NW | (507) 282-2637 |
| 9 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 10 | Sam Ghareeb Insurance Broker | 1500 1st Ave NE #111c | (507) 358-4497 |
Shawn Christensen - State Farm Insurance serves the Rochester, MN, metro area and surrounding communities by providing mobile home insurance agent services. The agency helps customers secure coverage tailored for manufactured and mobile homes, addressing needs not always met by standard homeowners policies. It works with clients to understand the unique risks faced by mobile home owners in Minnesota’s climate. The company assists with obtaining policies that protect the structure and personal belongings inside. It also handles claims processing and liability coverage for mobile home properties.
Fortress Insurance & Financial Services provides tailored coverage options for mobile homes, including protection for structures, personal property, and liability risks specific to manufactured housing. It offers flexible service plans that help policyholders manage periodic inspections and adjust coverage as property needs change over time. The company also assists with maintenance arrangements to address common concerns like roof repairs or foundation stabilization for mobile units in the Rochester, MN area. It services single-family homes, apartments, retail, and restaurants.
David Jorgenson - State Farm Insurance Agent serves Rochester, Minnesota, and the surrounding communities. The agency handles mobile home insurance needs for local residents. It offers policies that cover the structure and personal belongings inside a manufactured or mobile home. The agency provides protection against common risks like fire, theft, and certain weather events specific to the area. When evaluating a client's situation, it first reviews the home's condition and location to recommend appropriate coverage, including liability options, and then explains how deductibles adjust the premium.
Atlas Insurance Brokers serves mobile homeowners throughout the Rochester, Minnesota area, helping them find coverage for manufactured and mobile homes. The company works with clients to explain policy options for protecting their dwelling and personal property. It assists both permanent residents and those with seasonal or rental properties. Atlas Insurance Brokers provides quotes and guidance on selecting the right mobile home insurance plan for each customer’s unique needs. The agency also extends its services to nearby communities such as Stewartville.
Arment & Associates, LLC American Family Insurance offers both one-time policy consultations for individual mobile home purchases and recurring service options for ongoing coverage management. Their mobile home insurance plans in the Rochester, MN area provide protection against common weather and structural risks while tailoring deductibles to local property values. Clients can file claims through a straightforward process. Service runs on either one-time, scheduled, or as-needed basis depending on the client's policy change needs.
Connor Faupel Insurance Agency specializes in mobile home coverage for manufactured and modular dwellings in the Rochester, MN area. It routinely helps clients secure policies that protect the structure, personal property, and liability exposures unique to these homes. The agency works to address common coverage gaps, such as those involving attached decks or skirting. Entering the winter season, it often reviews policies to ensure adequate protection against freeze-related pipe bursts and snow load damage, a typical concern for mobile homeowners in southern Minnesota.
As winter ice and thaw settle over Rochester each spring, protecting a mobile home’s roof and plumbing becomes essential. Farmers Insurance - Joanna Johnson addresses this seasonal exposure with a mobile home agent’s standard coverage options for wind, hail, and freezing pipes. The agency customizes policies to reflect each trailer’s age, skirting condition, and tie-down system. Any client inquiry begins with a site inspection to document the home’s current structural state before a policy is drafted.
The Matt Kechely - State Farm Insurance Agent agency in Rochester, MN works with clients to secure mobile home coverage that protects their residence and personal belongings. As part of its general service, the company can help arrange specialized add-ons for replacement cost value and liability protection. These policies are tailored to safeguard the unique structural vulnerabilities and risk factors associated with manufactured housing. The agency can also serve the specific insurance needs of commercial sectors such as offices, warehouses, and food service operations.
Ted W. Smith Insurance in Rochester, MN provides residential mobile home insurance services, helping protect manufactured and mobile dwellings in local communities. They also offer commercial coverage options for mobile home parks, rental properties, and related business risks. As a localized agent, the firm serves property owners throughout the Rochester area and surrounding parts of southeastern Minnesota. After an initial policy is written, the agent remains available for follow-up consultations and can assist with policy adjustments during the year between regular renewal visits.
Sam Ghareeb Insurance Broker in Rochester, MN is known for helping local mobile home owners secure tailored coverage that protects their property and personal assets. The agency serves clients throughout the region, offering policies that address common risks for manufactured and modular homes. Customers can expect guidance on matching deductibles and liability limits to their specific housing situation. Add-on endorsements are available for additional structures like sheds, carports, or attached porches, providing more complete protection for a client’s entire property.
What Does a a Mobile Home Insurance Agent in Rochester Cost?
Typical mobile home insurance in Minnesota costs between 300 and 800 dollars per year for a standard policy. Older homes or those in flood zones may cost more. Rates depend on home age value and location. This is general information not insurance advice.
About mobile home insurance agents in Rochester
Mobile home insurance agents in Rochester Minnesota help owners protect their manufactured homes against damage and liability. Minnesota requires mobile home insurers to offer replacement cost coverage for new homes and actual cash value for older models. Local agents can explain how Minnesota Statute 327C governs mobile home park tenancies and insurance requirements.
Frequently Asked Questions
What does mobile home insurance cover in Minnesota?
Standard policies cover the home structure against fire wind and hail. Liability protection is included for injuries on your property. Minnesota law does not require mobile home insurance but lenders and parks often do.
How do I find a mobile home insurance agent in Rochester?
Search for independent agents who specialize in manufactured homes. Many local agencies in Rochester offer quotes from multiple carriers. Ask about discounts for tie-downs and security systems.
Can I get mobile home insurance if my home is in a park?
Yes agents can write policies for homes in parks. You may need separate coverage for personal property inside the home. Some parks require proof of liability insurance under park rules.
Mobile Home Insurance Agents in Other Minnesota Cities
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