The top-rated mobile home insurance agent in Shakopee, Minnesota is Katie Odeen - State Farm Insurance Agent, rated 5.0 stars across 284 reviews. Other highly rated options include Farmers Insurance - Bradley Hansen, Brad Billings - State Farm Insurance Agent, Eric Means - State Farm Insurance Agent. This directory lists 14 mobile home insurance agents serving Shakopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Odeen - State Farm Insurance Agent | 1226 4th Ave E #110 | (952) 225-5450 |
| 2 | Farmers Insurance - Bradley Hansen | 8170 Old Carriage Ct Suite 200 | (952) 222-4479 |
| 3 | Brad Billings - State Farm Insurance Agent | 255 1st Ave E | (952) 445-3362 |
| 4 | Eric Means - State Farm Insurance Agent | 1667 17th Ave E #103 | (952) 446-7067 |
| 5 | Farmers Insurance - Robert Whitcomb | 132 Holmes St S | (952) 942-2082 |
| 6 | Innovative Insurance Services LLC | 8091 Old Carriage Ct | (952) 445-5767 |
| 7 | HomeTown Insurance | 950 Vierling Dr W Suite 100 | (952) 873-1876 |
| 8 | JJ Insurance | 1038 1st Ave E | (952) 283-3067 |
| 9 | Robert Loonan American Family Insurance | 1221 4th Ave E #165 | (952) 445-8100 |
| 10 | WR Insurance Agency, LLC | 327 Marschall Rd Suite 380 | (612) 799-6972 |
Katie Odeen - State Farm Insurance Agent serves the Scott County area of Shakopee, Minnesota, offering mobile home insurance policies tailored to locally manufactured and modular dwellings. The agency helps clients protect their structure, personal property, and liability exposure under standard coverage plans. Policies address common regional risks, including wind, hail, and winter freeze damage to plumbing or roof systems. Specific services include loss settlement options for older mobile homes and extended replacement cost endorsements for newer models.
Farmers Insurance - Bradley Hansen in Shakopee, MN provides mobile home insurance coverage, including protection for structures, personal property, and liability. Service options include policy review sessions, claims assistance, and guidance on endorsements for attached decks or carports. Typical maintenance plans offered help property owners address seasonal weather risks. The agency serves mobile home properties, including single-family manufactured homes and multi-section residences in parks or private lots, as well as apartments, retail spaces, and restaurants.
Brad Billings - State Farm Insurance Agent works with homeowners and property managers in Shakopee, Minnesota who require reliable coverage for their manufactured or modular homes. This agency offers typical mobile home insurance policies that help protect dwellings from common regional risks like storm damage, fire, or liability issues. Everyday consultations focus on choosing appropriate deductibles and understanding the specifics of mobile home protection. Customers can seek straightforward insurance advice for their unique property situations. The agent also serves mobile home owners in nearby Prior Lake and across the broader southwest metro region.
Mobile home insurance typically offers either a one-time purchase policy for full cash value or a recurring annual policy with replacement cost coverage. Eric Means’s agency in Shakopee, MN, assists local mobile homeowners in selecting plans that safeguard their structure and personal belongings against weather and accidental damage. Coverage options often include liability protection and additional living expenses if the home becomes uninhabitable after a covered loss. Service runs on an as-needed basis, with policies renewed annually or adjusted whenever the homeowner’s situation changes.
Farmers Insurance - Robert Whitcomb serves Shakopee, Minnesota, and the surrounding communities, handling mobile home insurance policies for local residents. It assists clients with coverage tailored for manufactured and mobile homes in the area. The office typically begins by reviewing a customer’s specific housing setup and risk factors, then recommends a policy that fits the home’s age and location. For a typical job, it compares available coverage options to address each client’s unique needs and budget concerns.
Innovative Insurance Services LLC provides specialty coverage for mobile and manufactured homes in the Shakopee area, helping residents protect their primary dwellings against local risks. The agency works with area carriers to tailor policies that address the unique construction and placement considerations of these homes. Through personalized consultations, its agents assess individual needs and explain coverage options in clear terms. During the heavy snow seasons common to Minnesota, the company particularly helps clients understand how winter weight loads on roofs and ice dam damage are addressed under their policies, ensuring year-round preparedness.
Winter in Shakopee often brings ice damming and strong winds, making mobile home coverage a priority. HomeTown Insurance addresses these local exposures by tailoring policies to protect against seasonal damage specific to manufactured homes. Clients receive guidance on skirting and tie-down requirements that meet Minnesota standards and lender needs. The agent reviews policy limits for both the structure and personal belongings, accounting for area replacement costs. To begin, the company schedules an on-site inspection of the mobile home’s current condition and any prior claims.
JJ Insurance provides mobile home insurance coverage for residents in and around Shakopee, Minnesota. The company can arrange for specialized endorsements to protect against weather-related risks common to manufactured housing in this region. Policies typically address dwelling replacement, personal property, and liability exposures. Additional coverages such as loss of use and extended replacement cost may be discussed during the quoting process. JJ Insurance serves commercial sectors including mobile home offices, storage warehouses, and food service establishments.
Robert Loonan American Family Insurance provides mobile home insurance services in Shakopee, Minnesota, serving residential customers with tailored policies for manufactured and modular homes. Commercial coverage is also offered to protect against property and liability risks. The agent serves mobile homeowners throughout Shakopee and the surrounding area, working to address coverage needs like wind, hail, and personal property protection. Clients who need adjustments or additional inquiries between regular visits can follow up for prompt assistance.
WR Insurance Agency, LLC in Shakopee, MN is known for arranging tailored coverage plans for mobile home owners across the local region. The agency assists clients with policies that protect manufactured homes and stationary trailers against common weather and liability risks. Agents work directly with residents to explain coverage options and ensure adequate personal property protection. An add-on specialty service available through the company includes coverage for detached structures like sheds or carports often found on mobile home lots.
What Does a a Mobile Home Insurance Agent in Shakopee Cost?
Typical mobile home insurance in Minnesota costs between 400 and 1200 dollars per year depending on the home value, location, and coverage limits. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Shakopee
Mobile home insurance agents in Shakopee Minnesota help protect your manufactured home against risks like fire and wind. Minnesota law requires insurers to offer specific coverage for mobile homes under state regulations. Local agents understand the unique weather risks in Scott County and can guide you through policy options.
Frequently Asked Questions
What does mobile home insurance cover in Shakopee Minnesota?
Standard policies cover the dwelling, personal property, and liability. Minnesota requires insurers to offer replacement cost coverage for mobile homes under state code 72A.201.
Do I need mobile home insurance in Minnesota?
Yes, if you have a loan on the home your lender will require it. Even without a loan, Minnesota law does not mandate insurance but it is strongly recommended for financial protection.
How do I choose a mobile home insurance agent in Shakopee?
Look for an agent who specializes in manufactured homes and understands Minnesota wind and hail risks. Ask about policy exclusions and whether your home is tied down to meet state safety standards.
Mobile Home Insurance Agents in Other Minnesota Cities
Andover · Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville