The top-rated mobile home insurance agent in Bozeman, Montana is Proper Insurance Services, rated 5.0 stars across 792 reviews. Other highly rated options include Bethany Lentz - State Farm Insurance Agent, Brad Daws - State Farm Insurance Agent, Dusty Daws - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Proper Insurance Services | 40 Enterprise Blvd Suite 201 | (888) 631-6680 |
| 2 | Bethany Lentz - State Farm Insurance Agent | 3960 Valley Commons Dr Unit 2 | (406) 624-6767 |
| 3 | Brad Daws - State Farm Insurance Agent | 1716 W Main St STE 2 | (406) 587-4010 |
| 4 | Dusty Daws - State Farm Insurance Agent | 1716 W Main St STE 1 | (406) 586-0084 |
| 5 | Daniel Corbin - State Farm Insurance Agent | 135 Mill Town Lp Unit A | (406) 624-0099 |
| 6 | Farmers Insurance - Jennifer Hammack | 145 Mill Town Lp Ste B | (406) 924-4812 |
| 7 | AAA Bozeman Branch | 1530 N 19th Ave Suite B | (406) 586-6156 |
| 8 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 9 | Farmers Insurance - Nicholas Homec | 702 N 19th Ave Ste 1a | (406) 586-8480 |
| 10 | Bridger Insurance Agency | 389 S Ferguson Ave | (406) 922-5110 |
Proper Insurance Services serves Bozeman and surrounding Gallatin County as a mobile home insurance agent. It works with local policies designed specifically for manufactured and mobile homes, offering coverage that accounts for the unique risks of this area. A typical policy includes protection for the dwelling structure, personal property, and liability. The company also assists clients with specialized endorsements such as coverage for attached decks, skirting, and anchoring systems.
Bethany Lentz - State Farm Insurance Agent in Bozeman, MT, provides mobile home insurance coverage tailored to protect manufactured and modular dwellings. Her agency offers customizable policies that address property damage, liability, and personal belongings, along with flexible payment plans to suit varying budgets. Regular policy reviews are available to ensure coverage keeps pace with changing needs. This Bozeman office serves owners of single-family mobile homes, apartment complexes with manufactured units, and commercial properties such as retail establishments and restaurants that utilize mobile home structures.
Brad Daws - State Farm Insurance Agent serves homeowners and property owners in Bozeman, MT, providing coverage designed for mobile and manufactured homes. The office helps clients understand the specific risks that can affect these dwellings, including wind, hail, and fire damage, and works to tailor appropriate liability and personal property protection. Customers can receive guidance on differences between mobile home policies and standard homeowners insurance, ensuring their needs are addressed. The agent also serves clients across nearby Belgrade and the surrounding Gallatin Valley area.
Serving Bozeman, Montana, and its surrounding communities, Dusty Daws - State Farm Insurance Agent handles mobile home insurance for local residents. The agency provides coverage options tailored specifically to manufactured and mobile homes in the region. A typical job begins with a thorough assessment of the client's property and specific risks in the area. The agent then works to identify suitable policy features that address those needs. Throughout the process, the agency maintains clear communication and offers ongoing support for any coverage adjustments required.
Daniel Corbin - State Farm Insurance Agent in Bozeman, MT, provides coverage for manufactured and modular homes as a mobile home insurance specialist. The agency also handles standard homeowners policies and auto insurance for local residents. Clients can consult with experienced agents to customize policies that protect against damage from wind, hail, and freezing temperatures. The service helps mobile homeowners secure coverage suited to seasonal risks, such as snow load on roofs during severe Montana winters.
Winter storms and heavy mountain snowfall in Bozeman can put significant strain on older mobile home roofing and pipe systems. Farmers Insurance with Jennifer Hammack assists local homeowners in reviewing their coverage against these specific seasonal weather risks. The agency specializes in tailored mobile home policies that address the unique construction and siting challenges common to manufactured homes in the Gallatin Valley. An initial assessment often begins with a thorough inspection of the home’s ties, skirting, and foundation to ensure adequate protection.
AAA Bozeman Branch serves mobile home owners in Bozeman, MT, by distinguishing between one-time coverage needs and recurring insurance policies. Their approach to mobile home insurance focuses on protecting structures from regional weather risks, including hail and snow loads common to the area. Clients may choose a single policy for immediate property protection or set up continuous coverage with ongoing premium adjustments. Service for policy management and claims assistance runs on an as-needed basis, allowing customers to request support when required rather than on a fixed schedule.
Big Sky Insurance Lanphear Agency helps customers in Bozeman, MT, find mobile home insurance that covers their manufactured or modular structures against typical local weather and liability risks. Additional specialty protections can be added for specific needs, including replacement cost coverage, personal property endorsements, and loss-of-use benefits. The agency can serve a variety of commercial sectors requiring tailored policies, such as offices, warehouses, and food service operations.
Bridger Insurance Agency serves residential mobile home insurance needs in Bozeman, Montana. The agency also provides commercial coverage for mobile home parks or similar business properties throughout the surrounding area. Clients receive guidance on protecting their manufactured homes against local weather risks and liability concerns. The agency offers follow-up support between regular visits to assist with policy adjustments, claims questions, or annual renewals as circumstances change.
What Does a a Mobile Home Insurance Agent in Bozeman Cost?
The average annual cost for mobile home insurance in Montana ranges from 400 to 1,200 dollars depending on the home value, location, and coverage limits. Older homes or those in high-risk fire zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Bozeman
A mobile home insurance agent in Bozeman can help you find a policy that protects your manufactured home and belongings. Montana requires mobile home owners to have liability coverage if the home is financed or located in a park. Local agents understand the risks of mountain weather and wildfire exposure in Gallatin County.
Frequently Asked Questions
What does mobile home insurance cover in Bozeman Montana?
A standard policy covers damage from fire, wind, hail, and theft. It also includes liability protection if someone is injured on your property. Flood and earthquake coverage are usually separate add-ons.
Is mobile home insurance required by law in Montana?
Montana does not require insurance for a paid-off mobile home on private land. However, lenders and mobile home parks typically require proof of insurance. If you have a loan, your lender will set minimum coverage levels.
How do I choose a mobile home insurance agent in Bozeman?
Look for an agent who specializes in manufactured home policies and knows local risks. Ask about discounts for safety features like storm straps or smoke alarms. Compare quotes from at least three agents to find a good fit.
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