The top-rated mobile home insurance agent in Helena, Montana is Rocky Mountain Medicare, rated 5.0 stars across 237 reviews. Other highly rated options include Joe Mitchell - State Farm Insurance Agent, Jon Miller - State Farm Insurance Agent, Rocky Mountain Insurance Group. This directory lists 18 mobile home insurance agents serving Helena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rocky Mountain Medicare | 1134 Butte Ave | (406) 204-1580 |
| 2 | Joe Mitchell - State Farm Insurance Agent | 601 Euclid Ave Suite D | (406) 443-0867 |
| 3 | Jon Miller - State Farm Insurance Agent | 900 N Last Chance Gulch #103 | (406) 502-2200 |
| 4 | Rocky Mountain Insurance Group | 1111 N Rodney St Suite 3 | (406) 422-4437 |
| 5 | Bison Insurance, PLLC | 3171 N Montana Ave | (406) 442-1414 |
| 6 | Mike Miller - State Farm Insurance Agent | 900 N Last Chance Gulch #103 | (406) 442-9900 |
| 7 | Cochrane Insurance Agency | 201 E Lyndale Ave | (406) 442-6700 |
| 8 | MATHIS INSURANCE AGENCY LLC | 1313 11th Ave | (406) 442-9680 |
| 9 | Marsh McLennan Agency | 1108 Livingston Ave | (406) 442-5360 |
| 10 | Insurance Unlimited | 1040 Helena Ave | (406) 442-4144 |
Rocky Mountain Medicare serves the Helena, Montana area, offering specialized insurance policies for mobile and manufactured homes. The agency focuses on protecting local homeowners against regional weather risks and property damage claims. Clients can receive guidance on coverage options that meet lender requirements and personal asset protection needs. The agency handles policy renewals and claims assistance for mobile home structures in the surrounding Lewis and Clark County region.
Joe Mitchell, a State Farm Insurance agent in East Helena, MT, helps area residents and business owners obtain essential coverage for their properties, including the specific needs of manufactured and mobile homes. His agency can discuss supplementary protections such as liability, personal property, and special endorsements for attached structures. The local office provides tailored policies for commercial sectors that may require coverage for offices, warehouses, and food service operations.
Jon Miller - State Farm Insurance Agent in Helena, MT, provides tailored mobile home insurance policies that protect against common regional risks. The agency offers comprehensive plans covering the structure, personal belongings, and liability, alongside practical claim assistance and policy reviews. Maintenance guidance and coverage adjustments are available to ensure each policy keeps pace with changes in the homeowner’s situation. The company serves owners of mobile and manufactured homes, including single-family residences, rental properties, and retail-based manufactured home communities.
Rocky Mountain Insurance Group in Helena, MT serves homeowners and property managers seeking specialized mobile home coverage. The agency helps clients protect their manufactured housing from regional risks such as hailstorms and heavy snow. Policies arranged address structure damage, personal property loss, and liability concerns common to mobile home ownership. The firm also extends its insurance agent services to the neighboring community of East Helena, ensuring additional mobile home owners in the area have access to tailored protection.
Bison Insurance, PLLC serves the Helena area and its surrounding communities, handling the specific coverage needs for mobile and manufactured homes. The agency helps local homeowners find appropriate protection for their dwellings and personal property against regional weather risks. The company takes a thorough, consultative approach, first assessing the unique structural and location-based factors of each home before recommending a policy tailored to the individual client’s needs and budget.
With harsh Montana winters threatening pipes and sudden hailstorms common in Helena, securing a mobile home against weather damage is a critical concern for residents. Mike Miller works as a State Farm Insurance Agent providing specialized mobile home insurance policies tailored to area conditions. He assists customers in evaluating coverage options that address risks like wind, snow load, and structural vulnerabilities unique to manufactured housing. Every policy begins with a thorough walk-through inspection of the property to identify specific protection needs.
Cochrane Insurance Agency in Helena, MT distinguishes between one-time policies covering a single term and recurring annual renewals for ongoing mobile home protection. Their coverage options typically include dwelling, personal property, and liability against local risks like wind and fire. Service operates on a scheduled annual basis, with clients able to arrange a one-time visit for a new policy or policy review as needed.
MATHIS INSURANCE AGENCY LLC in Helena, MT specializes in protecting mobile and manufactured homes against specific risks common to the area. It works with clients to find policies that cover structures and personal belongings. Spring storms and sudden hailstorms in central Montana can cause unexpected damage to roofs and siding. The agency helps its policyholders address these seasonal concerns by reviewing coverage for storm-related repairs.
Marsh McLennan Agency, serving the Helena area, clarifies for mobile home owners the distinction between one-time policies for initial purchase protection and recurring annual coverage to address ongoing exposure to Montana weather and transportation risks. These tailored insurance plans typically safeguard the structure, personal property, and liability. Service engagements for policy consultations, adjustments, and claims assistance are available on both a scheduled and as-needed basis, ensuring support aligns with individual client circumstances throughout the year.
Insurance Unlimited assists clients in Helena, MT, with securing mobile home insurance coverage tailored to their needs. Specialized add-ons often include protection for attached structures and personal property replacement during relocation. The agency works to explain policy details and coverage gaps specific to manufactured housing. It serves a range of commercial sectors, including office complexes requiring tenant insurance, warehouse facilities needing liability protection, and food service establishments seeking comprehensive property coverage.
What Does a a Mobile Home Insurance Agent in Helena Cost?
The cost of mobile home insurance in Montana typically ranges from 300 to 800 dollars per year for a basic policy. Factors such as the home age location and coverage limits affect the price. In Helena additional risks like hail and snow load may increase premiums. This is general information and not insurance advice.
About mobile home insurance agents in Helena
Mobile home insurance agents in Helena Montana help owners of manufactured and mobile homes find appropriate coverage. Montana law requires mobile home owners to have liability insurance if the home is on a rented lot or in a park. Agents can explain local risks such as hail and wildfire and match policies to your specific situation.
Frequently Asked Questions
Do I need a special insurance policy for a mobile home in Helena?
Yes mobile homes often require a specialized policy because they differ from site built homes. Standard homeowners insurance may not cover mobile homes. A local agent can help you find a policy that meets Montana requirements.
What does mobile home insurance in Montana typically cover?
Coverage usually includes damage from fire wind hail and theft. It can also include liability protection if someone is injured on your property. Flood and earthquake coverage are typically separate and may be needed in Helena.
How can a mobile home insurance agent in Helena help me?
An agent can compare policies from multiple insurers to find coverage that fits your home and budget. They understand Montana regulations and can explain deductibles and exclusions. They also assist with claims if damage occurs.
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