The top-rated mobile home insurance agent in Scotch Plains, New Jersey is Jason Bartlett - State Farm Insurance Agent, rated 5.0 stars across 193 reviews. Other highly rated options include John Powell - State Farm Insurance Agent, Empire Insurance Group, NJ, Nelson C. Espeland: Allstate Insurance. This directory lists 10 mobile home insurance agents serving Scotch Plains.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Bartlett - State Farm Insurance Agent | 431 Park Ave | (908) 322-4373 |
| 2 | John Powell - State Farm Insurance Agent | 2253 South Ave Ste 8 | (908) 928-0900 |
| 3 | Empire Insurance Group, NJ | Spruce Mill Ln | (908) 400-0100 |
| 4 | Nelson C. Espeland: Allstate Insurance | 2284 South Ave | (908) 233-6300 |
| 5 | Ronak Shah: Allstate Insurance | 2284 South Ave | (908) 941-0808 |
| 6 | Medicare Life Brokers LLC | 1812 Front St | (855) 503-2128 |
| 7 | Shults Insurance Agency Inc. | 377 Park Ave | (908) 889-7444 |
| 8 | Allstate Scotch Plains Westfield | 2284 South Ave | (908) 233-6300 |
| 9 | Farmers Insurance - Sammy Jimenez | 1791 E 2nd St | (908) 264-0100 |
| 10 | Gottesmann Agency | 1906 Westfield Ave # A | (908) 322-2304 |
Jason Bartlett - State Farm Insurance Agent serves Scotch Plains and surrounding areas of Union County, providing mobile home insurance for local residents. The agency works with clients to secure policies that address the structural and liability needs specific to manufactured and modular housing. It helps customers navigate coverage limits and understand how protection applies to their dwelling and personal property. The agent handles policy adjustments for unique aspects of mobile homes, including tie-downs and transportation damage.
John Powell - State Farm Insurance Agent, operating in Scotch Plains, NJ, offers a range of mobile home insurance services, including coverage options tailored to protect manufactured homes and their attached structures. The office assists clients with customizing policies through quotes and regular policy reviews. It also provides support for processing claims and adjusting coverage as homeowners’ needs change, along with standard maintenance reminders to help policyholders safeguard their property. The agency predominantly services single-family mobile homes and often assists owners of seasonal vacation properties.
Empire Insurance Group, NJ serves homeowners and mobile home owners in Scotch Plains and the surrounding areas, providing tailored insurance policies to protect manufactured and mobile homes against common regional risks. The agency assists clients in navigating coverage options that address property damage, liability, and personal belongings. With a focus on residential mobile homes, the team works to match each policy to the specific needs of the customer. Its coverage area also extends to neighboring communities in Union County, including Plainfield.
Serving Scotch Plains and the surrounding communities in Union County, Nelson C. Espeland: Allstate Insurance handles mobile home insurance needs for local homeowners. The agency provides coverage that addresses the specific risks associated with manufactured and modular homes in this region. Typical policies protect the dwelling structure, personal belongings, and liability from accidents on the property. To handle a standard job, the agent first assesses the client's specific property type and location, then recommends a policy that aligns with individual coverage requirements and budget considerations.
For mobile home insurance, customers choose either a one-time policy for seasonal properties or a recurring plan for year-round coverage. Ronak Shah: Allstate Insurance in Scotch Plains, NJ assists clients with tailor-made policies that protect the structure and belongings from regional weather risks. Standard coverage options include liability protection and loss-of-use benefits for temporary housing needs. Service arrangements are scheduled on an as-needed basis, allowing clients to adjust their coverage when filing claims or updating their policy at renewal time.
Medicare Life Brokers LLC offers specialized mobile home insurance assistance for clients in Scotch Plains, New Jersey, including policy reviews and coverage comparisons to protect manufactured or modular homes. The agency guides homeowners in tailoring policies to address common concerns such as limited insulation for seasonal exposure or structural differences from traditional housing. Its work helps local residents manage winter risks like freeze damage to pipes or wind threats from severe thunderstorms common in the region during spring.
In the unpredictable weather of the Northeast, a sudden storm can threaten a mobile home in Scotch Plains. Shults Insurance Agency Inc. helps local homeowners secure policies that address such region-specific risks, from wind and hail damage to potential flooding. Their process begins with understanding the unique structural considerations of manufactured housing versus traditional homes. An agent will then conduct a thorough inspection of the property’s condition, confirming its eligibility and necessary coverage limits before finalizing a plan.
Allstate Scotch Plains Westfield assists clients with securing coverage for their manufactured and mobile homes in Scotch Plains, NJ. The company can arrange add-on endorsements for specific perils like wind, hail, or theft that are not included in basic policies. Their services extend to protecting mobile homes used as commercial spaces, including small offices, warehouses, and food service establishments.
Serving residents of Scotch Plains, New Jersey, Farmers Insurance - Sammy Jimenez provides mobile home insurance services to protect properties in the area. The agency also offers commercial coverage for local businesses seeking tailored insurance solutions throughout the region. Following each claim or policy adjustment, the agent contacts clients to ensure their needs have been met and coordinates future coverage updates through follow-up appointments scheduled between regular renewal visits.
Gottesmann Agency is a mobile home insurance agent known for offering tailored coverage solutions to residents in and around Scotch Plains, New Jersey. The company assists homeowners in protecting their property against common regional risks, such as severe weather and liability concerns. By working with multiple carriers, the agent can compare policy options to match individual needs and budgets. Mobile home insurance often requires specialized endorsements. Gottesmann Agency provides an additional coverage add-on for detached structures like sheds or garages.
What Does a a Mobile Home Insurance Agent in Scotch Plains Cost?
Typical mobile home insurance costs in New Jersey range from 400 to 1,200 dollars per year depending on the homes age value and location. Policies in flood prone areas of Union County may cost more. Deductibles often range from 500 to 2,000 dollars. This is general information not insurance advice.
About mobile home insurance agents in Scotch Plains
Mobile home insurance agents in Scotch Plains New Jersey help owners of manufactured homes find appropriate coverage. New Jersey law requires mobile home owners to have liability insurance if the home is in a park or community. An agent can explain how local regulations and flood risks in Union County affect your policy needs.
Frequently Asked Questions
What does a mobile home insurance agent in Scotch Plains do?
An agent helps you compare policies from different insurers to cover your mobile home structure and belongings. They also advise on New Jersey specific requirements like windstorm coverage and liability for park owned land.
Is mobile home insurance required by law in New Jersey?
New Jersey does not require mobile home insurance by state law. However most lenders and mobile home parks will require you to have a policy with liability and property coverage.
How do I choose a mobile home insurance agent in Scotch Plains?
Look for an agent who is licensed in New Jersey and has experience with manufactured homes. Ask about their knowledge of local flood zones and the New Jersey Fair Automobile Insurance Act which may affect bundled policies.
Mobile Home Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Fort Lee · Hackensack · Hamilton Township · Iselin