The top-rated mobile home insurance agent in Union, New Jersey is David Roy - State Farm Insurance Agent, rated 4.8 stars across 112 reviews. Other highly rated options include State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins, Clear Path Insurance Services. This directory lists 13 mobile home insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 2 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 3 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 4 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 5 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 6 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 7 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 8 | Goosehead Insurance - Monique Perry | 2400 Morris Ave # 104 | (973) 954-9288 |
| 9 | Ringler Insurance Agency | 2225 Morris Ave | (908) 688-0011 |
| 10 | American Union insurance agency | 2519 Audrey Terrace | (732) 426-1435 |
David Roy - State Farm Insurance Agent serves Union County and the surrounding metro area, specializing in mobile home insurance solutions. The agency provides coverage options tailored to manufactured and mobile homes, addressing the unique needs of owners in northern New Jersey. With an understanding of local regulations and weather considerations, the agent helps clients protect their investment through policy discussions. Commonly handled services include policies for single-wide and double-wide mobile homes, as well as protection against specific regional risks.
State Farm Insurance Agent Max Smirnov in Union, NJ, provides coverage plans tailored specifically for mobile homes and manufactured housing in the region. Ongoing service consultations help policyholders adjust their protection as property values or local risks change. The agency assists with standard peril protection, liability options, and additional endorsements for specialized needs. It regularly works with single-family manufactured homes, double-wide mobile units, park-model structures, seasonal vacation properties on leased land, and occasional residential rental apartments located within mobile home communities.
Homeowners and property managers in Union, New Jersey, can turn to Farmers Insurance - David Robbins for mobile home insurance coverage. The agency helps clients protect their manufactured and modular homes with policies tailored to local needs. Services include structure protection, liability coverage, and options for personal belongings. The agent explains how policyholders can safeguard their investment against regional weather and other common risks. In addition to Union, the agency also serves the nearby communities in Elizabeth and throughout the broader Union County area.
Clear Path Insurance Services serves Union, New Jersey, and the surrounding communities in Union County. The agency handles mobile home insurance, working to protect manufactured and modular homes from common regional risks like storms and liability claims. It focuses on finding coverage that meets policy requirements while addressing the specific needs of mobile home owners. For each client, the agency generally assesses the property’s location and structure to recommend an appropriate level of protection.
When considering mobile home coverage, homeowners may choose between a one-time liability policy or recurring comprehensive plans that protect against localized weather damage and theft. Tavares Insurance Agency in Union, NJ, assists clients in selecting options that safeguard property and belongings. Policies typically cover structural repairs and temporary housing if a home becomes uninhabitable. Appointments with the agency are available on a scheduled basis, arranged by contacting the office during regular business hours to discuss specific coverage needs.
Insurance Associates Plus specializes in providing tailored coverage options for mobile homes in Union, NJ, addressing the unique protection needs of manufactured and modular housing. It also handles general insurance services to safeguard clients’ property and assets. Beyond standard policies, this agent helps homeowners prepare for severe weather events common to the region, such as heavy snow or thunderstorms that could damage roofing, siding, or outdoor structures, ensuring rapid assistance when claims arise from seasonal storm damage.
As winter storms roll into Union, NJ, homeowners often wonder if their mobile home policy covers wind and ice damage. Annagard Insurance Agency helps local residents review and adjust their mobile home insurance to address these seasonal concerns. They work with clients to understand coverage for their specific structure and property needs. Whether checking for adequate protection against local hail storms or updating liability limits, the agency focuses on practical, tailored advice. Every policy discussion begins with an inspection or a thorough review of the home’s current condition and insurance requirements.
Goosehead Insurance - Monique Perry in Union, New Jersey, provides mobile home insurance coverage tailored to manufactured and mobile dwellings in the area. Specialties include protection for personal property, liability, and additional structures. The agency can also secure policies for commercial sectors such as offices, warehouses, and food service operations, ensuring businesses have appropriate coverage for their specific operational needs.
Ringler Insurance Agency provides residential mobile home insurance services for clients in Union, New Jersey, and also offers commercial coverage options for mobile home parks and similar properties in the surrounding area. The agency helps customers protect their manufactured and modular homes against common regional risks. Policyholders can rely on the agency for straightforward guidance when adjusting coverage between regular visits, and the team is available to assist with follow-up service needs after an initial policy is in place.
American Union Insurance Agency in Union, New Jersey, is a local provider known for helping mobile homeowners find appropriate coverage for their unique housing needs. The agency offers standard protection options tailored to manufactured and mobile homes, including policies for structure damage, personal property, and liability. In addition to basic plans, the agency can assist clients in securing specialized add-on coverage for detached structures such as sheds or carports that often accompany mobile home properties.
What Does a a Mobile Home Insurance Agent in Union Cost?
Typical mobile home insurance in New Jersey costs between 300 and 800 dollars per year for a standard policy. Factors like home age, location in Union, and coverage limits affect the price. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Union
A mobile home insurance agent in Union, New Jersey can help you find coverage that meets state requirements and protects your investment. New Jersey law requires all mobile homes to have property insurance if they are financed, and agents can explain the specific wind and flood risks in Union County. Working with a local agent ensures you understand policy options for both single-wide and double-wide homes.
Frequently Asked Questions
What does mobile home insurance cover in Union New Jersey?
Standard policies cover damage from fire, wind, hail, and theft. Liability protection is also included. Flood insurance is separate and may be required in flood zones near the Elizabeth River.
Is mobile home insurance required by law in New Jersey?
New Jersey does not require mobile home insurance by state law. However, lenders and parks often require it. If you own the land, you still need liability coverage to protect against accidents.
How do I choose a mobile home insurance agent in Union?
Look for an agent licensed in New Jersey who has experience with manufactured homes. Ask about discounts for safety features like skirting and tie-downs. Compare quotes from at least two agents to find suitable coverage.
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