The top-rated mobile home insurance agent in Cleveland, Ohio is Acceptance Insurance, rated 4.9 stars across 535 reviews. Other highly rated options include CrossCountry Home and Auto Insurance Agency, Nanci Cieckiewicz: Allstate Insurance, Mike Fabert - State Farm Insurance Agent. This directory lists 14 mobile home insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3360 Warren Rd | (216) 249-7983 |
| 2 | CrossCountry Home and Auto Insurance Agency | 2160 Superior Ave | (877) 252-2050 |
| 3 | Nanci Cieckiewicz: Allstate Insurance | 4719 State Rd | (216) 739-0990 |
| 4 | Mike Fabert - State Farm Insurance Agent | Hts, 2491 Lee Blvd | (216) 932-6900 |
| 5 | A&A Action Auto Insurance | 3421 Prospect Ave E | (216) 361-8988 |
| 6 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 7 | Four Point Insurance Agency, Inc. | 750 Prospect Ave E APT 706 | (216) 704-6307 |
| 8 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
| 9 | Commercial Auto & Truck Insurance Cleveland | 4885 Woodland Ave | (216) 278-0486 |
| 10 | Gibbs Insurance | 13905 Kinsman Rd | (216) 830-2222 |
Acceptance Insurance serves the Cleveland, Ohio metro area as a mobile home insurance agent. They help local homeowners protect their manufactured and modular dwellings from common regional risks. Their policies typically cover structure damage, personal property loss, and liability protection. As an agency, they offer tailored coverage for both single-wide and double-wide mobile homes. They also handle specialized protection for attached structures like decks and carports in the Cleveland area.
CrossCountry Home and Auto Insurance Agency serves Cleveland and the surrounding Cuyahoga County area, specializing in mobile home insurance. The agency assists local homeowners with policies that typically cover the structure, personal belongings, and liability for manufactured and mobile dwellings. Navigating insurance requirements specific to Ohio can be complex, and this agency helps clients compare options from multiple carriers. For mobile homeowners in Cleveland, the agency handles protection against common regional risks such as wind and hail damage.
Nanci Cieckiewicz: Allstate Insurance provides mobile home insurance coverage in the Cleveland, Ohio area. The agency helps clients protect their manufactured and mobile homes against common risks, including storm damage, fire, and theft. Policy options typically include protection for the structure, attached structures, personal property, and liability coverage. The agent assists with evaluating individual coverage needs, reviewing policy details, and handling claims when necessary. This service is available for single-family manufactured homes, seasonal properties, and rental mobile home communities, as well as apartments and condominiums used similarly.
Mike Fabert - State Farm Insurance Agent in Cleveland, Ohio serves homeowners and mobile home owners throughout the area. The company provides insurance policies that help protect manufactured and mobile homes from common regional risks. Property managers seeking coverage for mobile home lots or parks also rely on this agency for personalized risk assessments. From standard plans to more tailored protection options, each policy is designed to fit individual customer needs. The agency additionally covers clients in the nearby communities of Parma and Lakewood.
A&A Action Auto Insurance serves Cleveland, Ohio, and its surrounding communities as a mobile home insurance agent. The agency handles policies tailored to manufactured and mobile homes, covering structures and personal property. It works directly with clients to address specific coverage needs for seasonal or permanent residences. The company typically begins each job with a detailed consultation to assess the customer’s situation, then recommends appropriate policy options to fit the location and usage of the home.
Ralph P. Sills Insurance Agency, located in Cleveland, OH, assists customers in distinguishing between one-time purchase policies for single mobile home transactions and recurring coverage options that ensure ongoing protection for long-term residents. The agency offers essential policies that safeguard mobile homes against common regional perils, including severe storms and liability claims. Personal property coverage is also typically arranged within a comprehensive plan. Service is provided on an as-needed basis, where clients can schedule consultations for policy purchases or adjustments whenever their insurance requirements arise.
Four Point Insurance Agency, Inc. specializes in securing coverage for manufactured and modular homes in the Cleveland area. The agency works with local homeowners to tailor policies that protect against common dwelling perils. Their services include evaluating property value and selecting appropriate liability protection. The agency assists clients with adjusting coverage limits as their housing needs evolve. With the arrival of Ohio's winter weather, Four Point Insurance Agency helps customers review their policies for adequate protection against ice dam damage and burst pipe claims.
When winter storms or heavy spring rains threaten properties in the Cleveland area, mobile home owners often seek specialized coverage for manufactured housing. Evarts Tremaine provides policies tailored to these unique structures, addressing risks like wind damage and aging roof repair costs. As a dedicated mobile home insurance agent serving the region, the company helps clients understand policy exclusions and liability limits for park-model dwellings. Each new policy begins with a detailed on-site inspection of the home’s condition, anchors, and skirting to determine appropriate coverage levels and initial assessment.
Commercial Auto & Truck Insurance Cleveland works with individuals to secure coverage for their manufactured homes, protecting against common perils such as fire, wind, and liability. The agency specializes in adding endorsements for personal property replacement, additional living expenses, and detached structures. Clients can also explore protection for equipment breakdowns and flood damage risks. Their services extend to commercial sectors, including offices, warehouses, and food service providers, helping these businesses manage their property insurance needs alongside personal mobile home policies.
Gibbs Insurance provides residential mobile home insurance coverage in Cleveland, Ohio, and also offers commercial insurance services for mobile home properties in the region. As a local agency, it understands the specific insurance needs of manufactured and modular homes in the Cleveland area. The agency is available for initial policy setup and follow-up service between regular visits to ensure coverage remains appropriate. Clients can contact the agency to schedule reviews or adjustments to their policies as needed throughout the year.
What Does a a Mobile Home Insurance Agent in Cleveland Cost?
Typical mobile home insurance in Ohio costs between 300 and 800 dollars per year for a standard policy. A full replacement cost policy can range from 500 to 1,200 dollars annually. Older mobile homes or those in high risk flood zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Cleveland
Mobile home insurance agents in Cleveland Ohio help owners of manufactured and mobile homes find the right coverage. Ohio law requires proof of financial responsibility for mobile homes titled as vehicles but not always for real estate. An agent can explain how Ohio statutes affect your policy and what local risks like lake effect snow or windstorms mean for your coverage.
Frequently Asked Questions
What does a mobile home insurance agent in Cleveland do?
A mobile home insurance agent helps you compare policies from different insurers. They explain Ohio specific rules such as the requirement for a certificate of title for mobile homes not affixed to land. They also guide you on coverage for theft, fire, and weather damage common in Northeast Ohio.
Is mobile home insurance required in Ohio?
Ohio does not have a state law requiring mobile home insurance for all owners. However if you have a loan on the mobile home the lender will require coverage. Also if you park your mobile home in a community the park may require liability insurance.
What factors affect the cost of mobile home insurance in Cleveland?
Cost depends on the age and value of your mobile home, its location in Cleveland, and the coverage limits you choose. Flood and wind damage risks in Ohio can raise premiums. Your claims history and credit score also influence the price.
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