The top-rated mobile home insurance agent in Fairborn, Ohio is Bud Hillard - State Farm Insurance Agent, rated 4.8 stars across 37 reviews. Other highly rated options include Mike Baker - State Farm Insurance Agent, Jeff Roberts - State Farm Insurance Agent, Flatter Insurance Inc. This directory lists 13 mobile home insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bud Hillard - State Farm Insurance Agent | 8380 Dayton Springfield Rd | (937) 864-7321 |
| 2 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 3 | Jeff Roberts - State Farm Insurance Agent | 128 W Main St | (937) 878-8722 |
| 4 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 5 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 6 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 7 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 8 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 9 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 10 | Parrett Insurance Group | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
Bud Hillard - State Farm Insurance Agent serves the Fairborn, Ohio area, providing mobile home insurance to local residents. The agency helps protect manufactured and mobile homes against common perils such as wind, fire, and hail. Policies offered can cover the structure itself as well as personal belongings inside the home. The agency also works with clients to arrange liability coverage and additional living expense protection if a home becomes uninhabitable. Services include securing coverage for mobile home roofs and skirting.
Mike Baker’s agency provides a range of mobile home insurance services for the Fairborn area, including coverage options designed to protect structures and personal property. Service or maintenance plans are available to help policyholders manage risk and address common claims like roof leaks or appliance damage. The office is located in Fairborn, Ohio, and serves local policyholders who own single-family mobile homes and manufactured homes. It also extends its services to apartments, retail properties, and restaurants requiring tailored insurance solutions.
Jeff Roberts - State Farm Insurance Agent in Fairborn, OH serves homeowners and property owners who need mobile home insurance protection for their manufactured or trailer homes. The agency assists clients in selecting appropriate coverage for building structures, belongings against theft or damage, and personal liability on the property. Services also include policies for vacant land plots and seasonal lake cabins. This agent serves the greater Dayton metro area and extends coverage to nearby Beavercreek and Xenia communities for easy local service.
Flatter Insurance Inc serves Fairborn, Ohio, and the surrounding communities in Greene County. The agency handles mobile home insurance policies tailored to manufactured and modular housing needs. For each client, the agent reviews specific coverage requirements for the structure and personal belongings. The typical job involves comparing different insurer options to find appropriate protection for the homeowner. Flatter Insurance Inc uses a straightforward process of explaining policy details and exclusions clearly to the client before finalizing the coverage.
When choosing how to handle their policy, customers in Fairborn, OH can select a one-time review of their current plan or a recurring annual check-in to adjust for changes in their home’s value. Kevin Whitten American Family Insurance specializes in mobile home insurance, offering coverage for the structure, personal belongings, and liability on leased or owned land. These services run on either a one-time or scheduled repeat basis to fit each customer’s needs.
American National Insurance Co provides specialized mobile home insurance coverage in Fairborn, Ohio, and surrounding areas. It offers policies designed to protect manufactured and mobile homes. The agency helps clients secure appropriate insurance for their unique housing structures and personal property within these dwellings. It guides customers through policy options suited to their specific needs and local requirements, handling the necessary paperwork and claims assistance. As winter approaches, it advises on coverage for ice-related pipe bursts and wind damage common to the region’s seasonal weather patterns.
As winter temperatures drop and pipe-freeze risks climb in Fairborn, mobile homeowners need reliable coverage to protect their investment. The G A Campbell Agency provides tailored mobile home insurance policies that address these seasonal threats along with common local hazards like storm damage and liability concerns. Their agents focus on helping clients understand policy limits, deductibles, and replacement-cost options specific to manufactured housing. An initial assessment of the home’s age, condition, and location helps determine the appropriate coverage level before any policy is issued.
Nationwide Insurance: Brian D Parrett assists clients in Fairborn, OH with their mobile home insurance needs. This agency focuses on protecting manufactured and mobile homes, often offering coverage for attached structures and personal belongings. Policies can also include specialized add-ons such as replacement cost coverage or liability protection. The agency can serve commercial sectors like offices, warehouses, and food service establishments.
Bankers Life serves the Fairborn, Ohio area with residential mobile home insurance solutions, addressing coverage needs for single-wide and manufactured housing. The agency also assists local businesses requiring commercial mobile home insurance policies for rental properties or seasonal units. Services extend throughout Fairborn and the surrounding region. Clients typically schedule follow-up appointments after new policies are issued, with the agency offering repeat service to review coverage before regular renewal cycles begin.
Parrett Insurance Group in Fairborn, Ohio, is known for helping mobile home owners secure property and liability coverage. The company offers policies that address the unique structural and safety considerations of manufactured housing. Protecting clients against common regional risks like severe storms and liability claims is a key part of its service range. Coverage options can typically be tailored to include protection for personal belongings and detached structures. Parrett Insurance Group specializes in adding vandalism and comprehensive coverage endorsements.
What Does a a Mobile Home Insurance Agent in Fairborn Cost?
Typical mobile home insurance costs in Ohio range from 300 to 800 dollars per year for a standard policy. Factors like the homes age location and coverage level affect the price. A newer manufactured home in a protected park may cost less than an older unit in a flood prone area. This is general information and not insurance advice.
About mobile home insurance agents in Fairborn
Mobile home insurance agents in Fairborn Ohio help owners of manufactured and mobile homes find appropriate coverage. Ohio law requires mobile home owners to carry property insurance if they have a loan. Agents can explain the difference between actual cash value and replacement cost coverage for your home.
Frequently Asked Questions
What does a mobile home insurance agent in Fairborn do?
A mobile home insurance agent helps you find a policy that covers your home structure personal property and liability. They can also advise on Ohio specific requirements such as wind and hail coverage which is often needed in the region.
Is mobile home insurance required by law in Ohio?
Ohio state law does not require mobile home insurance. However if you have a mortgage or loan on the home your lender will require you to carry a policy that meets their minimum coverage amounts.
What factors affect the cost of mobile home insurance in Fairborn?
Costs depend on the age and condition of the home its location in Fairborn and the coverage limits you choose. Ohio weather risks such as storms and tornadoes also influence premium rates.
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