The top-rated mobile home insurance agent in Lynchburg, Virginia is Mallori Teegarden - State Farm Insurance Agent, rated 4.9 stars across 224 reviews. Other highly rated options include Cothran Schoonover Insurance, Hedges Insurance Agency LLC, Ben Hildreth - State Farm Insurance Agent. This directory lists 19 mobile home insurance agents serving Lynchburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mallori Teegarden - State Farm Insurance Agent | 114 Tradewynd Dr ste a | (434) 528-1234 |
| 2 | Cothran Schoonover Insurance | 7212 Timberlake Rd | (434) 239-2886 |
| 3 | Hedges Insurance Agency LLC | 22491 Timberlake Rd | (434) 237-2021 |
| 4 | Ben Hildreth - State Farm Insurance Agent | 2250 Murrell Rd STE C | (434) 239-2694 |
| 5 | Insurance Consultants of Lynchburg | 22174 Timberlake Rd m | (434) 237-5926 |
| 6 | Rob Chapman - State Farm Insurance Agent | 1658 Graves Mill Rd | (434) 385-4747 |
| 7 | Nelles Insurance Solutions | 101 Duncraig Dr UNIT 108 | (434) 832-0332 |
| 8 | Parr Insurance Services- Lynchburg | 2154-B Wards Rd | (434) 528-8100 |
| 9 | Carrie Mattox: Allstate Insurance | 19423 Forest Rd | (434) 384-6700 |
| 10 | Leech & Hicks, Inc. Insurance | 2504 Langhorne Rd | (434) 528-5855 |
Mallori Teegarden - State Farm Insurance Agent serves Lynchburg, VA and the surrounding areas, specializing in mobile home insurance policies. The agency helps local residents protect their manufactured and modular homes against common risks. Policies can cover the dwelling structure, personal property within the home, and liability for accidents that may occur on the property. The agent also works with homeowners to add coverage for additional structures like sheds, as well as loss of use protection if the home becomes uninhabitable due to a covered event.
Cothran Schoonover Insurance provides a range of mobile home insurance services tailored to residents in the Lynchburg, Virginia area. The agency works with clients to secure coverage that protects against common risks such as wind, hail, and fire damage to manufactured and mobile homes. Policy options typically include dwelling protection and personal liability coverage to meet individual needs. Customized service plans are developed to help policyholders maintain appropriate coverage as their circumstances change. The company issues policies for single-family manufactured homes, multi-unit mobile home parks, and seasonal vacation properties.
Hedges Insurance Agency LLC serves Lynchburg homeowners and property managers by offering specialized mobile home insurance coverage tailored to the unique needs of manufactured and modular dwellings. The agency helps clients protect their investments with policies addressing dwelling replacement, liability, and personal property. Its work involves guiding customers through coverage options for mobile homes located in parks or on private land. Hedges Insurance Agency LLC also extends its services to communities throughout the greater Campbell County area.
Serving Lynchburg and the surrounding communities of Central Virginia, Ben Hildreth - State Farm Insurance Agent handles mobile home insurance policies for local homeowners. This agency assists clients in finding coverage that protects their manufactured or mobile dwellings against common regional risks. Typical services include evaluating policy limits for structure protection and personal liability coverage. The approach involves clarifying coverage options and tailoring a policy to meet each customer’s specific needs while ensuring clear communication throughout the application process.
As the changing seasons in Central Virginia bring storms and occasional snowfall, protecting a manufactured or mobile home against weather-related damage becomes a local priority for Lynchburg residents. Insurance Consultants of Lynchburg helps area homeowners find tailored mobile home insurance policies that address these specific regional risks. Agents work to understand each property’s unique structure and location, then match the owner with appropriate coverage for wind, hail, or winter ice. A typical first step involves a thorough property inspection to assess age, roof condition, and tie-down systems before issuing a quote.
Rob Chapman, operating as a State Farm Insurance agent in Lynchburg, VA, offers both one-time mobile home insurance quotes and ongoing policy management services to residents. Coverage options can include protection for the dwelling structure, personal belongings, and liability for injuries occurring on the property, with policies designed to meet standard regional risks. Service is provided on an as-needed basis, with clients able to request policy reviews, file claims, or update their coverage at any time as their circumstances change.
Nelles Insurance Solutions specializes in mobile home insurance coverage tailored to manufactured and modular homes in the Lynchburg, VA area. The agency provides assistance in comparing policies from various carriers to help clients secure protection for their property, personal belongings, and liability needs. It works with both year-round residents and seasonal property owners to address the unique risks of manufactured housing. The company helps local homeowners evaluate coverage that responds to spring storm damage common across central Virginia.
Parr Insurance Services- Lynchburg provides residential mobile home insurance for homeowners in Lynchburg, VA. The company also offers commercial coverage for mobile home parks and related rental properties throughout the surrounding region. Clients receive customized policies to protect their structures and personal property from local weather and liability risks. Agents can be reached directly for follow-up adjustments or to handle policy changes that arise between regular seasonal visits and renewal periods.
Carrie Mattox: Allstate Insurance in Lynchburg, VA, assists customers with securing mobile home policies, offering coverage for the structure and personal belongings. Common specialty add-ons include protection against wind, hail, and liability exposures typical to manufactured housing. The agency can tailor plans to fit a variety of commercial sectors, including small offices, storage warehouses, and food service operations.
Leech & Hicks, Inc. Insurance is known for providing mobile home insurance to residents in the Lynchburg, VA area. They guide customers through policies that protect against common perils like storm damage and liability claims. The agency works with standard and manufactured housing, offering terms tailored to individual property needs. Their service range includes coverage for personal belongings and additional structures. A specialty service they can add on is coverage for debris removal after a covered wind or hail event.
What Does a a Mobile Home Insurance Agent in Lynchburg Cost?
Typical mobile home insurance costs in Virginia range from 300 to 800 dollars per year for a standard policy. Factors like the age of the home location and coverage limits affect the price. Older homes or homes in high risk areas may cost more. This is general information not insurance advice.
About mobile home insurance agents in Lynchburg
Mobile home insurance agents in Lynchburg Virginia help owners of manufactured and mobile homes find appropriate coverage. Virginia law requires proof of financial responsibility for mobile homes but does not mandate specific insurance. Agents can explain local risks like severe weather and help you meet lender or park requirements.
Frequently Asked Questions
Do I need mobile home insurance in Lynchburg Virginia?
Virginia law does not require mobile home insurance by statute. However your lender or the mobile home park may require it. An agent can help you understand these requirements and find a policy that protects your home and belongings.
What does a mobile home insurance policy in Virginia typically cover?
Standard policies cover the home structure personal property and liability. Many policies in Virginia also include protection against wind hail and fire. Flood coverage is usually separate and may be needed in Lynchburg flood zones.
How do I choose a mobile home insurance agent in Lynchburg?
Look for an agent licensed in Virginia who has experience with manufactured homes. Ask about policy options for older homes or homes in parks. Compare quotes from multiple agents to find coverage that fits your situation.
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