The top-rated mobile home insurance agent in Midlothian, Virginia is Knight Magee Insurance, rated 5.0 stars across 210 reviews. Other highly rated options include Jason Claybrook - State Farm Insurance Agent, Cindy Shumaker - State Farm Insurance Agent, Sumser Insurance Professionals. This directory lists 16 mobile home insurance agents serving Midlothian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Knight Magee Insurance | 14321 Winter Breeze Dr Suite 135 | (804) 320-0129 |
| 2 | Jason Claybrook - State Farm Insurance Agent | 14359 Sommerville Ct #102 | (804) 464-3599 |
| 3 | Cindy Shumaker - State Farm Insurance Agent | 6061 Harbour Park Dr | (804) 739-5600 |
| 4 | Sumser Insurance Professionals | 104 Walton Park Ln | (804) 423-8372 |
| 5 | Sanford Insurance | 5001 Craig Rath Blvd | (804) 716-8940 |
| 6 | Thurston and Heare Insurance | 1216 Crowder Dr | (804) 717-8283 |
| 7 | Virginia Insurance Services | 1 Park W Cir #100 | (804) 744-3345 |
| 8 | Harter Insurance Agency LLC | 14312 Winter Breeze Dr | (804) 660-8889 |
| 9 | Southside Insurance | 1141 Jefferson Green Cir | (804) 897-5350 |
| 10 | Client First Insurance Group | 13813 Village Mill Dr Suite A | (804) 601-6600 |
Knight Magee Insurance serves the Midlothian, Virginia area, offering mobile home insurance policies to local homeowners. Its agents work with carriers to provide crucial coverages such as protection against weather-related damage and liability for accidents on the property. Policies can also include personal property coverage for furnishings and belongings inside the mobile home. The company handles specific needs like protection for attached structures and loss-of-use coverage when a home becomes uninhabitable.
Jason Claybrook - State Farm Insurance Agent provides a range of services focused on protecting manufactured and mobile homes from common risks, including weather damage and liability claims. Service or maintenance plans are tailored to help policyholders understand their coverage needs and adjust for home updates. This Midlothian, VA agency assists customers with insuring single-family mobile homes, vacation cabins, and pre-owned manufactured properties located in nearby residential communities.
Serving homeowners and property owners in Midlothian, VA, Cindy Shumaker - State Farm Insurance Agent offers coverage for mobile homes. Policyholders can obtain protection for their dwelling and personal belongings against common risks. Services also include liability coverage for accidents that occur on the property. The agency works with clients to structure policies that suit their individual needs and budget constraints. It also provides coverage for neighboring communities throughout the greater Richmond metro area, including the Chesterfield County region.
Serving Midlothian, Virginia, and the surrounding communities of Chesterfield County and the Richmond metro area, Sumser Insurance Professionals handles mobile home insurance for local homeowners. It helps clients secure coverage that protects their manufactured or mobile dwelling against common regional risks like storms and fire. The company also addresses liability protection and personal property coverage needs. It approaches each job by first reviewing the specific mobile home details and the client’s situation. It then explains policy options and coverage limits in clear terms before helping the customer select an appropriate plan.
A mobile home insurance agent can assist with either a single policy purchase or an ongoing service relationship that reviews coverage needs over time. Sanford Insurance handles insurance policies that help protect mobile homes from damage or liability in the Midlothian, VA area. Coverage options may include the dwelling structure, personal belongings, and additional living expenses if the home becomes uninhabitable. This service operates on a one-time, scheduled, or as-needed basis depending on the client’s request.
Thurston and Heare Insurance specializes in policies for manufactured and mobile homes in the Midlothian area. It works to match clients with appropriate coverage for their homes and personal property. The agency assists with standard protection needs such as liability and dwelling coverage. It also helps owners understand their policy options when dealing with more specific exposures like detached structures or additional living expenses. This firm can be particularly valuable when seasonal storms approach and customers need to review their policies for potential wind or hail damage before a severe weather event.
As winter storms threaten the Midlothian area, protecting a manufactured or modular home against wind and hail is a serious priority. Virginia Insurance Services helps local homeowners secure the right mobile home coverage, addressing typical risks like older roofs or unanchored structures. Their policies often include replacement cost options and liability protection tailored to HUD-code homes. The process begins with a simple phone consultation and a visual exterior inspection to verify the home’s roofing condition and tie-downs, setting the foundation for accurate quotes.
Harter Insurance Agency LLC in Midlothian, VA helps clients secure protection for their manufactured homes. It serves local mobile home owners by providing policies that often cover structures, personal property, and liability. Common specialty add-ons offered in the area include coverage for attached additions, sheds, and replacement cost for personal belongings. This company can assist commercial sectors such as mobile home park offices, on-site maintenance warehouses, and park food service facilities with their insurance needs.
A residential mobile home insurance agent in Midlothian, VA, Southside Insurance assists local homeowners with their property and liability coverage needs. The agency additionally provides commercial coverage for businesses in the surrounding area. By completing regular policy reviews and maintaining clear communication, they ensure that protection adapts to changing circumstances without requiring a different provider. This service model encourages clients to follow up after any major life change or renewal, creating a dependable cycle of repeat service between each scheduled visit.
Client First Insurance Group, based in Midlothian, VA, is known for providing mobile home insurance that meets the specific needs of manufactured and modular homeowners. The agency serves clients throughout the surrounding region, offering policies that cover structures, personal property, and liability. Their service range includes protection against common regional weather risks. For an added layer of security, the agency often helps clients obtain optional coverage for detached structures like sheds or carports.
What Does a a Mobile Home Insurance Agent in Midlothian Cost?
Typical mobile home insurance costs in Virginia range from 300 to 800 dollars per year for a standard policy. Factors include the age and value of the home location and coverage limits. Older homes or those in flood prone areas may have higher premiums. This is general information and not insurance advice.
About mobile home insurance agents in Midlothian
Mobile home insurance agents in Midlothian Virginia help owners of manufactured and mobile homes find appropriate coverage. Virginia law requires mobile home owners to have liability insurance if the home is financed or located in a regulated park. Agents can explain policy options for dwelling coverage personal property and additional living expenses.
Frequently Asked Questions
What does mobile home insurance cover in Virginia?
Standard mobile home insurance in Virginia covers the dwelling structure personal property and liability. Policies may also include coverage for additional living expenses if the home becomes uninhabitable due to a covered loss.
Is mobile home insurance required by law in Virginia?
Virginia does not require mobile home insurance by state law. However lenders and mobile home parks often require proof of liability and physical damage coverage as a condition of financing or lease.
How do I choose a mobile home insurance agent in Midlothian?
Look for an agent who specializes in manufactured home policies and understands Virginia specific risks like wind and hail. Ask about replacement cost versus actual cash value and whether flood insurance is needed for your area.
Mobile Home Insurance Agents in Other Virginia Cities
Alexandria · Annandale · Arlington · Ashburn · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton