The top-rated mobile home insurance agent in Richland, Washington is Rhonda Urich - State Farm Insurance Agent, rated 4.9 stars across 254 reviews. Other highly rated options include COUNTRY Financial - Jason Dufault Agency, Farmers Insurance - Larry Rindlisbacher, Bauder & Associates, LLC American Family Insurance. This directory lists 15 mobile home insurance agents serving Richland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rhonda Urich - State Farm Insurance Agent | 712 The Pkwy | (509) 392-8037 |
| 2 | COUNTRY Financial - Jason Dufault Agency | 1446 Spaulding Ave # 203 | (509) 491-3995 |
| 3 | Farmers Insurance - Larry Rindlisbacher | 636 Jadwin Ave Ste F | (509) 943-3122 |
| 4 | Bauder & Associates, LLC American Family Insurance | 430 George Washington Way #104 | (509) 420-5152 |
| 5 | Jim Ostrander - State Farm Insurance Agent | 1901 George Washington Way | (509) 946-9625 |
| 6 | Legacy One Insurance | 750 Swift Blvd Suite #2 | (509) 943-9999 |
| 7 | Ryan Wingfield - COUNTRY Financial Representative | 1446 Spaulding Ave # 203 | (509) 491-3994 |
| 8 | Marsh McLennan Agency | 390 Bradley Blvd | (509) 946-6161 |
| 9 | Farmers Insurance - Joseph Heidegger | 1815 George Washington Way | (509) 940-4555 |
| 10 | Farmers Insurance - John Syrcle | 1955 Jadwin Ave #380 | (425) 775-2218 |
Rhonda Urich - State Farm Insurance Agent serves the Richland, Washington area, offering mobile home insurance policies for manufactured and modular homes. This agency helps residents protect their dwellings against common risks like wind, hail, and fire damage that affect this region. For local mobile homeowners, Rhonda Urich provides tailored coverage options for full-time and seasonal properties. The agency specifically handles liability protection and personal property coverage for mobile homes.
COUNTRY Financial - Jason Dufault Agency provides mobile home insurance coverage for clients in the Richland area, including policies that protect structures and personal property. Its service offerings can help homeowners select appropriate liability limits and endorsements for their specific needs. The agency assists with policy reviews during renewal periods to adjust coverage as necessary. It services a variety of property types in the region, including single-family manufactured homes, multi-unit mobil
Farmers Insurance - Larry Rindlisbacher serves homeowners and property owners in Richland, Washington, who need specialized coverage for manufactured and mobile homes. The agency helps clients understand the unique risks these properties face, including weather and structural considerations, and works to secure appropriate policies that protect their investment. For those living in and around the Tri-Cities area who need tailored mobile home insurance guidance, this agent provides counsel to residents of nearby Kennewick as well.
Bauder & Associates, LLC American Family Insurance provides specialized mobile home insurance guidance. The agency addresses the distinct vulnerabilities of manufactured and modular homes in the Richland area due to regional weather patterns. Its agents work to structure policies that cover both the structure and personal property, an important consideration for local homeowners. Clients facing the strong winds and unpredictable storms common to the Columbia Basin can consult the agency for coverage solutions tailored to protect their home during these specific seasonal weather events.
Jim Ostrander - State Farm Insurance Agent provides coverage across Richland, Washington, and the surrounding communities in Benton County. It handles mobile home insurance policies designed to protect manufactured and modular homes. The agency works to match each dwelling’s specific structure, personal property, and liability needs with an appropriate plan. For a typical job, the agent begins by reviewing the home’s age, size, location, and current protection, then recommends a policy that balances adequate coverage with the homeowner’s budget.
Legacy One Insurance of Richland offers both one-time policy setup and ongoing service options for mobile home coverage. Individual policies typically cover dwelling protection and personal property against common regional risks, while ongoing plans may include liability and additional living expense provisions. Clients can choose from one-time, scheduled, or as-needed service arrangements based on their specific insurance needs. Services therefore run on either a one-time policy purchase, a scheduled renewal cycle, or an as-needed consultation model.
When winter storms sweep across Richland, mobile homeowners often need protection against wind and hail damage, and Ryan Wingfield - COUNTRY Financial Representative provides policies designed to cover such regionally common perils. Their agents work with local clients to explain coverage options for manufactured homes, including liability and personal property protection. To begin this process for a specific residence, the representative coordinates a full inspection of the lot and structure before issuing any binding quote.
Marsh McLennan Agency advises mobile home owners in the Richland, Washington area on securing appropriate property coverage. The company’s work extends to helping clients add specialty endorsements for risks such as fire damage, storm losses, or vandalism. Tailored deductibles are also offered to align with individual financial needs. Beyond single homes, this agency can serve commercial sectors including offices, warehouses, and food service operations.
Farmers Insurance - Joseph Heidegger in Richland, WA, is known for providing mobile home insurance solutions tailored to manufactured and modular dwellings. The agency serves policyholders throughout the Tri-Cities area, offering coverage that protects against common perils such as wind, hail, and fire damage. Standard policies typically include liability protection and personal property coverage. An additional specialty service it can add on is replacement cost coverage for the home itself, ensuring full rebuilding value after a total loss.
Farmers Insurance - John Syrcle serves the Richland area, offering residential mobile home insurance to protect structures and belongings from regional weather risks. Commercial coverage is also available for mobile home parks or rental properties. Service extends throughout Benton County and surrounding communities. The agency assists with policy adjustments after claims or life changes, ensuring continued protection between regular service visits.
What Does a a Mobile Home Insurance Agent in Richland Cost?
The cost of mobile home insurance in Richland Washington typically ranges from 300 to 900 dollars per year for a standard policy. Factors include the age and value of your home your location and your deductible. Older mobile homes may cost more to insure due to higher risk. This is general information not insurance advice.
About mobile home insurance agents in Richland
Richland Washington mobile home insurance agents help you find coverage for manufactured and mobile homes. Washington state requires insurers to offer replacement cost coverage for mobile homes under certain conditions. Local agents understand the specific risks in the Tri-Cities area including wind and hail events.
Frequently Asked Questions
What does a mobile home insurance agent in Richland do?
An agent helps you compare policies from different insurers and find coverage that meets Washington state requirements. They explain terms like actual cash value versus replacement cost coverage. They also assist with claims and policy changes.
Is mobile home insurance required in Washington state?
Washington law does not require mobile home insurance but your lender will require it if you have a loan. Washington Revised Code 48.44.010 allows insurers to offer specific mobile home policies. Without insurance you risk losing your home in a fire or storm.
How long do I have to file a claim on my mobile home insurance in Washington?
Washington insurance law requires you to file a claim promptly but does not set a specific deadline in most cases. Your policy will state a time limit usually 30 to 365 days from the loss. Check your policy or ask your agent for your exact deadline.
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