The top-rated mobile home insurance agent in Spokane Valley, Washington is Vern Fonk Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Jared Christy - State Farm Insurance Agent, Spokane Valley Insurance, Associated Agents Group. This directory lists 11 mobile home insurance agents serving Spokane Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 13817 E Sprague Ave #6 | (509) 219-7003 |
| 2 | Jared Christy - State Farm Insurance Agent | 12120 E Mission Ave Suite #4 | (509) 924-7447 |
| 3 | Spokane Valley Insurance | 11017 E Sprague Ave Suite B | (509) 928-1234 |
| 4 | Associated Agents Group | 626 N Mullan Rd | (509) 295-2291 |
| 5 | Empire Insurance Brokers | 708 N Argonne Rd Suite 8bm | (509) 922-4636 |
| 6 | All Lines Insurance | 10623 E Sprague Ave Suite C | (509) 624-5110 |
| 7 | Starr & Brown | 11707 E Sprague Ave Ste 105 | (509) 928-2121 |
| 8 | Inland Northwest Insurance | 12319 E Broadway Ave | (509) 892-6373 |
| 9 | Capital Insurance | 1112 S Pines Rd | (509) 324-1398 |
| 10 | HUB International | 200 N Argonne Rd | (509) 891-1000 |
Vern Fonk Insurance provides mobile home coverage for clients in Spokane Valley, Washington, including protection for the structure and personal belongings. Optional add-ons can address specific needs such as liability protection and coverage for additional structures on the property. The agency helps renters and owners secure policies tailored to manufactured and mobile homes. Its services also support commercial sectors with insurance solutions for offices, warehouses, and food service operations.
Jared Christy - State Farm Insurance Agent serves Spokane Valley and Spokane County, offering mobile home insurance policies tailored to manufactured and modular homes. As a local agent, the company provides guidance on coverage options that protect both the structure and personal belongings from regional risks like winter storms or fire. The services include policy reviews to help adjust deductibles and liability limits as needed. The business handles mobile home and property insurance for manufactured housing in the Spokane Valley area.
Spokane Valley Insurance provides a comprehensive range of mobile home coverage options, including protection for the structure, personal belongings, and liability risks. Their service plans involve assisting clients in assessing their specific needs and adjusting coverage to match mobile home ownership requirements. Personalized maintenance recommendations help ensure properties remain protected against common regional weather concerns. The company services single-family mobile homes, apartment complexes featuring manufactured housing, and select retail and restaurant properties with mobile home components.
Homeowners residing in manufactured or modular homes throughout Spokane Valley rely on Associated Agents Group for their mobile home insurance needs. The agency helps customers secure policies that typically cover dwelling protection, personal property, and liability risks specific to these housing types. They serve as a local resource for comparing coverage options and navigating the often unique underwriting requirements associated with factory-built homes. Associated Agents Group also assists clients in nearby Liberty Lake and the surrounding Spokane Valley metropolitan area.
Empire Insurance Brokers provides residential mobile home insurance services to clients in Spokane Valley, Washington, and also offers commercial coverage options for mobile home parks and related businesses throughout the surrounding area. They assist local homeowners in selecting suitable policies tailored to the unique structures and risks of manufactured housing. Their staff works to ensure clients understand their coverage details, and customers often return for follow-up adjustments or policy renewals between their regular scheduled visits.
All Lines Insurance serves Spokane Valley and the surrounding communities of the Inland Northwest. The agency handles policies for mobile home insurance, assisting clients seeking coverage for manufactured and modular dwellings. It works with standard insurance providers to offer protection against common regional risks such as wind, hail, and winter storms. For a typical job, the agent reviews the mobile home’s age, condition, and location before recommending appropriate coverage levels.
Starr & Brown in Spokane Valley, WA, distinguishes between one-time purchase policies and recurring coverage plans, tailoring each mobile home insurance package to meet local needs. Their work involves both ongoing policies with automatic renewal and term-specific protection for different risks. They explain coverage options for standard mobile homes, aligning with Washington state regulations to address liability and property damage common in the Spokane area. Service runs on a one-time, scheduled, or as-needed basis for policy adjustments and claims support.
Inland Northwest Insurance specializes in mobile home insurance policies, addressing the unique coverage needs of manufactured and prefabricated housing in Spokane Valley. It also offers general property insurance services for local homeowners. The company assists clients with protecting their homes against common regional risks. It helps neighbors prepare for the area’s seasonal wildfire threats by reviewing policy exclusions for brushfire damage.
Capital Insurance in Spokane Valley, Washington, assists mobile home owners with required coverage and liability protection. Additional options often include personal property replacement and loss-of-use endorsements. The agency works with clients to arrange policies that meet standard lending and park requirements. For those operating businesses from or alongside their mobile homes, commercial sectors such as small offices, light warehouses, and food service operations can also be served through suitable business insurance packages.
When the winter winds funnel through the Spokane Valley or a summer wildfire threat looms, protecting a mobile home requires specialized coverage beyond a standard homeowners policy. HUB International addresses these specific risks by tailoring policies that account for a structure's unique construction and vulnerability. Their agents evaluate factors like tie-downs, skirting, and proximity to vegetation. To begin this process, they typically schedule a property inspection to assess the home's condition and foundation setup before presenting coverage options.
What Does a a Mobile Home Insurance Agent in Spokane Valley Cost?
Typical mobile home insurance costs in Washington range from 300 to 900 dollars per year for a standard policy. Factors include the home age location and coverage limits. Spokane Valley rates may be slightly higher due to wind and hail risk. This is general information and not insurance advice.
About mobile home insurance agents in Spokane Valley
Mobile home insurance agents in Spokane Valley Washington help owners of manufactured and mobile homes find appropriate coverage. Washington state law requires mobile home owners to have insurance that meets minimum liability requirements. Agents in Spokane Valley can explain how local weather risks like wind and hail affect your policy needs.
Frequently Asked Questions
What does mobile home insurance cover in Spokane Valley Washington?
Standard policies cover the home structure personal property and liability. Washington law does not require comprehensive coverage but lenders often do. Agents can add endorsements for earthquake or flood protection.
How do I find a mobile home insurance agent in Spokane Valley?
You can search online directories or ask for referrals from local real estate agents. Many agents in Spokane Valley specialize in manufactured homes. Check that the agent is licensed with the Washington Office of the Insurance Commissioner.
Is mobile home insurance required by law in Washington state?
Washington does not require mobile home insurance by state law. However if you have a loan or live in a park the lender or park owner may require coverage. Liability insurance is often a minimum requirement.
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