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Find Mobile Home Insurance Agents Near You in Charleston, WV

Browse mobile home insurance agents serving Charleston, West Virginia. Updated 2026-07-14.

The top-rated mobile home insurance agent in Charleston, West Virginia is Matthew Rowsey - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Capital Insurance Group LLC, Smith Family Insurance LLC, Ellis Insurance Agency. This directory lists 16 mobile home insurance agents serving Charleston.

Showing 16 mobile home insurance agents in Charleston, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Matthew Rowsey - State Farm Insurance Agent401 58th St SE(304) 925-8000
2Capital Insurance Group LLC607 Pennsylvania Ave(304) 606-2969
3Smith Family Insurance LLC447 Call Rd Ste 105(304) 756-8999
4Ellis Insurance Agency5949 Sissonville Dr(304) 984-3004
5David Smyer - State Farm Insurance Agent1532 Kanawha Blvd W(304) 342-2111
6Lisa Godwin - State Farm Insurance Agent6434 Sissonville Dr(304) 984-0000
7Mountain State Insurance Agency1206 Kanawha Blvd E(304) 720-2000
8White Insurance & Associates3512 Staunton Ave SE(304) 926-6662
9Swor Insurance Agency1618 Bigley Ave(304) 926-0200
10Dorsey Insurance Group509 50th St SE(304) 925-1912
MR
401 58th St SE
Matthew Rowsey - State Farm Insurance Agent
Mobile Home Insurance Agent · Charleston, WV

Matthew Rowsey - State Farm Insurance Agent serves the Charleston, West Virginia area with mobile home insurance solutions. These policies help protect manufactured and mobile homes against common local risks such as storm damage and property liability. Coverage can be tailored to meet individual needs and lender requirements for personal property and structures. The agency also provides specific assistance with replacement cost valuation and additional living expenses for displaced homeowners.

CI
607 Pennsylvania Ave
Capital Insurance Group LLC
Mobile Home Insurance Agent · Charleston, WV

Capital Insurance Group LLC in Charleston, WV provides a range of mobile home insurance agent services, including policy procurement, coverage reviews, and claims assistance. It offers routine policy maintenance plans to help clients adjust their insurance as their needs change, ensuring that coverage remains current throughout the policy term. The company serves single-family manufactured homes, seasonal mobile properties, and mobile homes situated in rental communities or land-lease parks.

SF
447 Call Rd Ste 105
Smith Family Insurance LLC
Mobile Home Insurance Agent · Charleston, WV

Smith Family Insurance LLC serves homeowners and property owners in Charleston, West Virginia, by offering mobile home insurance policies. The company helps clients secure coverage tailored to manufactured and mobile homes, addressing local risks and property protection needs. Their services include policy explanations and guidance on selecting appropriate deductibles and liability limits for individual situations. This insurance agent also serves clients in the South Hills neighborhood of the Charleston metro area.

EI
5949 Sissonville Dr
Ellis Insurance Agency
Mobile Home Insurance Agent · Charleston, WV

Serving Charleston, West Virginia, and the surrounding Kanawha Valley communities, Ellis Insurance Agency handles mobile home insurance coverage for local homeowners. The agency works with clients to secure policies that protect against common regional risks, including wind damage and liability concerns. Each policy is tailored to the specific needs and structure of a mobile home. To manage a typical job, the agency helps clients compare coverage options and clarify policy details before binding the chosen plan.

DS
1532 Kanawha Blvd W
David Smyer - State Farm Insurance Agent
Mobile Home Insurance Agent · Charleston, WV

David Smyer - State Farm Insurance Agent in Charleston, WV, offers both one-time policies for seasonal mobile homes and scheduled, renewable plans for year-round residences, with each option covering structure, personal property, and liability. All coverage is tailored to protect against common regional risks like wind or hail damage. Service for these policies runs on a schedule of annual renewals, with claims assistance and policy adjustments available on an as-needed basis.

LG
6434 Sissonville Dr
Lisa Godwin - State Farm Insurance Agent
Mobile Home Insurance Agent · Charleston, WV

Lisa Godwin - State Farm Insurance Agent in Charleston, WV, specializes in mobile home insurance policies designed to cover manufactured and modular homes. The agency provides general insurance services, including assistance with selecting appropriate liability and property coverage for homeowners in the area. Office staff help clients understand policy specifics and filing procedures. During storm seasons common to the region, the agency aids residents in reviewing their coverage for wind, hail, or flood risks that may impact mobile home protection.

MS
1206 Kanawha Blvd E
Mountain State Insurance Agency
Mobile Home Insurance Agent · Charleston, WV

Mountain State Insurance Agency serves clients in the Charleston area who need mobile home coverage, addressing both the structure itself and attached structures like decks or carports. In addition to standard policies, it offers specialty add-ons such as protection against theft, fire damage, and liability claims that arise on the property. The agency can provide insurance solutions for various commercial sectors, including offices, warehouses, and food service operations.

WI
3512 Staunton Ave SE
White Insurance & Associates
Mobile Home Insurance Agent · Charleston, WV

White Insurance & Associates in Charleston, WV, is known for helping local homeowners find coverage specifically for manufactured and mobile homes. The company assesses the unique risks associated with this housing type, including weather and transportation concerns, to match clients with appropriate policies. Its service range includes standard protection for the dwelling, personal property, and liability. For an added layer of security, agents can arrange for replacement cost coverage on the structure.

SI
1618 Bigley Ave
Swor Insurance Agency
Mobile Home Insurance Agent · Charleston, WV

Swor Insurance Agency in Charleston, WV, provides residential mobile home insurance coverage for manufactured homes. Commercial policies for mobile home parks or similar business properties are also available within the local service area. The agency works with homeowners to secure appropriate protection for their specific housing needs. Additionally, it helps coordinate any required policy updates or follow-up service between regular visits to ensure ongoing coverage remains suitable.

DI
509 50th St SE
Dorsey Insurance Group
Mobile Home Insurance Agent · Charleston, WV

Sudden storms and shifting creek beds often threaten manufactured homes in the Kanawha Valley, bringing concerns over wind damage and flash flooding. Dorsey Insurance Group in Charleston writes mobile home policies to protect those investments. They help owners find appropriate coverage for structure, belongings, and liability. The process begins by scheduling an appointment to discuss the home's age, condition, and the owner's specific needs. A local agent will then inspect the outside skirting, tie-downs, and roof before offering quotes.

II
16 Capitol St
Integrity Insurance Group
Mobile Home Insurance Agent · Charleston, WV
(304) 346-9181
iigwv.com
HM
607 Ohio Ave #2228
Horace Mann - Sharp Agency
Mobile Home Insurance Agent · Charleston, WV
(304) 427-6338
agents.horacemann.com/JamesSharp
LI
4500 MacCorkle Ave SE
Legacy Insurance - Charleston
Mobile Home Insurance Agent · Charleston, WV
(304) 925-7488
legacywv.com
WI
4715A MacCorkle Ave SE
Williams Insurance Agency
Mobile Home Insurance Agent · Charleston, WV
(304) 926-8801
williamsinsuranceagencywv.com
PI
13 Kanawha Blvd W # 100
Partners Insurance & Financial Services
Mobile Home Insurance Agent · Charleston, WV
(304) 344-3121
partnersinsurance.net
AI
4430 Kanawha Turnpike Access
Asseff Insurance
Mobile Home Insurance Agent · Charleston, WV
(304) 205-7926
asseffinsurance.com

What Does a a Mobile Home Insurance Agent in Charleston Cost?

Typical mobile home insurance costs in West Virginia range from 400 to 1,200 dollars per year for standard policies. Factors like home age, location in Charleston, and coverage limits affect the price. Older homes or those in flood-prone areas may cost more. This is general information, not insurance advice.

About mobile home insurance agents in Charleston

Mobile home insurance agents in Charleston, West Virginia help owners find coverage for manufactured and mobile homes. West Virginia law requires proof of insurance for titled mobile homes, and agents can guide you through state-specific rules. These agents work with local carriers to protect your home from risks like wind, hail, and flooding common in the Kanawha Valley.

Frequently Asked Questions

What does mobile home insurance cover in West Virginia?

Mobile home insurance in West Virginia typically covers the structure, personal belongings, and liability. Policies may also include additional living expenses if your home is damaged by a covered event. Flood and earthquake coverage are usually separate.

Is mobile home insurance required in Charleston West Virginia?

Yes, if you have a loan on your mobile home, lenders require insurance. West Virginia law does not mandate insurance for owned homes, but it is strongly recommended to protect your investment. Agents can help you meet lender requirements.

How do I find a mobile home insurance agent in Charleston?

You can search online for local independent agents who specialize in manufactured home policies. The West Virginia Offices of the Insurance Commissioner provides a list of licensed agents in Charleston. Ask agents about their experience with mobile homes and local claim handling.

Mobile Home Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each mobile home insurance agent's credentials and current standing with your state Department of Insurance.