The top-rated mobile home insurance agent in Morgantown, West Virginia is Parker Hall - State Farm Insurance Agent, rated 4.9 stars across 286 reviews. Other highly rated options include Lori Vance - State Farm Insurance Agent, Leanna Smith at Comparion Insurance Agency, Davis Insurance Advisors. This directory lists 19 mobile home insurance agents serving Morgantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Parker Hall - State Farm Insurance Agent | 1000 Parkway Dr | (304) 296-2228 |
| 2 | Lori Vance - State Farm Insurance Agent | 6106 Mid Atlantic Dr | (304) 594-9873 |
| 3 | Leanna Smith at Comparion Insurance Agency | 125 Granville Sq Suite 105 | (681) 233-6013 |
| 4 | Davis Insurance Advisors | 179 Holland Ave | (304) 296-5481 |
| 5 | Jason Gallagher - State Farm Insurance Agent | 3130 Collins Ferry Rd | (304) 212-4520 |
| 6 | Insurance Centers Inc. | 449 Fortress Blvd | (304) 292-9645 |
| 7 | Duane White: Allstate Insurance | 1756 Mileground Rd C | (304) 291-5110 |
| 8 | Michael Turner: Allstate Insurance | 829 Fairmont Rd Ste 102 | (304) 292-5444 |
| 9 | AAA Morgantown Insurance and Member Services | 482 Suncrest Towne Centre Drive | (304) 598-7470 |
| 10 | Talerico Insurance Agency, LLC | 1275 Stewartstown Rd # 100 | (304) 599-1416 |
Parker Hall - State Farm Insurance Agent in Morgantown, WV offers mobile home insurance services designed to protect manufactured and modular homes. Service plans include coverage for the dwelling structure, personal belongings, and liability protection. Maintenance guidance is provided through regular policy reviews to ensure coverage reflects current property conditions. This agency specializes in insuring single-family homes, apartments, retail spaces, and restaurants.
Lori Vance - State Farm Insurance Agent serves Morgantown, West Virginia. For mobile home coverage, customers choose between a one-time policy for a fixed term or a recurring plan that renews automatically each period. Coverage typically protects the dwelling structure against perils like fire, wind, and hail, while also offering liability protection for accidents on the property, all tailored to mobile home construction. Service operates strictly on an as-needed basis, with policyholders contacting the agency to initiate new quotes, file claims, or request modifications.
When harsh West Virginia winter weather threatens mobile homes in the Morgantown area, Leanna Smith at Comparion Insurance Agency helps local owners secure appropriate coverage. A mobile home insurance agent here understands the region’s specific risks, including heavy snow loads and wind damage from mountain storms. Leanna Smith works with clients to review policies that protect their structure and personal belongings against these local hazards. The process typically starts by scheduling an onsite inspection of the mobile home to assess current condition and safety features.
Davis Insurance Advisors in Morgantown, WV, specializes in securing affordable mobile home coverage tailored to both single-wide and double-wide structures. Its general service work helps clients navigate local policy requirements, ensuring protection for their dwelling and personal property. The agency assists homeowners with understanding the specific depreciation factors common to manufactured homes in this region. When harsh Appalachian winter storms threaten with ice damage or potential roof leaks, the team advises on appropriate endorsements to prevent costly out-of-pocket repairs.
Jason Gallagher’s agency provides residential mobile home insurance for homeowners in Morgantown, WV, covering structures and belongings. Commercial mobile home policies are also available for rented properties or seasonal-use units. The agency serves customers throughout the Morgantown area and surrounding West Virginia communities. Standard policies typically address risks specific to manufactured homes. After a claim or policy review, the agent can help clients adjust coverage for changing needs. Clients often return between regular updates to confirm their policy details remain accurate for their current situation.
Insurance Centers Inc. in Morgantown, West Virginia provides mobile home insurance for local homeowners. The agency structures policies that address the specific coverage needs of manufactured and mobile dwellings in the region. Clients can obtain protection for their home structure, personal belongings, and liability risks common to this area. The company can also add flood insurance to a standard mobile home policy, covering a distinct hazard not included in base plans.
Duane White: Allstate Insurance serves the Morgantown, West Virginia area as a mobile home insurance agent. It assists homeowners with policies designed specifically for manufactured and modular dwellings. The company helps clients obtain coverage that addresses the unique risks of mobile home ownership in the local region. It can handle quotes and discuss policy options for protecting the structure and personal property within. Specific services include offering liability protection and arranging coverage for detached structures like sheds on the property.
Michael Turner: Allstate Insurance serves mobile homeowners throughout the Morgantown area, helping them secure coverage for manufactured and modular homes. Policies can address dwelling protection, personal property, and liability needs. The agency also assists property managers with insurance options for mobile home communities. Its services remain focused on the specific exposure risks of manufactured housing in a mountainous region. The office also extends its mobile home insurance services to residents of the nearby Cheat Lake community.
AAA Morgantown Insurance and Member Services in Morgantown, West Virginia offers a full range of mobile home insurance policies, including coverage for the dwelling structure, personal belongings, and liability protection. Service and maintenance plans are available to help policyholders manage routine claims and property upkeep. The agency serves single-family manufactured homes and also extends coverage to modular homes on private lots in the surrounding area.
What Does a a Mobile Home Insurance Agent in Morgantown Cost?
Typical mobile home insurance costs in West Virginia range from 400 to 1,200 dollars per year for basic policies. Older homes or those in flood zones may cost more. Factors like location in Morgantown, home age, and coverage limits affect the price. This is general information and not insurance advice.
About mobile home insurance agents in Morgantown
A mobile home insurance agent in Morgantown can help you find coverage for your manufactured or mobile home. West Virginia law requires all mobile home owners to have insurance that meets certain minimum liability standards. Agents in Morgantown understand local risks like severe weather and can guide you to a policy that fits your needs.
Frequently Asked Questions
What does mobile home insurance cover in West Virginia?
Standard policies cover damage from fire, wind, hail, and theft. West Virginia law also requires liability coverage if someone is injured on your property. You can add extra coverage for flooding or earthquake damage.
Do I need insurance for a mobile home in West Virginia?
Yes, West Virginia law requires mobile home owners to carry liability insurance. Lenders also require full coverage if you have a loan. An agent can explain the minimum limits set by state law.
How do I choose a mobile home insurance agent in Morgantown?
Look for an agent who specializes in manufactured home policies. Ask about WV specific discounts for windstorm mitigation or age of the home. Compare quotes from at least three agents to find fair pricing.
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