The top-rated motorcycle insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,002 reviews. Other highly rated options include Illinois Vehicle Auto Insurance (Xpert), Accurate Auto Insurance, Greg Metelak - State Farm Insurance Agent. This directory lists 20 motorcycle insurance agents serving Elgin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Sutton - State Farm Insurance Agent | 1380 Dundee Ave Suite D | (847) 888-8858 |
| 2 | Illinois Vehicle Auto Insurance (Xpert) | 1073 N Liberty St | (847) 468-0300 |
| 3 | Accurate Auto Insurance | 1098 Dundee Ave | (847) 413-8900 |
| 4 | Greg Metelak - State Farm Insurance Agent | 53 Douglas Ave | (847) 888-9875 |
| 5 | Insurance Navy Brokers | 1106 Dundee Ave | (847) 416-0030 |
| 6 | Farmers Insurance - Chantal Ortiz Meza | 79 S Grove Ave | (224) 242-8132 |
| 7 | David Im - State Farm Insurance Agent | 1245 Larkin Ave | (847) 742-2292 |
| 8 | Freeway Insurance | 5 Clock Tower Plaza | (224) 856-4649 |
| 9 | Melissa Myers - State Farm Insurance Agent | 1350 E Chicago St Unit 8 | (847) 888-8050 |
| 10 | Mizrain Yeverino - State Farm Insurance Agent | 1140 N McLean Blvd Unit E | (224) 523-7019 |
Illinois Vehicle Auto Insurance (Xpert) serves the Elgin area and surrounding Kane County as a motorcycle insurance agent. It provides liability, collision, and comprehensive coverage options to local riders. The agency helps motorcycle owners meet state insurance requirements while also offering customized protection for touring, sport, and cruiser models on area roadways. Its services include policy adjustments for seasonal riding and supplementary coverage for custom parts and accessories.
Motorcycle riders in Elgin, IL, who need liability, comprehensive, or collision coverage can turn to Accurate Auto Insurance. This agency works with owners of cruisers, sport bikes, and touring models to find policies suited to individual driving habits and bike values. They also assist riders seeking seasonal or minimum-limit plans. Accurate Auto Insurance extends its motorcycle insurance services to riders in neighboring communities like South Elgin, ensuring comprehensive coverage access across the greater Fox Valley area.
Serving Elgin, Illinois, and the surrounding communities, Greg Metelak - State Farm Insurance Agent handles motorcycle insurance policies for local riders. The agency addresses coverage needs for various bikes and riding habits common to the area. Work typically begins with a consultation to understand the type of motorcycle and how it is used, including commuting or recreational riding. The approach then involves reviewing available policy options to match coverages for liability, comprehensive, and collision needs specific to each client.
Homeowners, renters, and vehicle owners in Elgin, Illinois turn to Insurance Navy Brokers for their motorcycle insurance needs. The agency assists local riders in securing coverage that meets state requirements and protects their motorcycles on the road. Policies are tailored to different bike types and riding habits common in the region. In addition to serving Elgin, Insurance Navy Brokers also provides its motorcycle insurance services to residents in the neighboring community of Carpentersville and across the greater Fox Valley area.
Farmers Insurance - Chantal Ortiz Meza, located in Elgin, IL, offers motorcycle insurance either as a one-time seasonal policy for warm-weather riding or as a recurring annual plan for year-round coverage. Coverage typically protects against liability, collision, and comprehensive damage. As a local agent, the office provides tailored policy options to match individual riding habits and storage needs. Service runs on an as-needed basis, with clients able to schedule appointments or request quotes and policy changes by visiting the agency in person.
David Im, as a State Farm Insurance Agent in Elgin, IL, specializes in providing motorcycle insurance policies that cover liability, collision, and comprehensive protection. The agency also assists clients with standard personal insurance needs, including auto, home, and life coverage, adapting policies to individual circumstances. This local office helps riders prepare for the changing seasons in the Elgin area, such as arranging suspension or lay-up coverage during the winter months when bikes are stored.
Freeway Insurance serves Elgin, Illinois, and the surrounding communities, handling a full range of motorcycle insurance policies for local riders. The company manages coverage for various types of motorcycles, from cruisers and touring bikes to sport models and custom builds. It offers standard protection for liability, collision, and comprehensive incidents, ensuring riders comply with Illinois state requirements. For a typical job, the process begins with assessing the client’s bike type and riding habits to recommend appropriate policy limits.
As the Illinois riding season ramps up, motorcycle owners in the Elgin area seek proper coverage for their bikes. Melissa Myers, a local State Farm Insurance agent, helps riders secure policies that address liability and vehicle protection. With options for seasonal or year-round plans, she works to match coverage to each cyclist's needs for the roads around the Fox Valley. The process begins with an inspection to verify the motorcycle's condition and confirm eligibility for coverage through the agency.
Mizrain Yeverino - State Farm Insurance Agent in Elgin, IL, provides standard motorcycle insurance policies that cover liability, collision, and comprehensive damages. The agency also offers specialized add-ons such as roadside assistance, rental reimbursement, and coverage for custom parts and accessories. Tailoring protection plans to meet the unique needs of local riders, the agency works with a wide range of commercial sectors. It serves offices with fleet bikes, warehouses with delivery cycles, and food service businesses that rely on motorcycle transport.
What Does a a Motorcycle Insurance Agent in Elgin Cost?
Motorcycle insurance costs in Illinois typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with collision and comprehensive can cost 600 to 1,500 dollars annually. Factors like your riding experience, bike model, and driving record affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Elgin
Motorcycle insurance agents in Elgin Illinois help riders find policies that meet state minimum liability requirements. Illinois law requires all motorcyclists to carry at least 20,000 dollars for bodily injury per person and 40,000 dollars per accident. An agent can explain how local factors like traffic on Route 20 and seasonal weather affect your coverage needs.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Illinois?
Illinois requires at least 20,000 dollars in bodily injury liability per person and 40,000 dollars per accident. You also need 15,000 dollars for property damage liability. An agent can help you decide if higher limits are right for you.
Do I need uninsured motorist coverage on my motorcycle policy in Illinois?
Illinois law does not require uninsured motorist coverage for motorcycles, but many agents recommend it. This coverage protects you if you are hit by a driver without insurance. Your agent can explain the optional coverage and its cost.
Can I get motorcycle insurance if I have a DUI on my record in Elgin?
Yes, you can still get motorcycle insurance in Illinois after a DUI, but your rates will likely be higher. Some insurers specialize in high-risk coverage. An agent can shop multiple carriers to find you an affordable policy.
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