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Motorcycle Insurance Agents in Elgin, IL

Browse motorcycle insurance agents serving Elgin, Illinois. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 19 motorcycle insurance agents in Elgin, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Illinois Vehicle Auto Insurance (Xpert)
1073 N Liberty St, Elgin, IL 60120
(847) 468-0300 illinoisvehicle.com
Accurate Auto Insurance
1098 Dundee Ave, Elgin, IL 60120
(847) 413-8900 accurateautoins.com
Greg Metelak - State Farm Insurance Agent
53 Douglas Ave, Elgin, IL 60120
(847) 888-9875 gregmetelak.com
Insurance Navy Brokers
1106 Dundee Ave, Elgin, IL 60120
(847) 416-0030 insurancenavy.com
Farmers Insurance - Chantal Ortiz Meza
79 S Grove Ave, Elgin, IL 60120
(224) 242-8132 agents.farmers.com
Freeway Insurance
5 Clock Tower Plaza, Elgin, IL 60120
(224) 856-4649 locations.freeway.com
David Im - State Farm Insurance Agent
1245 Larkin Ave, Elgin, IL 60123
(847) 742-2292 ouragentdavid.com
Melissa Myers - State Farm Insurance Agent
1350 E Chicago St Unit 8, Elgin, IL 60120
(847) 888-8050 melissamyersinsurance.com
Mizrain Yeverino - State Farm Insurance Agent
1140 N McLean Blvd Unit E, Elgin, IL 60123
(224) 523-7019 myagentmiz.com
Pro Insurance Group
2521 Technology Dr #201, Elgin, IL 60124
(833) 776-4671 proinsgrp.com
Leo R. Cox Agency
1231 Larkin Ave, Elgin, IL 60123
(847) 742-9713 lrcagency.net
Magnum Insurance Agency
300 S McLean Blvd Unit C, Elgin, IL 60123
(847) 608-7260 magnuminsurance.com
Oxford Auto Insurance
2 S State St, Elgin, IL 60123
(847) 886-1000 oxfordauto.com
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
19 S Spring St, Elgin, IL 60120
(847) 741-9393 kjhins.com
Farmers Insurance - Elizabeth Estrada
829 Walnut Ave Ste B, Elgin, IL 60123
(847) 488-1600 agents.farmers.com
Bruce King: Allstate Insurance
840 Summit St Ste E, Elgin, IL 60120
(847) 468-7500 agents.allstate.com
Kevin Malooly Agency LLC American Family Insurance
1970 Larkin Ave STE 3, Elgin, IL 60123
(847) 888-2222 amfam.com
Gallagher Insurance, Risk Management & Consulting
2205 Point Blvd Ste 200, Elgin, IL 60123
(847) 741-1000 assuredpartners.com
JC Insurance Agency Inc
1275 Davis Rd Suite 225, Elgin, IL 60123
(224) 856-5542 jcinsagency.com

Motorcycle insurance agents in Elgin Illinois help riders find policies that meet state minimum liability requirements. Illinois law requires all motorcyclists to carry at least 20,000 dollars for bodily injury per person and 40,000 dollars per accident. An agent can explain how local factors like traffic on Route 20 and seasonal weather affect your coverage needs.

What Does a Motorcycle Insurance Agent in Elgin Cost?

Motorcycle insurance costs in Illinois typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with collision and comprehensive can cost 600 to 1,500 dollars annually. Factors like your riding experience, bike model, and driving record affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for motorcycles in Illinois?
Illinois requires at least 20,000 dollars in bodily injury liability per person and 40,000 dollars per accident. You also need 15,000 dollars for property damage liability. An agent can help you decide if higher limits are right for you.
Do I need uninsured motorist coverage on my motorcycle policy in Illinois?
Illinois law does not require uninsured motorist coverage for motorcycles, but many agents recommend it. This coverage protects you if you are hit by a driver without insurance. Your agent can explain the optional coverage and its cost.
Can I get motorcycle insurance if I have a DUI on my record in Elgin?
Yes, you can still get motorcycle insurance in Illinois after a DUI, but your rates will likely be higher. Some insurers specialize in high-risk coverage. An agent can shop multiple carriers to find you an affordable policy.