The top-rated motorcycle insurance agent in McHenry, Illinois is Dave Homan - State Farm Insurance Agent, rated 4.8 stars across 131 reviews. Other highly rated options include Ryan P. Conway Agency, LLC, Reese Insurance Group, Roger Beeler - State Farm Insurance Agent. This directory lists 17 motorcycle insurance agents serving McHenry.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Homan - State Farm Insurance Agent | 4929 W Elm St | (815) 669-5359 |
| 2 | Ryan P. Conway Agency, LLC | 3322 W Elm St | (815) 344-1600 |
| 3 | Reese Insurance Group | 805 Front St | (815) 385-6541 |
| 4 | Roger Beeler - State Farm Insurance Agent | 2636 Schaid Ct | (815) 669-5319 |
| 5 | John Sutton - State Farm Insurance Agent | 3424 W Elm St | (815) 344-6444 |
| 6 | Mary Trejo - State Farm Insurance Agent | 1783 N Richmond Rd | (779) 704-3020 |
| 7 | Petra Kinnerk American Family Insurance | 402 Front St Ste A | (815) 385-2304 |
| 8 | Bill Colbert - State Farm Insurance Agent | 339 Front St | (815) 385-4080 |
| 9 | State Farm Insurance | 3425 W Elm St | (815) 344-6444 |
| 10 | Illinois Auto Quote | 1330 Riverside Dr | (815) 363-8100 |
Dave Homan - State Farm Insurance Agent serves McHenry County and the surrounding region, specializing in motorcycle insurance coverage. This local agency works with riders to find appropriate policies for their bikes, helping to protect against common road risks. Policies can be tailored for different types of motorcycles and riding habits. The team assists with liability protection and comprehensive coverage for damage or theft.
Ryan P. Conway Agency, LLC offers a full range of motorcycle insurance services to riders in the McHenry area. Its comprehensive service plans include guidance on selecting appropriate liability and optional physical damage coverage for different bike types. The agency also provides assistance with routine policy reviews and annual renewal adjustments to match changing rider needs. Maintenance plans are available for keeping coverage active through seasonal storage or brief policy suspensions. The agency serves clients who own single-family homes, apartments, retail spaces, and restaurants.
Reese Insurance Group serves McHenry, Illinois, and the surrounding communities across McHenry County. It handles motorcycle insurance policies for local riders, covering standard bikes as well as custom and touring models. The agency works directly with clients to assess their coverage needs based on riding habits and vehicle value. It then compares options from multiple carriers to find a suitable policy that meets state requirements and personal preferences.
Homeowners and individual vehicle owners in McHenry, Illinois, can turn to Roger Beeler’s State Farm Insurance Agency for motorcycle insurance coverage. Personal policies protect riders against liability, collision, and comprehensive risks while on local roads. The agent also assists with bundling cycles under existing auto or home plans for potential savings. Adjacent communities in the greater McHenry County area, such as Crystal Lake, are included in their service territory.
John Sutton - State Farm Insurance Agent serves the McHenry, Illinois area and surrounding communities, handling motorcycle insurance policies for local riders. The agency addresses coverage needs for various motorcycle types used on area roads. It provides standard services such as liability, collision, and comprehensive options, along with potential add-ons like roadside assistance. Each job is approached by reviewing an individual’s riding habits, chosen machine, and budget to build a tailored policy that meets legal requirements and personal preferences.
Mary Trejo - State Farm Insurance Agent in McHenry, IL, provides motorcycle insurance where clients choose between a single policy purchase for a season or ongoing coverage with regular renewals. Policies generally protect against liability, collision, and comprehensive risks common to local riding conditions. Service appointments for discussing policy options or adjusting existing coverage are available on a scheduled basis, while after-accident claims support or quick policy questions typically run on an as-needed basis.
Petra Kinnerk American Family Insurance specializes in motorcycle insurance coverage in McHenry, IL. It assists riders with customizing policies to protect their bikes, gear, and liability. The agency also offers general service work by helping local motorcyclists navigate various coverage options to suit their individual riding needs. Additionally, it addresses specific seasonal concerns, such as adjusting policies for winter storage periods when many motorcycles are not on the road.
As McHenry motorcycle riders prepare for the spring thaw and the start of the riding season, Bill Colbert - State Farm Insurance Agent provides insurance policies tailored to cover motorcycles, scooters, and similar recreational vehicles. His agency works with local riders to evaluate coverage needs specific to area roads and seasonal usage patterns. A complete assessment of each rider’s vehicle and intended use is conducted during the initial consultation, including a brief inspection to confirm eligibility.
Motorcycle insurance customers in McHenry, Illinois, can choose between a single policy purchase for one riding season or a scheduled renewal plan that ensures continuous coverage from year to year. State Farm Insurance provides liability, collision, and comprehensive options to protect riders against accidents, theft, and weather damage in the local area. Their service is available on an as-needed basis for policy adjustments or claims assistance during normal business hours.
Illinois Auto Quote assists clients with motorcycle insurance coverage in McHenry, Illinois, handling standard policies and offering specialty add-ons such as coverage for custom parts, accessories, and optional roadside assistance. These extend beyond basic liability and collision protection for a rider’s specific needs. The company can serve commercial sectors requiring similar risk management, including offices with fleet bikes, warehouses storing motorcycles, and food service businesses using delivery motorcycles.
What Does a a Motorcycle Insurance Agent in McHenry Cost?
Motorcycle insurance costs in Illinois vary widely based on your bike type driving record and coverage levels. A basic liability policy for a standard cruiser might cost between 150 and 400 dollars per year. Full coverage with comprehensive and collision can range from 400 to 1200 dollars annually. Riders in McHenry may see slightly different rates due to local accident statistics and theft rates. This is general information and not insurance advice.
About motorcycle insurance agents in McHenry
Motorcycle insurance agents in McHenry Illinois help riders find policies that meet state requirements and protect their bikes. Illinois law requires all motorcycle owners to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Local agents can also explain optional coverages like comprehensive and collision for the long riding season in the McHenry area.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Illinois?
Illinois requires motorcycle owners to have liability insurance with at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You must also carry 20 thousand dollars for property damage. Proof of insurance is needed to register your bike and ride legally.
Can I get a motorcycle insurance policy if I have a DUI on my record in Illinois?
Yes you can still get a motorcycle insurance policy in Illinois after a DUI but your rates will be higher. Many agents in McHenry work with carriers that specialize in high risk riders. You may need to file an SR-22 form with the Illinois Secretary of State to prove financial responsibility.
How does Illinois weather affect motorcycle insurance rates in McHenry?
Illinois has a distinct riding season from spring through fall which can affect how insurers calculate risk. Some policies offer seasonal coverage options or reduced rates for winter storage. McHenry agents can help you find a policy that fits your riding habits and protects against weather related damage.
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