The top-rated motorcycle insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Monica Vecera - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent. This directory lists 17 motorcycle insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center # 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Monica Vecera - State Farm Insurance Agent | 630 Pierce Blvd #200 | (618) 632-4870 |
| 4 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 5 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 6 | Mike Morrill - State Farm Insurance Agent | 102 Ruth Dr | (618) 632-6943 |
| 7 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 8 | Derrick Lebryk - COUNTRY Financial Representative | 1115 Frontage Rd Ste C | (618) 622-3767 |
| 9 | Fischer-Going Insurance | 717 W Hwy 50 | (618) 624-2100 |
| 10 | Thoman Insurance Agency | 800 S Lincoln Ave | (618) 632-4061 |
Scott Huels with State Farm Insurance serves O'Fallon, Illinois, and the surrounding St. Clair County area as a local motorcycle insurance agent. The company provides personal auto and homeowners policies alongside its specialized motorcycle coverage. For riders in this region, the agency handles liability and comprehensive plans tailored to protect bikes on both city streets and rural roads. Scott Huels also offers uninsured motorist and collision protection for motorcycles.
Rob Isringhausen - State Farm Insurance Agent provides motorcycle insurance coverage for riders in and around O'Fallon, Illinois. Service options include tailored policies that protect against liability, collision, and comprehensive risks. Ongoing maintenance plans are offered through simple payment schedules and policy review sessions to ensure adequate protection. The company serves homeowners with single-family residence policies, alongside coverage for apartment complexes, retail storefronts, and local restaurant establishments.
Homeowners, businesses, and property managers in O'Fallon, IL, turn to Monica Vecera’s agency for motorcycle insurance. These policies provide essential coverage for riders navigating local streets and highways, protecting against liability and damage. The agency helps clients assess their needs, whether insuring a cruiser, sport bike, or touring motorcycle. Service also extends to those living or riding in the nearby communities of Belleville and Fairview Heights.
Serving O'Fallon, Illinois, and its surrounding communities, Elisa Hager - State Farm Insurance Agent focuses exclusively on motorcycle insurance. The agency assists riders in securing protection for their bikes against common risks like accidents and theft. Policies typically include liability, comprehensive, and uninsured motorist coverage tailored to individual needs. To handle a typical job, the agent first reviews a client’s riding history and motorcycle details to recommend suitable coverage limits.
JGP Insurance Group, LLC in O’Fallon, IL helps motorcycle riders decide between one-time liability policies for short-term needs and recurring comprehensive packages that protect against theft and weather damage. Their coverage typically includes bodily injury protection and custom equipment options for local riders. As a local motorcycle insurance agent, their service runs on an as-needed basis, allowing clients to schedule consultations or policy adjustments whenever their riding circumstances change.
Mike Morrill, a State Farm Insurance Agent located in O’Fallon, Illinois, specializes in motorcycle insurance policies designed to protect riders. The agency also provides general auto, home, and life insurance services to local residents and commuters. It helps customers assess their coverage needs, including liability limits and accessory protection for their bikes. Additionally, the office assists policyholders with updating their plans before the busy riding season begins in spring and warns drivers about increased road hazards for motorcycles during Illinois harvest months.
When the riding season picks up in the O'Fallon area, securing proper coverage becomes a priority for local motorcyclists. Jessica Harrison-Wilkins: Allstate Insurance addresses this need by offering motorcycle insurance agent services tailored to area riders. As an agent focused on this category, she helps customers find protection that fits their specific bike and riding habits. An initial assessment of the motorcycle is arranged, often involving a brief physical inspection of the vehicle to begin the application process.
Derrick Lebryk - COUNTRY Financial Representative offers motorcycle insurance coverage for riders in the O'Fallon, IL area. Tailored policies typically include liability protection and physical damage coverage for customized add-ons. Additional options may extend to accessories, safety apparel, and roadside assistance packages. This agency works with individual riders and commercial sectors, including offices, warehouses, and food service businesses locating their operations locally.
Fischer-Going Insurance provides motorcycle insurance coverage to residents in O'Fallon, Illinois, and handles commercial policies for clients who require business-related protection. Their service area includes O'Fallon and the surrounding communities in southern Illinois. Serving local motorcyclists, the agency works with customers to help them find appropriate coverage based on individual riding needs. After an initial policy is set, agents maintain contact and schedule follow-up visits to adjust coverage as conditions change between regular renewals.
Thoman Insurance Agency in O'Fallon, IL, is known for matching riders with appropriate motorcycle coverage for their specific needs. The agency serves local motorcyclists seeking protection for their bikes, whether for daily commuting or weekend touring. Its agents work through the typical process of assessing a client's riding habits and recommending liability, collision, and comprehensive options that suit different bike models and usage levels. A specialty service it can add on is uninsured motorist coverage, providing additional financial protection if an at-fault driver lacks sufficient insurance.
What Does a a Motorcycle Insurance Agent in O'Fallon Cost?
Motorcycle insurance costs in Illinois vary based on factors like your age, driving record, type of bike, and coverage limits. A basic liability policy for a standard motorcycle may cost between 200 and 500 dollars per year. Full coverage with comprehensive and collision can range from 500 to 1,200 dollars annually. Riders with violations or newer sport bikes often pay more. This is general information and not insurance advice.
About motorcycle insurance agents in O'Fallon
Motorcycle insurance agents in O'Fallon Illinois help riders find coverage that meets state law requirements. Illinois requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 20,000 dollars for property damage. Local agents can explain options for comprehensive and collision coverage to protect your bike on roads around St. Clair County.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Illinois?
Illinois law requires every motorcycle owner to carry liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 20,000 dollars for property damage. This coverage is mandatory and proof must be shown during registration or at a traffic stop.
Can I get motorcycle insurance if I have a prior DUI in O'Fallon?
Yes you can still get motorcycle insurance after a DUI in Illinois. However your rates will likely be higher and you may need to file an SR-22 form with the state. An O'Fallon agent can help you find companies that specialize in high-risk coverage.
Does Illinois require uninsured motorist coverage for motorcycles?
Illinois law requires uninsured motorist coverage for bodily injury on all auto policies including motorcycles. The minimum limit is 25,000 dollars per person and 50,000 dollars per accident. This coverage protects you if a driver without insurance causes an accident.
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