The top-rated motorcycle insurance agent in Georgetown, Kentucky is Sophia Kenealy - State Farm Insurance Agent, rated 5.0 stars across 979 reviews. Other highly rated options include Steve Woodrum - State Farm Insurance Agent, Becky Jordan - State Farm Insurance Agent, Castle Insurance. This directory lists 18 motorcycle insurance agents serving Georgetown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sophia Kenealy - State Farm Insurance Agent | 122 Edwards Ave #2 | (502) 542-6876 |
| 2 | Steve Woodrum - State Farm Insurance Agent | 102 Finley Dr #80 | (502) 863-0608 |
| 3 | Becky Jordan - State Farm Insurance Agent | 749 S Broadway St | (502) 863-3644 |
| 4 | Castle Insurance | 210 Bevins Ln Suite F | (502) 603-0397 |
| 5 | Humphries Insurance Agency LLC: Allstate Insurance | 1641 Paris Pike | (502) 863-3897 |
| 6 | Austin Flannery Agency: Allstate Insurance | 123 N Broadway | (502) 603-4068 |
| 7 | Shelter Insurance - Steve Black | 102 Finley Dr #107 | (502) 868-7654 |
| 8 | The Hockensmith Agency | 224 E Main St | (502) 208-7333 |
| 9 | Kentucky Farm Bureau Insurance | 101 Trackside Rd | (502) 863-2454 |
| 10 | Grant Rea - State Farm Insurance Agent | 401 E Washington St C | (502) 868-7575 |
Sophia Kenealy - State Farm Insurance Agent serves the Georgetown, KY area and surrounding Scott County, specializing in motorcycle insurance for local riders. The agency helps customers find coverage that meets state requirements and protects their bikes. Policies typically address liability, collision, and comprehensive needs for various motorcycles. The agency also assists with adding accessory coverage for custom parts and equipment on touring and cruiser models.
Steve Woodrum - State Farm Insurance Agent in Georgetown, Kentucky, specializes in tailored motorcycle insurance policies, covering both standard riders and custom builds. It also provides general coverage options for auto, home, and life insurance to local residents. The agency helps clients understand liability and comprehensive plans to protect their bikes on Kentucky’s scenic highways and back roads. Seasonal riding risks, such as spring rains and sudden winter freezes, are addressed through policy adjustments for optimal safety and financial protection.
Becky Jordan - State Farm Insurance Agent in Georgetown, KY, provides a range of motorcycle insurance services, including liability coverage, collision protection, and comprehensive policies for various bike models. The company offers ongoing policy management support, helping clients adjust their coverage as riding needs or vehicle values change. Regular policy reviews are available to ensure alignment with current travel patterns and equipment upgrades. This agent services single-family homes, apartments, retail businesses, and restaurants in the Georgetown area.
Castle Insurance serves motorcycle owners in Georgetown, Kentucky, offering liability and comprehensive coverage to protect riders on local roads. The agency helps clients navigate policy options that meet state requirements while addressing personal needs for protection. Riders benefit from guidance on selecting appropriate deductibles and understanding coverage limits for their motorcycles. Castle Insurance also serves the surrounding communities of Scott County, including areas near the Toyota manufacturing complex just outside Georgetown.
Humphries Insurance Agency LLC: Allstate Insurance serves Georgetown, Kentucky, and the surrounding communities in Scott County. It handles motorcycle insurance policies for local riders, covering standard liability, collision, and comprehensive options. The agency works directly with clients to review their coverage needs based on individual riding habits and bike specifics. To handle a typical job, it first gathers rider information, then compares available policy features to find a balanced protection plan.
Austin Flannery Agency: Allstate Insurance, located in Georgetown, KY, distinguishes between one-time policy purchases and ongoing coverage plans for motorcycle insurance. Their local services focus on protecting riders against liability, collision, and comprehensive damages from accidents or theft. As a motorcycle insurance agent, the agency works with clients to tailor coverage to individual riding needs and budgets. This operation offers both scheduled policy renewals and as-needed consultations for adjusting coverage or filing claims after an incident in the area.
Specializing in motorcycle insurance protection, Shelter Insurance - Steve Black in Georgetown, KY, assists riders with liability, collision, and comprehensive coverage needs. The agency provides personalized policy reviews to help local motorcyclists match their coverage to their bikes and riding habits. Recognizing the risks of Kentucky’s changing seasons, it offers guidance on adjusting policies for spring riding season and minimizing gaps during winter storage months, ensuring continuous protection against unexpected road hazards and theft.
As the riding season brings more motorcycles onto the winding roads near Georgetown, KY, proper insurance coverage becomes essential for local riders. The Hockensmith Agency serves this need by specializing in motorcycle insurance policies tailored to a variety of bikes and riding styles. Their agents help clients understand coverage options such as liability, comprehensive, and collision protection. Before a policy is finalized, the company requires a standard inspection and a review of the motorcycle’s current condition and primary usage.
As spring rains make Georgetown roads slick and deer activity increases on local rural routes, riders seek proper coverage before the season begins. Kentucky Farm Bureau Insurance in Georgetown helps motorcyclists select liability and comprehensive options suited to back-road touring or daily commuting. The company focuses on matching liability limits with individual risk exposure from area traffic patterns. Representatives also review how customized parts affect a policy. An initial consultation typically begins with a walk-around inspection of the motorcycle to assess its condition and any modifications requiring coverage consideration.
Grant Rea - State Farm Insurance Agent in Georgetown, KY, assists customers with necessary coverage to protect their motorcycles on local roads and highways. The agency focuses on tailoring policies that may include options for custom parts and equipment, as well as roadside assistance for riders. Serving both private individuals and commercial clients, the office provides insurance solutions for office buildings, warehouses, and food service establishments throughout the Georgetown area.
What Does a a Motorcycle Insurance Agent in Georgetown Cost?
Motorcycle insurance costs in Kentucky vary widely based on factors like your age, riding experience, bike type, and coverage limits. A basic liability policy for a standard cruiser might cost around 200 to 400 dollars per year, while full coverage for a sport bike could range from 600 to 1,200 dollars annually. Rates are also affected by your location in Georgetown and your claims history. This is general information and not insurance advice.
About motorcycle insurance agents in Georgetown
Motorcycle insurance agents in Georgetown, Kentucky help riders find policies that meet state law requirements. Kentucky requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 10,000 dollars for property damage. An agent can explain Kentucky's unique no-fault system and help you choose optional coverages like comprehensive and collision.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Kentucky?
Kentucky law requires motorcycle owners to carry liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. You must also carry personal injury protection coverage of 10,000 dollars.
Do I need uninsured motorist coverage for my motorcycle in Georgetown?
Uninsured motorist coverage is not required by Kentucky law for motorcycles, but it is highly recommended. It protects you if you are hit by a driver who has no insurance. Your agent can help you decide if this coverage is right for your situation.
Can I get motorcycle insurance if I have a previous accident or ticket?
Yes, you can still get motorcycle insurance in Georgetown even with a past accident or traffic violation. Your premiums may be higher based on your driving record. An agent can compare quotes from multiple companies to find you an affordable rate.
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