The top-rated motorcycle insurance agent in Lexington, Kentucky is Stewart Perry - State Farm Insurance Agent, rated 4.9 stars across 472 reviews. Other highly rated options include Carpenter Insurance Group LLC, SeibertKeck Insurance Partners, Energy Insurance Agency. This directory lists 20 motorcycle insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stewart Perry - State Farm Insurance Agent | 2128 Nicholasville Rd | (859) 277-7195 |
| 2 | Carpenter Insurance Group LLC | 141 Prosperous Pl Suite 26 | (859) 202-3656 |
| 3 | SeibertKeck Insurance Partners | 2011 Rambler Rd #1 | (859) 203-5353 |
| 4 | Energy Insurance Agency | 3008 Atkinson Ave #3 | (859) 273-1549 |
| 5 | Integrity Insurance Group, LLC | 1500 Leestown Rd Ste 228 | (859) 800-4946 |
| 6 | Asshield Insurance | 2240 Executive Dr UNIT 103 | (859) 368-0162 |
| 7 | Brooke Whalen Insurance | 1795 Alysheba Way UNIT 1103 | (859) 885-0232 |
| 8 | Bray & Oakley Insurance Agency | 3061 Fieldstone Way #300 | (859) 927-3743 |
| 9 | Renee Jackson Insurance Agency | 1795 Alysheba Way Suite 1101 | (859) 317-2217 |
| 10 | The Hutch Agency - Kentucky | 121 Prosperous Pl STE 9B | (859) 309-1912 |
Stewart Perry - State Farm Insurance Agent serves the Lexington, KY area as a local provider of motorcycle insurance coverage. Their agency helps riders protect themselves and their motorcycles with tailored policy options. They assist clients in finding appropriate liability, collision, and comprehensive protection for a range of bike types. The agency also provides coverage for custom parts and equipment often added to motorcycles.
Carpenter Insurance Group LLC serves motorcycle enthusiasts in and around Lexington, Kentucky, by helping them secure coverage tailored to their rides. The agency assists a range of customers from daily commuters to weekend touring riders in finding appropriate liability and physical damage protection. Agents in this area commonly work to match policy options with each bike’s use and value. The company also extends its motorcycle insurance services to neighboring communities in Fayette County and the Nicholasville areas.
SeibertKeck Insurance Partners in Lexington, KY provides a full range of motorcycle insurance options tailored for local riders. Its agents assist clients in selecting appropriate coverage types for different bikes and riding habits. The agency also offers guidance on adjusting policies as needs change, helping ensure continued protection. It services properties including single-family homes, apartments, retail storefronts, and restaurants.
Energy Insurance Agency serves Lexington, Kentucky, and the surrounding communities, handling motorcycle insurance for local riders. The agency connects clients with policies that cover standard motorcycles, cruisers, and sport bikes. As a motorcycle insurance agent, it focuses on helping riders meet state requirements and protect their vehicles. It typically evaluates each rider’s specific bike model and driving history to find appropriate coverage options from available insurers, ensuring the policy fits the individual’s needs and budget.
Integrity Insurance Group, LLC in Lexington, KY provides options for clients who can choose between obtaining a single-use policy for a brief trip or a recurring plan that renews for ongoing protection. Coverage is tailored specifically for motorcycle owners, addressing liability, collision, and comprehensive needs. The agency operates to serve its clients primarily on an as-needed basis, with consultations arranged when an individual seeks personalized advice or requests a new or updated policy quote.
Asshield Insurance specializes in matching motorcycle riders with appropriate liability and comprehensive coverage options in Lexington. It serves local motorcyclists needing general protection for daily commuting or weekend touring. The agency assists riders in securing policies that comply with Kentucky’s minimum insurance requirements. Before the spring riding season begins, it helps clients evaluate coverage gaps caused by winter storage or policy lapses, ensuring their bikes are properly insured when the roads warm and riding activity resumes.
With Kentucky winters and summer storms arriving each year, Lexington motorcyclists often need coverage that protects their bikes through every season. Brooke Whalen Insurance addresses this by working as a local motorcycle insurance agent in Lexington, Kentucky. The office focuses on matching riders with appropriate policies for liability, comprehensive, and collision protection. Clients are guided through available options during a straightforward initial consultation, where coverage needs are assessed clearly before any final decisions are made.
Bray & Oakley Insurance Agency works with clients to secure motorcycle insurance coverage that meets local riding needs. For additional protection, they can recommend custom parts and accessories coverage to safeguard aftermarket components. Their agents help assess liability limits and uninsured motorist options for riders throughout Lexington. The agency also serves commercial sectors including offices, warehouses, and food service operations that require business insurance solutions.
Renee Jackson Insurance Agency provides residential motorcycle insurance services in the Lexington, KY, area. The agency also handles commercial coverage for clients who use motorcycles for business purposes. With a focus on Lexington and the surrounding regions, their offerings help riders meet standard policy requirements while protecting their vehicles. Clients often return for policy adjustments before purchase or seasonal riding begins, ensuring continued coverage between regular visits.
The Hutch Agency - Kentucky in Lexington is known as a dedicated provider of motorcycle insurance. Its professional service works to help riders secure proper coverage for their bikes. The company assists local motorcyclists in navigating policy options that meet area driving demands, protecting both standard and specialized motorcycle use. Additional coverage they can arrange often includes protection for custom parts and aftermarket equipment, a common add-on riders in this region require.
What Does a a Motorcycle Insurance Agent in Lexington Cost?
Motorcycle insurance costs in Kentucky vary widely based on your bike type riding history and coverage levels. A basic liability policy for a standard cruiser might cost 200 to 400 dollars per year while full coverage for a sport bike could be 600 to 1500 dollars per year. Riders with a clean record and older bikes usually pay less. This is general information and not insurance advice.
About motorcycle insurance agents in Lexington
Motorcycle insurance agents in Lexington Kentucky help riders find coverage that meets state requirements and protects their bike. Kentucky law requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 10 thousand dollars for property damage. Local agents can also explain the state helmet law and uninsured motorist coverage options.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Kentucky?
Kentucky requires motorcycle owners to carry liability insurance with at least 25 thousand dollars per person for bodily injury 50 thousand dollars per accident and 10 thousand dollars for property damage. You must also have uninsured motorist coverage of 25 thousand dollars per person and 50 thousand dollars per accident.
Do I need a special license to ride a motorcycle in Lexington?
Yes Kentucky requires a motorcycle endorsement on your drivers license or a separate motorcycle license. You must pass a written test and a skills test to get the endorsement. Some agents can help you find insurance after you get your permit or license.
Can I get motorcycle insurance if I have a DUI on my record in Kentucky?
Yes you can still get motorcycle insurance in Kentucky after a DUI but your rates will be much higher. You may need to file an SR-22 form with the state to prove financial responsibility. An agent can help you find a company that accepts high risk riders.
Motorcycle Insurance Agents in Other Kentucky Cities
Bowling Green · Elizabethtown · Florence · Frankfort · Georgetown · Henderson · Hopkinsville · La Grange · Louisville · Nicholasville · Owensboro · Paducah · Richmond