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HomeMotorcycle Insurance AgentsMissouri › Cape Girardeau

Find Motorcycle Insurance Agents Near You in Cape Girardeau, MO

Browse motorcycle insurance agents serving Cape Girardeau, Missouri. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 20 motorcycle insurance agents serving Cape Girardeau.

Showing 20 motorcycle insurance agents in Cape Girardeau, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Discount Insurance Group1009 N Kingshighway St(573) 339-1100
2Goosehead Insurance - Nick Laiben338 Broadway St Ste 311(573) 334-9999
3TIG Thomas Insurance Group56 Doctors Park Dr(573) 651-3652
4Michael Jones - State Farm Insurance Agent1900 Broadway St(573) 335-7703
5Coalter Insurance Group1001 Independence St(573) 339-1222
6Farmers Insurance - Tom Smith1928 Golden Eagle Ct #3(573) 651-6515
7Hoesli Insurance Agency338 Broadway St Suite 505(573) 290-7777
8Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®75 Sheridan Dr(573) 335-4343
9Nick Hogan - State Farm Insurance Agent980 N Kingshighway St Suite 102(573) 332-0502
10Landon Besand - Insurance Agent1917 William St(573) 517-7734
DI
1009 N Kingshighway St
Discount Insurance Group
Motorcycle Insurance Agent · Cape Girardeau, MO

Discount Insurance Group serves Cape Girardeau, Missouri, as a local motorcycle insurance agent. The agency helps riders find coverage that meets regional requirements and individual needs. Working with multiple insurance carriers, they assist clients in comparing policies and deductibles for their motorcycles. Their services include handling liability protection tailored for Missouri roads and providing quotes for comprehensive coverage on bikes of various models.

GI
338 Broadway St Ste 311
Goosehead Insurance - Nick Laiben
Motorcycle Insurance Agent · Cape Girardeau, MO

Goosehead Insurance - Nick Laiben provides personal motorcycle insurance coverage and related protection options for riders in the Cape Girardeau, MO area. The agency works to match clients with appropriate policy types that can help cover different bike models and riding preferences. Service offerings may include liability, comprehensive, collision, and uninsured motorist coverage tailored to individual needs. Beyond bikes, the agency assists with insurance for single-family homes, apartments, retail, and restaurants.

TT
56 Doctors Park Dr
TIG Thomas Insurance Group
Motorcycle Insurance Agent · Cape Girardeau, MO

TIG Thomas Insurance Group in Cape Girardeau, Missouri, serves motorcycle owners seeking coverage for their bikes and related equipment. The agency helps riders secure policies for liability, collision, and comprehensive protection. Customers exploring options for an insurance agent often find support with policy comparisons and coverage questions. The company also assists individuals looking for a motorcycle insurance agent working with clients in surrounding areas like Jackson or Scott City.

MJ
1900 Broadway St
Michael Jones - State Farm Insurance Agent
Motorcycle Insurance Agent · Cape Girardeau, MO

Serving Cape Girardeau and its surrounding communities, Michael Jones – State Farm Insurance Agent handles a full range of motorcycle insurance needs for local riders. This agency works with clients to secure coverage that protects their bikes from common road risks and liability concerns. Every policy is chosen carefully to match the rider’s specific situation and coverage requirements. A typical job here begins by listening to the client’s riding habits, then recommending appropriate protection and reviewing all available options before binding the coverage.

CI
1001 Independence St
Coalter Insurance Group
Motorcycle Insurance Agent · Cape Girardeau, MO

Motorcycle riders in Cape Girardeau can choose between one-time policy adjustments and scheduled insurance reviews when working with this agent. Coverage options include liability, collision, and comprehensive protection tailored to different bike types. As a local motorcycle insurance agent, Coalter Insurance Group helps riders understand policy limits and deductibles. Service runs on both a scheduled and as-needed basis, depending on whether clients need annual renewals or mid-term policy changes.

FI
1928 Golden Eagle Ct #3
Farmers Insurance - Tom Smith
Motorcycle Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Tom Smith in Cape Girardeau, MO specializes in motorcycle insurance agent services, offering tailored liability and comprehensive coverage for riders across the region. Tom Smith also provides general insurance work, helping clients with policies for their other vehicles and property needs. As seasonal weather changes bring increased road hazards from rain and debris, local motorcyclists can consult this agency to adjust their coverage accordingly in advance of busy riding months.

HI
338 Broadway St Suite 505
Hoesli Insurance Agency
Motorcycle Insurance Agent · Cape Girardeau, MO

Riding season in Cape Girardeau brings winding roads and open highways, but also the need for proper insurance coverage. Hoesli Insurance Agency works with local riders to find policies that match their specific bikes and usage patterns. The agent explains liability limits and comprehensive options for both experienced bikers and new owners. They help customers compare deductibles and terms so a rider understands what protection applies on the road. The process begins with a review of the motorcycle’s details and the owner’s riding history.

FI
75 Sheridan Dr
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
Motorcycle Insurance Agent · Cape Girardeau, MO

Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® provides motorcycle insurance for riders in Cape Girardeau, MO. The agency works to secure coverage that protects bikes against accidents and theft, and can add endorsements for custom parts and equipment. Services also extend to commercial sectors such as small offices, storage warehouses, and food service businesses that need liability and property protection.

NH
980 N Kingshighway St Suite 102
Nick Hogan - State Farm Insurance Agent
Motorcycle Insurance Agent · Cape Girardeau, MO

Nick Hogan, a State Farm Insurance agent in Cape Girardeau, MO, provides residential motorcycle insurance for local riders seeking protection for their personal bikes. Commercial coverage is also offered for businesses that use motorcycles in their operations throughout the Cape Girardeau area. Policies are tailored to meet various needs, addressing potential risks on area roads. Clients can schedule a follow-up appointment or request policy adjustments between regular visits to ensure their coverage remains appropriate for changing circumstances.

LB
1917 William St
Landon Besand - Insurance Agent
Motorcycle Insurance Agent · Cape Girardeau, MO

Landon Besand - Insurance Agent in Cape Girardeau, MO, is known for providing motorcycle insurance coverage tailored to riders in the local region. The agency helps clients protect their bikes against common risks on Missouri roads, offering policies that comply with statewide requirements. Services typically include liability, comprehensive, and collision options for various motorcycle types. For added security, the agent can also arrange roadside assistance coverage to support clients during travel.

LA
760 S Kingshighway D
Laurel Adkisson Agency LLC American Family Insurance
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 334-1095
amfam.com/agents/missouri/cape-girardeau/laurel-adkisson
FI
1750 N Kingshighway St Suite B
Farmers Insurance - Clarence Matthews
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 334-8888
agents.farmers.com/mo/cape-girardeau/clarence-matthews
BI
1936 Broadway St B
Brightway Insurance, The Prima Agency
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 335-5822
brightwayprima.com
AI
875 N Kingshighway St
Arnold Insurance
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 651-0509
myarnoldteam.com
BB
440 S Mt Auburn Rd Suite 106
Blair Bohannon - State Farm Insurance Agent
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 271-2102
mysfagentblair.com
AC
1903 Broadway St
AAA Cape Girardeau Insurance and Member Services
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 334-3038
ace.aaa.com/locations/Cape_Girardeau-63701-145
MH
835 N Kingshighway St Ste 102
Matthew Hester: Allstate Insurance
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 334-0996
agents.allstate.com/matthew-hester-cape-girardeau-mo.html
SI
87 S Plaza Way
Shelter Insurance - Rebecca Tosarello
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 335-5287
shelterinsurance.com/CA/agent/RTOSARELLO
RR
113 S Broadview St
Rob Rueseler & Associates
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 334-5086
rueselerandassociates.com
CI
326 S Broadview St
Capital Insurance & Associates, Inc.
Motorcycle Insurance Agent · Cape Girardeau, MO
(573) 335-2300
capitalinsagency.com

What Does a a Motorcycle Insurance Agent in Cape Girardeau Cost?

Motorcycle insurance costs in Cape Girardeau typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 400 to 1,500 dollars annually depending on factors like your bike type, driving record, and coverage limits. This is general information and not insurance advice.

About motorcycle insurance agents in Cape Girardeau

Motorcycle insurance agents in Cape Girardeau help riders find coverage that meets Missouri legal requirements. Missouri law requires all motorcycle owners to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 10,000 dollars for property damage. Local agents can also advise on additional coverage options like comprehensive and collision for your bike.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in Missouri?

Missouri law requires motorcycle owners to have liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Uninsured motorist coverage is also required in Missouri.

Do I need insurance to register a motorcycle in Cape Girardeau?

Yes, you must show proof of insurance to register a motorcycle with the Missouri Department of Revenue. Your insurance agent can provide the required financial responsibility form for registration.

Can I get a discount on motorcycle insurance for taking a safety course in Missouri?

Many insurance agents in Cape Girardeau offer discounts for completing a Missouri-approved motorcycle safety course. The Missouri Motorcycle Safety Program provides courses that may qualify you for lower premiums.

Motorcycle Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.