The top-rated motorcycle insurance agent in Cape Girardeau, Missouri is Discount Insurance Group, rated 4.8 stars across 258 reviews. Other highly rated options include Goosehead Insurance - Nick Laiben, TIG Thomas Insurance Group, Michael Jones - State Farm Insurance Agent. This directory lists 20 motorcycle insurance agents serving Cape Girardeau.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Discount Insurance Group | 1009 N Kingshighway St | (573) 339-1100 |
| 2 | Goosehead Insurance - Nick Laiben | 338 Broadway St Ste 311 | (573) 334-9999 |
| 3 | TIG Thomas Insurance Group | 56 Doctors Park Dr | (573) 651-3652 |
| 4 | Michael Jones - State Farm Insurance Agent | 1900 Broadway St | (573) 335-7703 |
| 5 | Coalter Insurance Group | 1001 Independence St | (573) 339-1222 |
| 6 | Farmers Insurance - Tom Smith | 1928 Golden Eagle Ct #3 | (573) 651-6515 |
| 7 | Hoesli Insurance Agency | 338 Broadway St Suite 505 | (573) 290-7777 |
| 8 | Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® | 75 Sheridan Dr | (573) 335-4343 |
| 9 | Nick Hogan - State Farm Insurance Agent | 980 N Kingshighway St Suite 102 | (573) 332-0502 |
| 10 | Landon Besand - Insurance Agent | 1917 William St | (573) 517-7734 |
Discount Insurance Group serves Cape Girardeau, Missouri, as a local motorcycle insurance agent. The agency helps riders find coverage that meets regional requirements and individual needs. Working with multiple insurance carriers, they assist clients in comparing policies and deductibles for their motorcycles. Their services include handling liability protection tailored for Missouri roads and providing quotes for comprehensive coverage on bikes of various models.
Goosehead Insurance - Nick Laiben provides personal motorcycle insurance coverage and related protection options for riders in the Cape Girardeau, MO area. The agency works to match clients with appropriate policy types that can help cover different bike models and riding preferences. Service offerings may include liability, comprehensive, collision, and uninsured motorist coverage tailored to individual needs. Beyond bikes, the agency assists with insurance for single-family homes, apartments, retail, and restaurants.
TIG Thomas Insurance Group in Cape Girardeau, Missouri, serves motorcycle owners seeking coverage for their bikes and related equipment. The agency helps riders secure policies for liability, collision, and comprehensive protection. Customers exploring options for an insurance agent often find support with policy comparisons and coverage questions. The company also assists individuals looking for a motorcycle insurance agent working with clients in surrounding areas like Jackson or Scott City.
Serving Cape Girardeau and its surrounding communities, Michael Jones – State Farm Insurance Agent handles a full range of motorcycle insurance needs for local riders. This agency works with clients to secure coverage that protects their bikes from common road risks and liability concerns. Every policy is chosen carefully to match the rider’s specific situation and coverage requirements. A typical job here begins by listening to the client’s riding habits, then recommending appropriate protection and reviewing all available options before binding the coverage.
Motorcycle riders in Cape Girardeau can choose between one-time policy adjustments and scheduled insurance reviews when working with this agent. Coverage options include liability, collision, and comprehensive protection tailored to different bike types. As a local motorcycle insurance agent, Coalter Insurance Group helps riders understand policy limits and deductibles. Service runs on both a scheduled and as-needed basis, depending on whether clients need annual renewals or mid-term policy changes.
Farmers Insurance - Tom Smith in Cape Girardeau, MO specializes in motorcycle insurance agent services, offering tailored liability and comprehensive coverage for riders across the region. Tom Smith also provides general insurance work, helping clients with policies for their other vehicles and property needs. As seasonal weather changes bring increased road hazards from rain and debris, local motorcyclists can consult this agency to adjust their coverage accordingly in advance of busy riding months.
Riding season in Cape Girardeau brings winding roads and open highways, but also the need for proper insurance coverage. Hoesli Insurance Agency works with local riders to find policies that match their specific bikes and usage patterns. The agent explains liability limits and comprehensive options for both experienced bikers and new owners. They help customers compare deductibles and terms so a rider understands what protection applies on the road. The process begins with a review of the motorcycle’s details and the owner’s riding history.
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP® provides motorcycle insurance for riders in Cape Girardeau, MO. The agency works to secure coverage that protects bikes against accidents and theft, and can add endorsements for custom parts and equipment. Services also extend to commercial sectors such as small offices, storage warehouses, and food service businesses that need liability and property protection.
Nick Hogan, a State Farm Insurance agent in Cape Girardeau, MO, provides residential motorcycle insurance for local riders seeking protection for their personal bikes. Commercial coverage is also offered for businesses that use motorcycles in their operations throughout the Cape Girardeau area. Policies are tailored to meet various needs, addressing potential risks on area roads. Clients can schedule a follow-up appointment or request policy adjustments between regular visits to ensure their coverage remains appropriate for changing circumstances.
Landon Besand - Insurance Agent in Cape Girardeau, MO, is known for providing motorcycle insurance coverage tailored to riders in the local region. The agency helps clients protect their bikes against common risks on Missouri roads, offering policies that comply with statewide requirements. Services typically include liability, comprehensive, and collision options for various motorcycle types. For added security, the agent can also arrange roadside assistance coverage to support clients during travel.
What Does a a Motorcycle Insurance Agent in Cape Girardeau Cost?
Motorcycle insurance costs in Cape Girardeau typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 400 to 1,500 dollars annually depending on factors like your bike type, driving record, and coverage limits. This is general information and not insurance advice.
About motorcycle insurance agents in Cape Girardeau
Motorcycle insurance agents in Cape Girardeau help riders find coverage that meets Missouri legal requirements. Missouri law requires all motorcycle owners to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 10,000 dollars for property damage. Local agents can also advise on additional coverage options like comprehensive and collision for your bike.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Missouri?
Missouri law requires motorcycle owners to have liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Uninsured motorist coverage is also required in Missouri.
Do I need insurance to register a motorcycle in Cape Girardeau?
Yes, you must show proof of insurance to register a motorcycle with the Missouri Department of Revenue. Your insurance agent can provide the required financial responsibility form for registration.
Can I get a discount on motorcycle insurance for taking a safety course in Missouri?
Many insurance agents in Cape Girardeau offer discounts for completing a Missouri-approved motorcycle safety course. The Missouri Motorcycle Safety Program provides courses that may qualify you for lower premiums.
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