The top-rated motorcycle insurance agent in Independence, Missouri is Houston Richards State Farm - Insurance Agent KC, rated 5.0 stars across 751 reviews. Other highly rated options include Alicia Scott - State Farm Insurance Agent, Chad Mitchell - State Farm Insurance Agent, Kim Downey Noble - State Farm Insurance Agent. This directory lists 20 motorcycle insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Houston Richards State Farm - Insurance Agent KC | 15441 US-24 | (816) 796-9111 |
| 2 | Alicia Scott - State Farm Insurance Agent | 19045 E Valley View Pkwy suite k | (816) 886-5009 |
| 3 | Chad Mitchell - State Farm Insurance Agent | 14901 E 42nd St S | (816) 836-0114 |
| 4 | Kim Downey Noble - State Farm Insurance Agent | 221 W Lexington Ave Suite 101 | (816) 833-1180 |
| 5 | Freeway Insurance | 3619 S Noland Rd | (816) 685-6985 |
| 6 | Scott Davidson - State Farm Insurance Agent | 2411 Rte 291 Suite L | (816) 373-0434 |
| 7 | Matrix Insurance | 11201 E US Hwy 24 B | (816) 272-4444 |
| 8 | The Insurance Groupe | 16012 East 23rd St S | (816) 461-2260 |
| 9 | Auto Insurance Discounters | 1312 S Noland Rd | (816) 252-2255 |
| 10 | Farmers Insurance - Marie Hudson | 1509 S Noland Rd Ste B | (816) 228-3370 |
Houston Richards State Farm - Insurance Agent KC serves the Independence, Missouri area and surrounding parts of Jackson County, offering motorcycle insurance coverage for local riders. This agency assists customers with protecting their motorcycles against common risks on roadways in this region. It provides policies designed for motorcycles, scooters, and similar motorized two-wheel vehicles. The agency also handles coverage for custom parts and accessories commonly added to bikes.
Alicia Scott - State Farm Insurance Agent in Independence, MO serves local homeowners and property managers who also need comprehensive protection for their motorcycles. This agency provides personalized liability, collision, and comprehensive coverage tailored for riders seeking financial security on the road. The agent helps customers navigate policy options to safeguard both their vehicles and their residences. Services extend to neighboring communities throughout the eastern Jackson County area, including Blue Springs and Lee’s Summit parts of the Kansas City metro.
Chad Mitchell - State Farm Insurance Agent provides comprehensive motorcycle insurance services, including liability, collision, and comprehensive coverage options for riders of various motorcycle types. The agency assists clients in tailoring their policies to meet individual needs and driving habits. Service and maintenance plans are not typically part of standard motorcycle insurance packages; however, Chad Mitchell offers guidance on selecting appropriate coverage limits and deductibles to protect riders. This Independence, MO agency serves riders with different properties, including single-family homes, apartments, retail businesses, and restaurants.
Serving Independence, Missouri, and the surrounding eastern Jackson County communities, Kim Downey Noble - State Farm Insurance Agent handles motorcycle insurance for a variety of bikes and riding styles. It arranges liability, collision, and comprehensive coverage common to local road and recreational cycles. To manage a typical policy, the agent reviews the rider’s specific model and usage to match protection with the area’s riding conditions and traffic patterns.
Freeway Insurance provides motorcycle insurance services for residential customers in Independence, Missouri. The agency also offers commercial coverage options for riders who use their motorcycles for business purposes. They serve clients throughout the Independence area and surrounding communities in the region. After each policy term or renewal, the staff can follow up with customers to review coverage needs and ensure appropriate adjustments are made between regular scheduled visits.
Spring rains and slick roads in Independence create a need for up-to-date motorcycle coverage. Scott Davidson - State Farm Insurance Agent in Independence, MO, addresses this by explaining comprehensive protection that accounts for both liability and theft. Clients receive guidance on policy differences between full-coverage and minimum liability options. An agent reviews riding patterns and bike specifications to tailor a plan that fits local traffic conditions. An initial vehicle inspection or a phone assessment of riding history typically begins the quoting process.
Matrix Insurance in Independence, MO provides specialized motorcycle insurance for cruisers, sport bikes, and touring models. The agency handles policy comparisons, liability coverage, and comprehensive protection for local riders. Its services help customers meet state requirements and select appropriate deductibles for their bikes. When winter weather makes roads slick or summer storms create hazardous conditions, the company assists riders in adjusting their policies to account for seasonal storage and reduced riding periods.
The Insurance Groupe provides liability coverage and policy management for motorcycle owners in Independence, MO. This agency can also arrange add-ons for policyholders, including roadside assistance and accessory coverage for custom parts. A local representative assesses each rider’s needs and annual mileage to tailor the policy accordingly. The agency additionally serves commercial sectors, including offices, warehouses, and food service operations that require fleet motorcycle coverage.
For motorcycle riders in Independence, MO, choosing between a one-time policy for a single season and a recurring annual plan depends on how often the bike is used. Auto Insurance Discounters helps clients navigate these permanent or seasonal coverage options, tailoring each policy to individual riding habits. Their services address common needs like liability protection and comprehensive coverage for theft or damage. This agency provides these services on either a one-time or scheduled annual renewal basis, with consultations arranged as needed throughout the year.
What Does a a Motorcycle Insurance Agent in Independence Cost?
Motorcycle insurance costs in Missouri vary widely based on your bike type your driving record and your coverage limits. A basic liability policy might cost around 200 to 400 dollars per year while full coverage can range from 500 to 1500 dollars per year. Factors like age location and riding experience also affect the price. This is general information and not insurance advice.
About motorcycle insurance agents in Independence
A motorcycle insurance agent in Independence Missouri can help you find coverage that meets Missouri state requirements. Missouri law requires all motorcyclists to carry liability insurance with minimum limits of 25000 dollars for bodily injury per person 50000 dollars per accident and 10000 dollars for property damage. An agent can also explain options like comprehensive and collision coverage for your bike.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Missouri?
Missouri law requires liability insurance with at least 25000 dollars for bodily injury per person 50000 dollars per accident and 10000 dollars for property damage. This is the same minimum required for cars. Your agent can help you decide if higher limits are right for you.
Do I need uninsured motorist coverage for my motorcycle in Missouri?
Missouri law requires uninsured motorist coverage unless you reject it in writing. This coverage protects you if you are hit by a driver without insurance. Your agent can explain the options and help you choose.
Can I get motorcycle insurance if I have a DUI on my record in Independence?
Yes you can still get motorcycle insurance in Missouri with a DUI but your rates will likely be higher. An agent can shop multiple companies to find a policy that fits your situation. Missouri requires an SR-22 filing for DUI convictions.
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