The top-rated motorcycle insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 17 motorcycle insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 8 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 9 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
| 10 | R J Warner Insurance | 23 S Mulberry St | (937) 335-5166 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area and its surrounding communities as a local provider of motorcycle insurance policies. The agency works with riders to secure coverage that meets state requirements and protects their vehicles. Typical policies address liability, collision, and comprehensive needs for different types of motorcycles. The office also assists clients with assessing appropriate coverage limits and optional endorsements for added protection on the road.
Littman-Thomas Agency - Troy Office provides motorcycle insurance coverage and roadside assistance plans for riders in the Troy area. Its service options include policy consultations, customizing liability and comprehensive protection for personal bikes, and offering seasonal storage advice. Maintenance support features repair network referrals and claims assistance for standard motorcycles. The office services properties such as single-family homes and apartments, and it also handles insurance for retail stores, restaurants, and light commercial buildings that may own company motorcycles.
Homeowners, families, and local commuters in the Troy area often rely on Heath Murray - State Farm Insurance Agent for their motorcycle insurance needs. The agency helps riders secure liability and comprehensive coverage suitable for seasonal or daily use. This service protects personal assets while ensuring compliance with Ohio road requirements. Whether covering a single cruiser or multiple bikes, policies are tailored to individual riding habits and risk profiles. The agency also provides convenient support to motorcyclists from nearby Piqua and surrounding Miami County communities.
Holobaugh Insurance serves motorcycle riders in Troy, Ohio, and the surrounding communities throughout Miami County. The agency handles motorcycle insurance policies for touring, cruiser, sport, and standard street bikes. Riders can obtain coverage for liability, collision, comprehensive, and uninsured motorist protection for their machines. To handle a typical job, an agent first reviews the client’s bike type and riding habits before comparing available policy options to meet individual coverage needs and budget.
A motorcycle rider in Troy, OH may choose between a single, one-time policy purchase or an ongoing service relationship that adjusts coverage as needs change. Carr Insurance Group offers standard protection for cruisers, sport bikes, and touring motorcycles, including liability, comprehensive, and collision options. A policyholder can discuss customizing deductibles or adding roadside assistance without pressure. Service for existing clients runs strictly on an as-needed basis, allowing customers to request adjustments or claims support only when required.
As the spring riding season arrives in Troy, motorcycle owners begin preparing their bikes for the road ahead. Koverman Staley Dickerson Insurance assists local riders by matching them with appropriate liability and comprehensive coverage for their specific bikes and usage patterns. The agency explains policy terms clearly so customers understand their protection before making a decision. After reviewing the customer's motorcycle details and discussing available options, the agent schedules a photo inspection to document the bike's current condition.
Carson Halsey: Allstate Insurance in Troy, Ohio offers specialized motorcycle insurance policies, including liability and comprehensive coverage. It also provides general auto and home insurance services to local residents. An agent at this office can help riders tailor a policy to their specific needs and budget. Before the spring riding season begins, it assists owners in reviewing coverage for their stored motorcycles.
Lisa Cano - State Farm Insurance Agent in Troy, OH provides brokerage for a range of personal insurance coverages. This office specializes in motorcycle insurance, offering policies that protect riders from liability and physical damage on the road. Policy discussions can include custom parts coverage and roadside assistance for added security. The agency serves commercial sectors such as small offices, warehouses, and food service establishments, helping business owners manage property and liability risks.
Trojan Insurance Agency is known for providing motorcycle insurance coverage to riders in Troy, Ohio. It assists local motorcyclists in securing policies that protect against liability and damage while on the open road. The agency works with riders to select appropriate coverage limits and deductibles based on individual riding habits and vehicle types. It also helps clients understand how their insurance applies during seasonal use and storage periods. For policyholders, the agency can add on coverage for custom parts and aftermarket accessories.
R J Warner Insurance serves residential motorcycle clients in Troy, OH, addressing coverage needs for personal bikes used on local roads. Commercial policies are also available for riders using motorcycles for business purposes within the Troy area and surrounding communities. The agency provides guidance on policy options suited to different riding habits and motorcycle types. Regular follow-up between visits is offered to adjust coverage as circumstances change, and repeat customers are welcomed for ongoing service.
What Does a a Motorcycle Insurance Agent in Troy Cost?
Motorcycle insurance costs in Ohio typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 600 to 1,500 dollars per year. Factors like your age driving record and bike type affect the price. This is general information not insurance advice.
About motorcycle insurance agents in Troy
Motorcycle insurance agents in Troy Ohio help riders find coverage that meets Ohio state requirements. Ohio law requires all motorcycle owners to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person and 50,000 dollars per accident. Local agents can also help you add comprehensive and collision coverage for extra protection.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Ohio?
Ohio law requires motorcycle owners to have liability insurance with at least 25,000 dollars per person for bodily injury and 50,000 dollars per accident. You must also carry 25,000 dollars for property damage. An agent can help you meet these minimums.
Can I get motorcycle insurance if I have a DUI on my record in Ohio?
Yes you can still get coverage but your rates will be higher. Ohio law requires an SR-22 filing for drivers with a DUI conviction. An agent in Troy can help you find a company that accepts high-risk riders.
Does my auto insurance policy cover my motorcycle in Ohio?
No a standard auto policy does not cover motorcycles in Ohio. You need a separate motorcycle insurance policy. An agent can bundle your auto and motorcycle policies for a discount.
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