The top-rated renters insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Chase Herrin - State Farm Insurance Agent, Globe Life Liberty National Division: The Lambeth Agencies. This directory lists 17 renters insurance agents serving Fairhope.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Phyfer - State Farm Insurance Agent | 19416 S Greeno Rd | (251) 928-7500 |
| 2 | Farmers Insurance - Andrew Malone | 104 Professional Park Dr | (251) 990-4000 |
| 3 | Chase Herrin - State Farm Insurance Agent | 21611 State Hwy 181 Ste A | (251) 929-2020 |
| 4 | Globe Life Liberty National Division: The Lambeth Agencies | 106 N Greeno Rd | (866) 400-2395 |
| 5 | Alliance Insurance Group | 19009 State Hwy 181 | (251) 281-0082 |
| 6 | Trawick International | 300 Fairhope Ave ste g | (888) 301-9289 |
| 7 | Steadfast Insurance | 9959 Windmill Rd | (251) 202-4207 |
| 8 | Tim Simmonds - State Farm Insurance Agent | 356 Morphy Ave | (251) 928-1400 |
| 9 | Scott Soulant: Allstate Insurance | 504 N Section St | (251) 990-9553 |
| 10 | Sharon Hattenstein: Allstate Insurance | 23690 US-98 Ste E1 | (251) 928-3229 |
Rick Phyfer - State Farm Insurance Agent serves the Fairhope, Alabama area, providing renters insurance policies to local residents. The agency helps tenants protect their personal belongings against risks such as theft and fire damage. Renters insurance typically includes liability coverage for accidents that occur inside the rented home. The agency guides clients through coverage limits and deductibles to find suitable protection. It handles policy adjustments when renters move apartments or add valuable items to their inventory.
Farmers Insurance - Andrew Malone serves homeowners, renters, and property managers in Fairhope, Alabama, offering standard renters insurance policies to protect personal belongings against theft, fire, and weather-related damage. The agency provides liability coverage options and assistance in understanding policy details tailored to individual living situations. Claim support and policy adjustments are handled locally, making it a practical resource for those securing rental properties. This location also covers the surrounding Daphne area and eastern Baldwin County communities.
Chase Herrin - State Farm Insurance Agent proudly serves Fairhope, Alabama and the surrounding Eastern Shore communities. The agency handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. They work with local property owners and residents to assess individual needs for coverage. Each typical job begins with a consultation to understand the client’s specific living situation and valuables, then progresses to a review of policy options before finalizing a plan tailored to the renter’s circumstances.
Globe Life Liberty National Division: The Lambeth Agencies in Fairhope, AL, handles renters insurance, which is a one-time policy purchase rather than a recurring subscription, protecting personal belongings and liability. Coverage typically includes theft, fire, and water damage from plumbing issues. Claims processing differs from scheduled maintenance services, as this insurance covers unexpected losses. Policy adjustments or renewals typically occur on an as-needed basis when a lease changes or coverage lapses.
Alliance Insurance Group specializes in helping renters secure appropriate coverage for personal belongings and liability protection in Fairhope. Its general service work involves tailoring policies to individual household needs by explaining limits and deductibles carefully. The agency focuses on matching coverage to actual risks within local rental properties. This attention to detail becomes particularly valuable during hurricane season, when seasonal tenants require clarity on storm-related exclusions or additional flood coverage options.
Trawick International provides renters insurance agent services in the Fairhope, Alabama area, helping clients select appropriate coverage for personal property and liability. Service options include policy reviews to ensure adequate protection for belongings and addressing common customer questions about claims and deductibles. Maintenance plans focus on annual check-ins to update coverage as tenants acquire new items or change living situations. The company works with clients insuring single-family homes, apartments, retail spaces, and restaurants.
Steadfast Insurance assists Fairhope residents in securing financial protection for personal belongings and liability coverage. The agency can recommend specialty add-ons for high-value items like jewelry and electronics, helping to extend basic policy limits. Guidance is offered to ensure tenants understand coverage for temporary living expenses if a home becomes uninhabitable. Local agents support small business operations, providing options for insuring offices, warehouses, and food service establishments against common property and liability risks.
Tim Simmonds - State Farm Insurance Agent serves residential renters looking to protect their personal belongings and liability in Fairhope, Alabama. Commercial renters insurance coverage is also available to meet the needs of local business tenants across the broader Baldwin County area. Policies are tailored to individual living situations and property types. After an initial policy is in place, the agent provides follow-up consultations and can adjust coverage between regular visits as circumstances change.
Scott Soulant: Allstate Insurance in Fairhope, AL, is known for helping residents secure renters insurance policies that protect personal belongings and provide liability coverage. Its service range extends throughout Fairhope and the surrounding Baldwin County area, offering personalized consultations to assess individual needs. A tenant can add a scheduled personal property endorsement to cover high-value items such as jewelry or electronics beyond standard policy limits.
What Does a a Renters Insurance Agent in Fairhope Cost?
Typical renters insurance in Alabama costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage. In Fairhope rates may be slightly higher due to coastal storm risk. Actual cost depends on your credit score, coverage limits, deductible, and location. This is general information not insurance advice.
About renters insurance agents in Fairhope
Renters insurance agents in Fairhope Alabama help tenants protect personal property and cover liability. Alabama law does not require renters insurance but many landlords in Fairhope do require it in the lease. Local agents can explain how Alabama weather risks like hurricanes affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Fairhope do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They can explain Alabama-specific issues like windstorm exclusions and flood coverage. The agent also assists with claims and policy changes.
Is renters insurance required by law in Alabama?
No, Alabama state law does not require renters insurance. However many landlords in Fairhope and Baldwin County include a requirement in the lease agreement. An agent can help you meet that requirement while getting proper coverage.
How do I find a renters insurance agent in Fairhope Alabama?
You can search online for local independent agents or contact major insurance companies that serve Baldwin County. Many agents in Fairhope offer free quotes and can meet in person. Check that the agent is licensed to sell insurance in Alabama.