The top-rated renters insurance agent in Homewood, Alabama is Acceptance Insurance, rated 5.0 stars across 413 reviews. Other highly rated options include Freeway Insurance, Thomas Waters - State Farm Insurance Agent, Stan Faulkner - State Farm Insurance Agent. This directory lists 16 renters insurance agents serving Homewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 191 W Valley Ave #116 | (205) 564-7093 |
| 2 | Freeway Insurance | 430 Green Springs Hwy #18 | (205) 304-1246 |
| 3 | Thomas Waters - State Farm Insurance Agent | 3103 Independence Dr | (205) 879-1988 |
| 4 | Stan Faulkner - State Farm Insurance Agent | 1747 Oxmoor Rd | (205) 870-5626 |
| 5 | Casey Halsey - State Farm Insurance Agent | 3430 Independence Dr Ste 120 | (205) 445-0445 |
| 6 | Direct Auto Insurance | 68 Green Springs Hwy | (205) 715-8390 |
| 7 | Matt Johnston - State Farm Insurance Agent | 1701 Oxmoor Rd | (205) 879-8887 |
| 8 | Tim Johns - State Farm Insurance Agent | 1747 Oxmoor Rd | (205) 870-8400 |
| 9 | Frank Ippolito - State Farm Insurance Agent | 285 Palisades Blvd | (205) 942-4444 |
| 10 | John Carlton: Allstate Insurance | 109 Columbiana Rd | (205) 983-6175 |
Acceptance Insurance provides renters insurance policies for residential and commercial tenants in the Midfield, AL area, offering protection for personal property and liability coverage. Their service includes guidance on selecting appropriate policy limits and advising on common exclusions to help ensure adequate coverage for tenants. They assist policyholders with claims filing and updating coverage as needs change. The agency services clients renting single-family homes, apartments, retail spaces, and restaurants.
Serving Homewood, Alabama, and the surrounding Birmingham-area communities, Freeway Insurance handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. It offers typical policy options that help cover losses from theft, fire, or accidental damage to a renter’s property. For insurance needs in this metropolitan region, the company generally works to explain available coverage limits and deductibles, then guides clients through a straightforward application process to secure a suitable policy for their apartment or rental home.
Thomas Waters - State Farm Insurance Agent serves the Homewood, Alabama area, offering renters insurance policies designed to protect personal belongings and provide liability coverage. The agency helps local tenants and residents secure financial protection against common risks like theft, fire, and water damage in rental properties. Insurance solutions can be customized to fit individual budgets and specific coverage needs through personalized consultations. The team also handles valuable personal property endorsements and loss of use coverage for temporary living expenses after a covered event.
Stan Faulkner - State Farm Insurance Agent in Homewood, AL, offers a full range of personal property coverage and liability protection tailored for renters. The agency assists clients in selecting suitable policy limits and deductibles, and it provides guidance on inventorying belongings for accurate claims filing. Service includes periodic policy reviews to adjust coverage as life circumstances change. The agency services apartments, single-family homes, townhouses, retail shops, and restaurants throughout the Homewood area.
Casey Halsey - State Farm Insurance Agent serves homeowners, renters, and property managers in Homewood, Alabama, providing renters insurance policies that protect personal belongings and offer liability coverage. The agency helps tenants secure affordable plans tailored to apartments, condos, or single-family rentals. Policies typically cover losses from theft, fire, and certain weather events, with added options like replacement cost coverage. The office also assists clients in nearby Mountain Brook with similar renters insurance needs and personalized policy reviews.
For those seeking renters insurance, clients choose between a one-time policy purchase with ongoing monthly payments or a bundled service with additional products. Direct Auto Insurance in Homewood, Alabama, offers renters coverage that protects personal belongings and provides liability protection against accidents within a rented home. Standard policies typically include loss-of-use coverage for temporary housing needs. Service runs on a scheduled basis with automatic renewal options and as-needed billing adjustments for policy changes.
Matt Johnston - State Farm Insurance Agent serves Homewood, Alabama, along with the nearby Birmingham metropolitan communities. The agency handles renters insurance coverage to protect personal belongings and provide liability protection. Policies typically cover theft, fire damage, and weather-related losses common to the area. The agency works by first discussing a renter’s specific needs and budget, then presenting policy options that balance adequate coverage with affordable monthly premiums.
Tim Johns of Homewood, Alabama, offers both a one-time policy setup for new renters and recurring coverage that renews each term. His renters insurance protects personal belongings against theft or damage while including liability protection for accidents that occur on the premises. Policies from this agency are available on an as-needed basis, meaning clients can initiate coverage when moving into a new rental or adjust their existing policy at any renewal period.
As the spring storm season approaches in Homewood, residents often seek to safeguard their belongings from unexpected weather events. Frank Ippolito - State Farm Insurance Agent in Homewood, AL, assists local tenants with renters insurance that covers personal property and liability protection against unforeseen damages. Policies can help replace furniture, electronics, or clothing after covered losses like theft or burst pipes. The company begins by scheduling a convenient in-person or virtual assessment to inventory a renter’s possessions and identify appropriate coverage options.
John Carlton: Allstate Insurance offers tailored renters insurance policies covering personal belongings and liability protection. The agency serves Homewood, AL, helping tenants safeguard their possessions against common perils like theft, fire, and water damage. Standard services include policy review, claim assistance, and bundled coverage options. During the spring storm season, the team addresses rising concerns about tornado-related property losses, guiding clients on adjusting deductibles to secure adequate coverage for sudden severe weather events.
What Does a a Renters Insurance Agent in Homewood Cost?
In Alabama renters insurance premiums usually range from 180 to 360 dollars per year for 30,000 dollars in personal property coverage and 100,000 dollars in liability. Costs in Homewood may be slightly higher due to local crime rates and property values. Your deductible and any add-ons like flood or earthquake coverage will also affect the final price. This is general information and not insurance advice.
About renters insurance agents in Homewood
Renters insurance agents in Homewood Alabama help tenants protect their personal property and provide liability coverage. Alabama law does not require renters insurance but many landlords in Homewood now ask for proof of coverage in lease agreements. An agent can explain how policies cover theft fire and water damage from burst pipes.
Frequently Asked Questions
What does a renters insurance agent in Homewood do?
A renters insurance agent in Homewood helps you choose a policy that fits your needs and budget. They explain coverage limits deductibles and optional endorsements. They also assist with filing claims if you have a loss.
Is renters insurance required in Homewood Alabama?
Alabama state law does not require renters insurance. However many landlords and property managers in Homewood now include a clause in the lease requiring tenants to carry a policy. Always check your lease agreement for specific requirements.
How much does renters insurance cost in Alabama?
Renters insurance in Alabama typically costs between 15 and 30 dollars per month for standard coverage. Factors that affect the price include your location in Homewood the amount of personal property coverage and your claims history. An agent can give you a personalized quote.