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Find Renters Insurance Agents in Carlsbad, CA

Browse renters insurance agents serving Carlsbad, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Carlsbad, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 renters insurance agents in Carlsbad, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gaslamp Insurance
2244 Faraday Ave #125, Carlsbad, CA 92008
(800) 920-4125 gaslampinsurance.com
Hazelrigg And Associates: Allstate Insurance
6994 El Camino Real #110, Carlsbad, CA 92009
(760) 471-7545 agents.allstate.com
Ryan Waggener - State Farm Insurance Agent
2710 Loker Ave W Suite 210, Carlsbad, CA 92010
(760) 814-2480 mycarlsbadagent.com
Luke Dix - State Farm Insurance Agent
1901 Camino Vida Roble STE 115, Carlsbad, CA 92008
(760) 754-2636 dixinsurance.com
Hayek Insurance
2777 Jefferson St Suite 203-D, Carlsbad, CA 92008
(800) 860-8835 hayekinsurance.com
Walt Waggener - State Farm Insurance Agent
2710 Loker Ave W Ste 210, Carlsbad, CA 92010
(760) 931-5393 bestinsurancedude.com
The Insurance Place
2111 Palomar Airport Rd # 322, Carlsbad, CA 92011
(760) 643-2100 insuranceplace.net
Hugh Kollar - State Farm Insurance Agent
2979 State St # C, Carlsbad, CA 92008
(760) 730-9110 hughkollar.com
Alta Vista Insurance Agency
2585 Pio Pico Dr Suite 100, Carlsbad, CA 92008
(844) 629-1500 altavistainsurance.com
Ken May Insurance Services
3146 Tiger Run Ct #114, Carlsbad, CA 92010
(760) 893-8055 kenmayinsurance.com
Jesse Dix - State Farm Insurance Agent
1901 Camino Vida Roble STE 115, Carlsbad, CA 92008
(760) 744-1245 youragentjesse.com
Katie Harlan - State Farm Insurance Agent
7040 Avenida Encinas #202, Carlsbad, CA 92011
(760) 431-0844 carlsbadinsuranceagency.com
JP Hayes Insurance Agency
3129 Tiger Run Ct Ste 201, Carlsbad, CA 92010
(760) 935-3429 jphayesinsurance.com
Dave Miller Insurance
2318 Pio Pico Dr, Carlsbad, CA 92008
(760) 717-1707 davemillerinsurance.com
Callie Jones - State Farm Insurance Agent
6994 El Camino Real #211, Carlsbad, CA 92009
(858) 587-6042 cmjonesinsurance.com
Altenbern Insurance agency
640 Grand Ave ste h, Carlsbad, CA 92008
(760) 434-0350 johnfarmers.com
Farmers Insurance - Brian Reichert
690 Carlsbad Village Dr #103, Carlsbad, CA 92008
(760) 203-4310 agents.farmers.com
Metro Coast Insurance Services, LLC
2173 Salk Ave Suite 250, Carlsbad, CA 92008
(949) 238-6399 metrocoastinsurance.com
Premiere Insurance Agency Inc. dba Ohana Insurance Services
6183 Paseo Del Norte #150, Carlsbad, CA 92011
(760) 805-5663
Farmers Insurance - Brian Schnese
7700 El Camino Real UNIT 201, Carlsbad, CA 92009
(760) 632-8490 agents.farmers.com

Renters insurance agents in Carlsbad help tenants protect their personal property and cover liability risks. California law does not require renters insurance, but many landlords in San Diego County now include it as a lease condition. A local agent can explain how your policy covers theft, fire, and water damage common in coastal areas.

What Does a Renters Insurance Agent in Carlsbad Cost?

In California, renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 15000 to 30000 dollars in personal property coverage. Factors such as your credit score, location in Carlsbad, and the deductible you choose can affect the premium. Policies with higher liability limits or additional coverage for high value items will cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Carlsbad do?
A renters insurance agent helps you choose a policy that covers your personal belongings and provides liability protection. They can explain California specific rules, such as how your policy responds to earthquake or flood damage. Agents also help you file claims and adjust coverage as your needs change.
Is renters insurance required by law in California?
California state law does not require renters insurance. However, many landlords in Carlsbad and across San Diego County now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement while finding affordable coverage.
How much personal property coverage do I need in Carlsbad?
The amount of coverage depends on the value of your belongings. A renters insurance agent can help you create a home inventory to estimate replacement costs. For a typical Carlsbad apartment, policies often start at 15000 dollars for personal property, but higher limits are available for expensive items like electronics or jewelry.