ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Renters Insurance Agents Near You in Carlsbad, CA

Browse renters insurance agents serving Carlsbad, California. Updated 2026-07-14.

The top-rated renters insurance agent in Carlsbad, California is Gaslamp Insurance, rated 4.6 stars across 1,704 reviews. Other highly rated options include Hazelrigg And Associates: Allstate Insurance, Ryan Waggener - State Farm Insurance Agent, Luke Dix - State Farm Insurance Agent. This directory lists 21 renters insurance agents serving Carlsbad.

Showing 21 renters insurance agents in Carlsbad, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gaslamp Insurance2244 Faraday Ave #125(800) 920-4125
2Hazelrigg And Associates: Allstate Insurance6994 El Camino Real #110(760) 471-7545
3Ryan Waggener - State Farm Insurance Agent2710 Loker Ave W Suite 210(760) 814-2480
4Luke Dix - State Farm Insurance Agent1901 Camino Vida Roble STE 115(760) 754-2636
5Hayek Insurance2777 Jefferson St Suite 203-D(800) 860-8835
6Walt Waggener - State Farm Insurance Agent2710 Loker Ave W Ste 210(760) 931-5393
7The Insurance Place2111 Palomar Airport Rd # 322(760) 643-2100
8Hugh Kollar - State Farm Insurance Agent2979 State St # C(760) 730-9110
9Alta Vista Insurance Agency2585 Pio Pico Dr Suite 100(844) 629-1500
10Ken May Insurance Services3146 Tiger Run Ct #114(760) 893-8055
GI
2244 Faraday Ave #125
Gaslamp Insurance
Renters Insurance Agent · Carlsbad, CA

Gaslamp Insurance serves the Carlsbad, California metro area as a local renters insurance agent. They assist tenants in finding coverage for personal belongings and address liability protection for accidents that may occur within a rental unit. The agency helps policyholders navigate loss of use coverage, which supports temporary living expenses if a home becomes uninhabitable. Their specific services include helping tenants secure protection against theft and damage from fire or water leaks.

HA
6994 El Camino Real #110
Hazelrigg And Associates: Allstate Insurance
Renters Insurance Agent · Carlsbad, CA

Hazelrigg And Associates: Allstate Insurance provides a full range of renters insurance policies designed to protect personal belongings and liability exposure. Their service includes guidance on coverage limits, deductibles, and valuable item scheduling. Regular policy reviews and claims assistance are available to help maintain adequate protection. This Carlsbad agency serves clients renting single-family homes, apartments, retail spaces, and restaurants.

RW
2710 Loker Ave W Suite 210
Ryan Waggener - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, CA

Ryan Waggener - State Farm Insurance Agent serves renters looking to protect their personal belongings and liability in apartments, condos, and rental homes across Carlsbad, CA. The agency helps clients choose coverage for theft, fire damage, and temporary living expenses if their rental becomes uninhabitable. Personalized consultations ensure each policy fits individual needs and budgets. The agency also provides insurance services to renters in nearby Oceanside.

LD
1901 Camino Vida Roble STE 115
Luke Dix - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, CA

Luke Dix - State Farm Insurance Agent serves the Carlsbad, CA area and surrounding coastal communities. The office handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants living in apartments, condos, or homes. They help clients assess their coverage needs based on individual living situations. For a typical job, the agent starts by reviewing the client's specific property and liability risks before presenting appropriate policy options tailored to their lease terms and lifestyle.

HI
2777 Jefferson St Suite 203-D
Hayek Insurance
Renters Insurance Agent · Carlsbad, CA

For those seeking renters coverage, Hayek Insurance in Carlsbad, CA offers both one-time policies for singular needs and recurring annual plans that renew automatically. Their renters insurance typically protects personal belongings against theft, fire, and certain water damage, with liability coverage for accidents occurring within the rented dwelling. Policy assistance and claims support are available directly through the local agent. Service for this agency runs strictly on an as-needed basis, with clients contacting the office whenever they require a new quote, policy change, or claim consultation.

WW
2710 Loker Ave W Ste 210
Walt Waggener - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, CA

Walt Waggener - State Farm Insurance Agent in Carlsbad, CA specializes in renters policies that protect personal belongings against theft, fire, and water damage. The agency works with local renters to assess their coverage needs, offering liability protection and assistance with claim filing to ensure tenants have a comprehensive safety net. Many clients seek out the agent’s help in spring when moving to new apartments or before travel, when policy reviews for off-premises property protection become essential.

IP
2111 Palomar Airport Rd # 322
The Insurance Place
Renters Insurance Agent · Carlsbad, CA

As the summer wildfire and heat season comes to the area, renters in Carlsbad look to ensure their personal property is covered against unexpected damage. The Insurance Place responds by advising local tenants on the typical risks they face, including theft and weather-related losses. Their agents explain the differences between actual cash value and replacement cost coverage. Every new policy begins with a straightforward discussion of what a renter owns. This initial conversation acts as the informal assessment step before any paperwork is signed.

HK
2979 State St # C
Hugh Kollar - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, CA

Hugh Kollar - State Farm Insurance Agent in Carlsbad, CA provides renters insurance policies that cover personal property and liability. The company also offers valuable optional add-ons, including identity theft protection and water backup coverage for renters. These policies are designed to help protect belongings and provide financial peace of mind against unexpected events such as fire, theft, or weather-related damage. This local agency can serve renters living in apartments as well as those leasing commercial spaces like offices, warehouses, and food service establishments.

AV
2585 Pio Pico Dr Suite 100
Alta Vista Insurance Agency
Renters Insurance Agent · Carlsbad, CA

Alta Vista Insurance Agency provides residential renters insurance services to clients in Carlsbad, California, and the surrounding area. The agency also offers commercial coverage options for local businesses seeking property protection. Their agents guide renters through policy selection, helping match coverage limits to individual needs and lease requirements. They aim to clarify policy details and assist with claims process support after a covered loss. Customers seeking to adjust their plans or address new concerns can return for follow-up consultations between regular policy renewal visits.

KM
3146 Tiger Run Ct #114
Ken May Insurance Services
Renters Insurance Agent · Carlsbad, CA

Ken May Insurance Services, based in Carlsbad, is known for helping local residents secure renters insurance that matches their living situation. The company assists clients in navigating coverage options that protect personal belongings against common risks such as theft, fire, and water damage in this coastal area. Policies can extend beyond basic contents coverage to include liability protection for accidents that occur inside a rented home or apartment. As a specialty service, the agency can add on coverage for high-value items like jewelry, electronics, or musical instruments.

KH
7040 Avenida Encinas #202
Katie Harlan - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, CA
(760) 431-0844
carlsbadinsuranceagency.com
JD
1901 Camino Vida Roble STE 115
Jesse Dix - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, CA
(760) 744-1245
youragentjesse.com
JH
3129 Tiger Run Ct Ste 201
JP Hayes Insurance Agency
Renters Insurance Agent · Carlsbad, CA
(760) 935-3429
jphayesinsurance.com
DM
2318 Pio Pico Dr
Dave Miller Insurance
Renters Insurance Agent · Carlsbad, CA
(760) 717-1707
davemillerinsurance.com
CJ
6994 El Camino Real #211
Callie Jones - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, CA
(858) 587-6042
cmjonesinsurance.com
AI
640 Grand Ave ste h
Altenbern Insurance agency
Renters Insurance Agent · Carlsbad, CA
(760) 434-0350
johnfarmers.com
FI
690 Carlsbad Village Dr #103
Farmers Insurance - Brian Reichert
Renters Insurance Agent · Carlsbad, CA
(760) 203-4310
agents.farmers.com/ca/carlsbad/brian-reichert
MC
2173 Salk Ave Suite 250
Metro Coast Insurance Services, LLC
Renters Insurance Agent · Carlsbad, CA
(949) 238-6399
metrocoastinsurance.com
PI
6183 Paseo Del Norte #150
Premiere Insurance Agency Inc. dba Ohana Insurance Services
Renters Insurance Agent · Carlsbad, CA
(760) 805-5663
FI
7700 El Camino Real UNIT 201
Farmers Insurance - Brian Schnese
Renters Insurance Agent · Carlsbad, CA
(760) 632-8490
agents.farmers.com/ca/carlsbad/brian-schnese
AB
325 Carlsbad Village Dr G2
Advanced Brokers Insurance Services
Renters Insurance Agent · Carlsbad, CA
(858) 436-7999
advancedbrokersinc.com

What Does a a Renters Insurance Agent in Carlsbad Cost?

In California, renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 15000 to 30000 dollars in personal property coverage. Factors such as your credit score, location in Carlsbad, and the deductible you choose can affect the premium. Policies with higher liability limits or additional coverage for high value items will cost more. This is general information and not insurance advice.

About renters insurance agents in Carlsbad

Renters insurance agents in Carlsbad help tenants protect their personal property and cover liability risks. California law does not require renters insurance, but many landlords in San Diego County now include it as a lease condition. A local agent can explain how your policy covers theft, fire, and water damage common in coastal areas.

Frequently Asked Questions

What does a renters insurance agent in Carlsbad do?

A renters insurance agent helps you choose a policy that covers your personal belongings and provides liability protection. They can explain California specific rules, such as how your policy responds to earthquake or flood damage. Agents also help you file claims and adjust coverage as your needs change.

Is renters insurance required by law in California?

California state law does not require renters insurance. However, many landlords in Carlsbad and across San Diego County now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement while finding affordable coverage.

How much personal property coverage do I need in Carlsbad?

The amount of coverage depends on the value of your belongings. A renters insurance agent can help you create a home inventory to estimate replacement costs. For a typical Carlsbad apartment, policies often start at 15000 dollars for personal property, but higher limits are available for expensive items like electronics or jewelry.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.