ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeRenters Insurance AgentsCalifornia › Chula Vista

Find Renters Insurance Agents Near You in Chula Vista, CA

Browse renters insurance agents serving Chula Vista, California. Updated 2026-07-14.

The top-rated renters insurance agent in Chula Vista, California is Willy's Insurance Service Inc, rated 5.0 stars across 918 reviews. Other highly rated options include Joe Finch - State Farm Insurance Agent, Hollie Allen - State Farm Insurance Agent, Fred Hetter - State Farm Insurance Agent. This directory lists 21 renters insurance agents serving Chula Vista.

Showing 21 renters insurance agents in Chula Vista, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Willy's Insurance Service Inc205 garret ave Suite # 1(619) 240-3333
2Joe Finch - State Farm Insurance Agent3060 Bonita Rd #101a(619) 569-2220
3Hollie Allen - State Farm Insurance Agent1924 E Palomar St #104(619) 482-8800
4Fred Hetter - State Farm Insurance Agent265 E St Ste. B-1(619) 420-9430
5Fiesta Auto Insurance & Tax Service1099 3rd Ave Suite 2(619) 382-3130
6Freeway Insurance624 Palomar St Ste 701(619) 399-2387
7Danny Patel - State Farm Insurance Agent345 F St Ste 160(619) 426-8352
8Altra Insurance Services Inc.651 Palomar St #3(619) 500-8001
9BÚHO Insurance Brokerage (formerly Mexico Insurance Services, Inc.)99 Bonita Rd(619) 691-7747
10Bernardo Vasquez - State Farm Insurance Agent460 Third Ave ste a(619) 425-6560
WS
205 garret ave Suite # 1
Willy's Insurance Service Inc
Renters Insurance Agent · Chula Vista, CA

Willy's Insurance Service Inc serves San Diego County from its base in Chula Vista, California, as a provider of renters insurance agent services. The company assists local tenants in obtaining coverage that protects personal belongings and provides liability protection within rental properties. Its agents help clients compare policy options from multiple insurers to find suitable coverage limits. Specific services include advising on personal property valuations and securing loss-of-use coverage for temporary housing during claims.

JF
3060 Bonita Rd #101a
Joe Finch - State Farm Insurance Agent
Renters Insurance Agent · Chula Vista, CA

Joe Finch - State Farm Insurance Agent in Chula Vista, CA offers local renters insurance coverage to protect personal belongings and provide liability protection. The agency helps customers customize policies with options for replacement cost coverage, additional living expenses, and identity theft protection. Regular policy reviews ensure coverage remains appropriate for changing life circumstances. Joe Finch serves renters residing in single-family homes, apartments, condominiums, and retail spaces, as well as tenants operating restaurants and other commercial ventures.

HA
1924 E Palomar St #104
Hollie Allen - State Farm Insurance Agent
Renters Insurance Agent · Chula Vista, CA

Serving local homeowners, renters, and property managers, Hollie Allen - State Farm Insurance Agent provides renters insurance policies that protect personal belongings and offer liability coverage in Chula Vista. The agency helps clients assess their coverage needs for apartments, condos, and single-family rentals. Policies can include protection for theft, fire damage, and temporary living expenses after a covered loss. This team also works with residents in nearby Bonita and National City to arrange appropriate renters insurance plans tailored to their living situations.

FH
265 E St Ste. B-1
Fred Hetter - State Farm Insurance Agent
Renters Insurance Agent · Chula Vista, CA

Fred Hetter - State Farm Insurance Agent serves renters in Chula Vista and the surrounding South Bay communities of San Diego County, including Imperial Beach and National City. The agency handles renters insurance policies that protect personal belongings against theft, fire, and water damage from burst pipes. It also offers liability coverage for accidents occurring within a rented residence. The agency approaches each prospective client by first discussing the specific contents and risks of the home, then matching coverage limits to the individual’s budget and protection needs.

FA
1099 3rd Ave Suite 2
Fiesta Auto Insurance & Tax Service
Renters Insurance Agent · Chula Vista, CA

Fiesta Auto Insurance & Tax Service in Chula Vista, California, is known for helping residents protect their personal belongings from theft, fire, or water damage. It offers renters insurance policies that cover furniture, electronics, and clothing against common household risks. Clients in the area typically receive liability protection for guest injuries or accidental property damage as part of their coverage. This agency can also add on a policy extension for temporary living expenses if a rental unit becomes uninhabitable due to a covered loss.

FI
624 Palomar St Ste 701
Freeway Insurance
Renters Insurance Agent · Chula Vista, CA

Freeway Insurance serves Chula Vista, California, as a local renter’s insurance agent. It helps residents protect their personal belongings and liability coverage needs. The agency connects clients with policies that cover theft, fire damage, and temporary living expenses. Renters in the area rely on its guidance to understand coverage limits and deductibles. Freeway Insurance handles processing claims support and adjusting policy options for individual apartment and condo situations.

DP
345 F St Ste 160
Danny Patel - State Farm Insurance Agent
Renters Insurance Agent · Chula Vista, CA

The difference between a one-time renters insurance policy and a recurring annual plan is that the former provides a single term, while the latter typically renews automatically for continuous protection. Danny Patel - State Farm Insurance Agent in Chula Vista, CA, offers coverage that can help safeguard personal belongings against theft or damage. Services run on either a one-time or as-needed basis, depending on whether a client selects a short-term or a standard policy period.

AI
651 Palomar St #3
Altra Insurance Services Inc.
Renters Insurance Agent · Chula Vista, CA

With local weather patterns bringing sudden downpours and gusty winds, securing personal belongings against unexpected damage becomes essential for Chula Vista residents. Altra Insurance Services Inc. helps renters navigate these risks by explaining how standard policies cover theft, fire, and water damage from burst pipes. They assist clients in choosing appropriate liability protections and inventory documentation methods. After discussing coverage options, an initial assessment typically begins with a quick inventory review to determine adequate protection levels.

BI
99 Bonita Rd
BÚHO Insurance Brokerage (formerly Mexico Insurance Services, Inc.)
Renters Insurance Agent · Chula Vista, CA

BÚHO Insurance Brokerage, based in Chula Vista, specializes in renters insurance policies that protect personal belongings and provide liability coverage. Formerly Mexico Insurance Services, Inc., the brokerage assists local tenants in selecting appropriate plans for apartments and rental homes throughout the area. Its agents guide clients through coverage options, including protection against theft, fire, and water damage. For those preparing for the dry season or wildfire risks, the company helps renters evaluate policies that address smoke and ash damage concerns.

BV
460 Third Ave ste a
Bernardo Vasquez - State Farm Insurance Agent
Renters Insurance Agent · Chula Vista, CA

Bernardo Vasquez - State Farm Insurance Agent helps clients in Chula Vista, CA protect their personal belongings and liability for their rented homes or apartments. The agency can assist with adding specialty coverages such as flood protection or jewelry endorsements to a standard policy. This provider serves the insurance needs of commercial sectors including offices, warehouses, and food service operations.

RL
985 Broadway STE J
Ready Lane Insurance Services
Renters Insurance Agent · Chula Vista, CA
(619) 489-3751
readylaneinsurance.com
CS
1105 Broadway #202
Carlos Solorzano - State Farm Insurance Agent
Renters Insurance Agent · Chula Vista, CA
(619) 420-7000
carlosagent.com
22
1043 Broadway #102C
20/20 Insurance & Auto Registration Services Chula Vista, Ca
Renters Insurance Agent · Chula Vista, CA
(619) 240-3030
2020insurancecv.com
LR
1152 3rd Ave
La Rosa Insurance Agency Inc
Renters Insurance Agent · Chula Vista, CA
(619) 427-5950
larosainsurance.com
RF
310 3rd Ave Ste C6
Ramirez Financial & Insurance Agency
Renters Insurance Agent · Chula Vista, CA
(619) 323-1152
rfiagency.com
PO
251 E St #102
Preferred One Insurance
Renters Insurance Agent · Chula Vista, CA
(619) 215-1565
preferredoneinsuranceca.com
AS
1010 Broadway #7
Areli’s Insurance Services
Renters Insurance Agent · Chula Vista, CA
(619) 409-1690
dmv.ca.gov/portal/business-partner/arelis-insurance-services
AI
1215 Broadway
ALLSTAR INSURANCE SERVICES
Renters Insurance Agent · Chula Vista, CA
(619) 498-8299
mercuryinsurance.com/agents/california/allstar-insurance-services-llc-04c360.html
FI
1337 Third Ave B
Fast Insurance & Registration Services Chula Vista
Renters Insurance Agent · Chula Vista, CA
(619) 614-2121
MI
40 3rd Ave
Mercury Insurance Agency est. 1966
Renters Insurance Agent · Chula Vista, CA
(619) 427-2662
mercuryinsurance.com/local/california-special-services-043279.html
EI
891 Kuhn Dr #116
Element Insurance Group
Renters Insurance Agent · Chula Vista, CA
(619) 650-3400
elementinsurancegroup.org

What Does a a Renters Insurance Agent in Chula Vista Cost?

Renters insurance in California typically costs between 15 and 30 dollars per month for standard coverage. In Chula Vista the average policy may range from 150 to 300 dollars per year depending on coverage limits and deductible choices. Factors like location credit score and the value of your belongings can affect the price. This is general information and not insurance advice.

About renters insurance agents in Chula Vista

Renters insurance agents in Chula Vista help tenants protect their personal property and cover liability risks. California law does not require renters insurance but many landlords in Chula Vista now include it as a lease condition. An agent can explain how local risks like wildfire or theft affect your coverage needs.

Frequently Asked Questions

What does renters insurance cover in Chula Vista California?

Renters insurance typically covers personal property loss from theft fire or water damage. It also provides liability protection if someone is injured in your rental unit. In California policies often include additional living expenses if your home becomes uninhabitable.

How do I choose a renters insurance agent in Chula Vista?

Look for an agent licensed in California who has experience with local rental properties. Ask about policy limits deductibles and whether they offer replacement cost coverage. You can check an agents license status on the California Department of Insurance website.

Is renters insurance required by law in California?

California state law does not require renters insurance. However many landlords in Chula Vista now require it in the lease agreement. Even if not required having a policy can protect you from financial loss due to theft fire or liability claims.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.