The top-rated renters insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Farmers Insurance - Sean Smith, Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance, Jeremy Barkhurst - State Farm Insurance Agent. This directory lists 19 renters insurance agents serving El Dorado Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trek Sinclair - State Farm Insurance Agent | 2205 Francisco Dr #130 | (916) 458-4123 |
| 2 | Farmers Insurance - Sean Smith | 897 Embarcadero Dr #101 | (916) 597-1077 |
| 3 | Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance | 4659 Golden Foothill Pkwy Ste 106 | (916) 939-8990 |
| 4 | Jeremy Barkhurst - State Farm Insurance Agent | 989 Governor Dr Ste 104 | (916) 294-7482 |
| 5 | Chris Cheng - State Farm Insurance Agent | 4359 Town Center Blvd Ste 112 | (650) 758-6370 |
| 6 | Kinkaid Insurance Services | 5170 Golden Foothill Pkwy | (530) 672-1979 |
| 7 | Gold Insurance Solutions | 3905 Park Dr #110 | (916) 235-3638 |
| 8 | Shaun Morrison - State Farm Insurance Agent | 4944 Windplay Dr Unit 225 | (530) 350-7757 |
| 9 | Farmers Insurance - Brett Weshner | 4993 Golden Foothill Pkwy #8 | (916) 939-0480 |
| 10 | Suburban Family Insurance Agency | 895 Embarcadero Dr Suite 206 | (916) 804-7848 |
Trek Sinclair - State Farm Insurance Agent serves El Dorado Hills and the surrounding El Dorado County area. The agency provides renters insurance to protect personal belongings and liability for local residents. Policies cover losses from theft, fire, and certain water damage incidents. Optional coverage can be added for valuable items such as jewelry or electronics. The agent assists clients in selecting appropriate deductible levels to suit their budgets. Trek Sinclair handles renters insurance policy quotes and claim filing assistance in this region.
Farmers Insurance - Sean Smith provides renters insurance services in El Dorado Hills, California. It assists clients in selecting policies that protect personal belongings and offer liability coverage. The agent helps with policy maintenance, including reviewing coverage limits and making adjustments as needs change. Regular plan evaluations are offered to ensure adequate protection against common risks such as theft, fire, or water damage. This agency services a variety of properties, ranging from single-family homes and apartments to retail spaces and restaurants in the local area.
Renters insurance customers in El Dorado Hills rely on Sierra Mountain Insurance Agency / Sohil Yusuf Agency, an Allstate Insurance representative, for coverage that protects personal belongings and liability in leased homes or apartments. The agency helps clients understand policy options that match their specific rental situation, providing clear guidance on claim processes and coverage limits. It also serves property managers seeking protection for their rental units. Nearby communities such as Folsom and Cameron Park are part of the agency’s service area as well.
Jeremy Barkhurst - State Farm Insurance Agent serves the El Dorado Hills area and surrounding communities, handling renters insurance policies for local tenants and landlords. It helps clients protect personal belongings and cover liability in rental homes or apartments. The agent’s office focuses on reviewing each customer’s individual needs to tailor coverage appropriately. For a typical job, it starts with a detailed consultation to understand property specifics and renter concerns before presenting suitable plan options.
Chris Cheng - State Farm Insurance Agent in El Dorado Hills, CA, distinguishes between one-time rental insurance purchases and recurring policy renewals for ongoing protection. Coverage typically includes personal belongings against theft or damage, liability for accidents, and additional living expenses if the unit becomes uninhabitable. These policies safeguard tenants from financial loss due to covered events like fire or water damage. Service operates on a scheduled renewal basis, with policies set to automatically continue unless the policyholder requests a change or cancellation at the lease term.
As a renters insurance agent in El Dorado Hills, Kinkaid Insurance Services specializes in helping tenants protect their personal belongings and liability. The agency assists local residents in understanding coverage for furniture, electronics, and clothing against theft, fire, and water damage. With guidance on policy deductibles and personal property limits, it works to match renters with suitable protection plans. During the summer fire season, it helps clients review coverage for smoke and ash damage to ensure adequate safeguards are in place.
As seasonal storms roll through El Dorado Hills, protecting personal belongings becomes a priority for renters in the area. Gold Insurance Solutions addresses this need by helping local tenants secure renters insurance that covers their possessions and liability. Each policy can protect against events that occur both inside and outside a rental property. The agent walks clients through coverage options that fit a range of lease situations. An initial assessment evaluates the renter’s valuable items to guide them toward an appropriate policy tailored to their needs.
Shaun Morrison - State Farm Insurance Agent in El Dorado Hills, CA, provides renters insurance policies that protect personal belongings and offer liability coverage. Specialty add-ons can include coverage for high-value items like jewelry or electronics, as well as identity theft protection. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring policies to meet their specific risk management needs.
Serving residents of El Dorado Hills, this agency provides personalized renters insurance coverage tailored to protect personal belongings and provide liability protection within a leasehold property. Commercial lines are also available for local business owners needing property or general liability policies. Brett Weshner extends coverage options throughout the surrounding Sacramento-area community. Clients receive straightforward policy reviews and claims assistance, with follow-up service readily available between regular renewal visits to address any coverage adjustments promptly.
Suburban Family Insurance Agency in El Dorado Hills, CA is known for guiding local renters through the process of securing personal property and liability coverage. Its service range includes evaluating a client’s possessions value and recommending appropriate policy limits against common perils. The agency can bundle a renters insurance policy with a separate umbrella liability add-on for broader financial protection.
What Does a a Renters Insurance Agent in El Dorado Hills Cost?
In California renters insurance typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Higher coverage limits or add ons like earthquake protection can raise the premium. Rates vary by location in El Dorado Hills and the value of your belongings. This is general information not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
About renters insurance agents in El Dorado Hills
Renters insurance agents in El Dorado Hills help tenants protect personal property and cover liability. California law does not require renters insurance, but many landlords in El Dorado County include it as a lease condition. An agent can explain how local wildfire risks may affect coverage choices.
Frequently Asked Questions
What does a renters insurance agent in El Dorado Hills do?
An agent helps you compare policies from different carriers to find coverage for your belongings and liability. They can explain how California specific rules like the 30 day notice requirement for non renewal apply. They also assist with filing claims if needed.
Is renters insurance required in El Dorado Hills California?
California state law does not mandate renters insurance. However many landlords in El Dorado Hills require it in the lease agreement. An agent can help you meet that requirement while finding affordable coverage.
How do California fire risks affect renters insurance in El Dorado Hills?
El Dorado Hills is in a high fire risk area. Standard renters policies cover fire damage to your personal property. An agent can advise on additional endorsements for extended replacement cost or temporary housing if a wildfire forces you to evacuate.
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