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Looking for a renters insurance agent in Encinitas? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 renters insurance agents in Encinitas, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Encinitas Insurance and Member Services
499 N El Camino Real, Encinitas, CA 92024
(760) 635-1020
ace.aaa.com
Lisa Trapp - State Farm Insurance Agent
1458 Encinitas Blvd, Encinitas, CA 92024
(760) 230-0231
youragentlisa.com
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944
beachinsurance.us
Jake Cesare - State Farm Insurance Agent
227 N El Camino Real Ste 206, Encinitas, CA 92024
(760) 942-2277
youragentjake.com
Schulte Insurance Agency
1036 2nd St, Encinitas, CA 92024
(760) 436-5015
schulteinsurance.com
Nick Witzmann Insurance Agency
330 Encinitas Blvd suite 202c, Encinitas, CA 92024
187 Calle Magdalena Suite 110, Encinitas, CA 92024
(619) 401-1104
agents.farmers.com
Best Quote Insurance Services
1103 Quail Gardens Ct, Encinitas, CA 92024
(888) 536-1131
Farmers Insurance - Thomas Krynicki
360 N El Camino Real # 3C, Encinitas, CA 92024
(760) 230-4875
agents.farmers.com
Insuranca.com
676 Polaris Dr, Encinitas, CA 92024
(760) 271-1717
insuranca.com
King Insurance
360 N El Camino Real, Encinitas, CA 92024
(760) 753-7000
Farmers Insurance - Tony Frausto
360 N El Camino Real # 3C, Encinitas, CA 92024
(760) 517-8555
agents.farmers.com
J R Wood Insurance Agency
4405 Manchester Ave, Encinitas, CA 92024
(760) 944-1848
robertwoodinsurance.com
Farmers Insurance - Sam Delegge
531 Encinitas Blvd STE 202, Encinitas, CA 92024
(760) 579-2727
agents.farmers.com
Farmers Insurance - Taylor Swoy
162 S Rancho Santa Fe Rd F-45, Encinitas, CA 92024
(760) 943-4000
agents.farmers.com
Renters insurance agents in Encinitas help tenants secure coverage for personal property and liability. California law does not require renters insurance, but many landlords in Encinitas include it in lease agreements. An agent can explain how local risks like coastal weather affect your policy options.
What Does a Renters Insurance Agent in Encinitas Cost?
Renters insurance in California generally costs 15 to 30 dollars per month for standard coverage. In Encinitas, premiums may range from 18 to 35 dollars monthly depending on your location near the coast and the value of your belongings. Policies typically include personal property coverage, liability protection, and additional living expenses. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Encinitas do?
A renters insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy limits, deductibles, and exclusions specific to California. They also assist with filing claims if your belongings are damaged or stolen.
Is renters insurance required by law in Encinitas California?
California state law does not require renters insurance. However, many landlords in Encinitas require tenants to carry a policy as a condition of the lease. Your agent can help you meet that requirement with a minimum liability limit often set by the landlord.
How much does renters insurance cost in Encinitas?
Typical renters insurance in California costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. In Encinitas, rates may be slightly higher due to coastal risks like flooding or fire. Your agent can provide a quote based on your specific apartment and belongings.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.