The top-rated renters insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Farmers Insurance - Maria Britton, AAA Folsom Branch, Dan Normoyle - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shoua Lee - State Farm Insurance Agent | 785 Orchard Dr Ste 145 | (916) 353-5199 |
| 2 | Farmers Insurance - Maria Britton | 6611 Folsom-Auburn Rd STE C-1 | (877) 777-2469 |
| 3 | AAA Folsom Branch | 2796 E Bidwell St | (916) 351-2600 |
| 4 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 5 | Cost-U-Less Insurance | 323 E Bidwell St Ste B | (916) 596-9173 |
| 6 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 7 | Carlson Agency Insurance Services Inc. | 9580 Oak Ave Pkwy #7-270 | (916) 439-1306 |
| 8 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 9 | Kyle Middleton - State Farm Insurance Agent | 705 Gold Lake Dr # 370 | (916) 355-1010 |
| 10 | Century Partners Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
Shoua Lee - State Farm Insurance Agent provides a range of renters insurance solutions, including policies that protect personal belongings and provide liability coverage. Regular policy reviews are offered to adjust coverage as lease terms or personal property values change. This ensures tenants have appropriate financial protection against theft, fire, or accidental damage. Located in Folsom, CA, the agency services apartments, single-family rentals, and townhomes.
Farmers Insurance - Maria Britton serves homeowners, renters, and property managers in Folsom, California, offering renters insurance policies that cover personal belongings and liability protection. The agency helps clients understand coverage options for apartments and single-family rentals, tailoring policies to individual needs. This Folsom-based office assists with claims guidance and policy updates for local residents. It also extends its renters insurance services to the greater Sacramento metro area, including nearby El Dorado Hills.
AAA Folsom Branch serves renters in Folsom, CA, and the surrounding Sacramento County area. It provides renters insurance agents who help tenants secure liability coverage against accidents and property protection for personal belongings in their apartments or homes. Local tenants rely on agents here to understand policy limits and deductible options for common perils like fire, theft, or water damage. The branch assists clients with filing claims for stolen personal property and arranging temporary living expense coverage after a covered loss.
Dan Normoyle - State Farm Insurance Agent serves the Folsom, California area and surrounding communities in Sacramento County. This agency handles renters insurance policies designed to protect personal belongings and provide liability coverage. The agent works directly with local tenants to review policy options and assess individual coverage needs. Each policy is generally handled by discussing specific risks and tailoring a plan that fits the renter’s unique situation without unnecessary extras.
Serving the Folsom area and Sacramento County, Cost-U-Less Insurance provides renters insurance coverage to local tenants. This agency helps individuals protect their personal belongings and personal liability within rental properties. Renters often require such coverage to safeguard against risks like theft and fire. Cost-U-Less Insurance assists clients in selecting appropriate policy limits and deductible options. These insurance services also typically cover additional living expenses if a unit becomes temporarily uninhabitable. The company handles liability protection and personal property coverage for renters in Folsom.
Dr. Aaron Williams, a State Farm Insurance Agent in Folsom, CA, distinguishes between a one-time policy purchase and the ongoing, recurring protection of a monthly premium. Their rental insurance coverage safeguards personal belongings from theft, fire, and certain water damage while also providing liability coverage. Service is typically arranged on a recurring premium basis, with customers paying monthly, quarterly, or annually as needed to maintain continuous coverage.
Carlson Agency Insurance Services Inc. specializes in tailoring renters insurance policies to individual needs, securing personal belongings against theft or loss within apartments and condos. It serves residents throughout Folsom, CA, by connecting clients with standard coverage options for liability and additional living expenses during property disputes. The agency also assists renters in updating policies before the start of wildfire season or when moving into a new complex with different security requirements.
As the seasonal rains in Folsom increase the risk of water damage to personal belongings, Whims Insurance and Financial Services helps renters secure adequate coverage for their apartments and condos. This local agency assists clients in understanding standard policy inclusions, such as liability protection and loss of use coverage. They guide renters through comparing limits for electronics and furniture. An initial assessment of the client's current lease terms and existing valuables inventory typically begins the process of selecting an appropriate policy.
Kyle Middleton - State Farm Insurance Agent in Folsom, CA, provides residential renters insurance to help local tenants protect personal belongings from theft, fire, and water damage. The agency also offers commercial coverage for small business owners in the area, serving clients throughout Folsom and the surrounding Sacramento region. Propertyholders can review their current policies with the agent during regular appointments, and the office welcomes follow-up inquiries for updates or mid-term changes between renewal visits.
Century Partners Insurance Agency: Allstate Insurance in Folsom, CA, assists local residents in securing financial protection for personal belongings against theft, fire, and water damage. Their policies typically offer add-on options such as extended liability coverage and identity theft restoration services. They work closely with clients to tailor plans that fit apartment living and short-term rentals. This agency can offer commercial insurance solutions for offices, warehouses, and food service establishments.
What Does a a Renters Insurance Agent in Folsom Cost?
In California, the average renters insurance premium is between $15 and $30 per month for standard coverage. In Folsom, rates may be slightly higher due to wildfire risk in the region. A policy with $30,000 in personal property coverage and $100,000 in liability typically costs around $20 per month. Costs vary based on your location, coverage limits, and deductible choices. This is general information, not insurance advice.
About renters insurance agents in Folsom
A renters insurance agent in Folsom can help you find a policy that protects your personal belongings and provides liability coverage. California law does not require renters insurance, but many landlords in Folsom now include it as a lease condition. An agent can explain local risks like wildfire or theft and tailor a policy to your needs.
Frequently Asked Questions
What does renters insurance cover in Folsom California?
Renters insurance typically covers your personal property against fire, theft, and vandalism. It also includes liability protection if someone is injured in your rental. In California, policies often add coverage for earthquake or flood damage as separate endorsements.
How much does a renters insurance agent cost in Folsom?
Most agents do not charge a separate fee for their services. They earn a commission from the insurance company when you purchase a policy. You can expect to pay the same premium whether you buy directly or through an agent.
Can a landlord require renters insurance in Folsom?
Yes, a landlord in California can require renters insurance as part of the lease agreement. This is common in Folsom apartment complexes. The policy must meet the minimum coverage amounts specified in the lease.
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