The top-rated renters insurance agent in La Quinta, California is AAA La Quinta Insurance and Member Services, rated 4.2 stars across 321 reviews. Other highly rated options include John Ford - State Farm Insurance Agent, Integrity Agents Insurance Services Inc, Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency. This directory lists 13 renters insurance agents serving La Quinta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA La Quinta Insurance and Member Services | 46050 Washington St | (760) 771-1162 |
| 2 | John Ford - State Farm Insurance Agent | 79440 Corporate Centre Dr #104 | (760) 564-0011 |
| 3 | Integrity Agents Insurance Services Inc | 51555 Desert Club Dr Suite 350 | (760) 625-0777 |
| 4 | Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency | 79710 CA-111 # 100 | (760) 342-2786 |
| 5 | Foulds Health Insurance Agency | 78010 Main St #208 | (760) 346-6565 |
| 6 | Farmers Insurance - Javier Reyes | 78-120 Cll Estado Ste 207 | (760) 564-1000 |
| 7 | Fred Loya Insurance | 79295 CA-111 Ste 230 | (760) 984-5157 |
| 8 | Palm Valley Insurance Services | 77777 Calle Tampico | (760) 775-7256 |
| 9 | Blake Lashgari: Allstate Insurance | 79200 Corporate Centre Dr Ste 103 | (760) 564-2443 |
| 10 | Ellen Miller Insurance | 79280 N Sunset Ridge Dr | (760) 328-4251 |
AAA La Quinta Insurance and Member Services serves the Coachella Valley metro area, including La Quinta, California, as a dedicated renters insurance agent. It helps local residents protect personal belongings and secure liability coverage for rented homes or apartments. An agent in this area typically advises on policies that cover theft, fire damage, and temporary living expenses. The company handles policy comparisons and helps tenants file claims for lost or damaged property within the region.
As a renters insurance agent in La Quinta, CA, John Ford - State Farm Insurance Agent helps clients secure policies that protect personal belongings and provide liability coverage. The office works with customers to tailor plans that fit individual needs and budgets, offering guidance throughout the policy selection and maintenance process. Common service tasks include policy reviews and claim assistance. John Ford - State Farm Insurance Agent serves properties such as single-family homes, apartments, retail spaces, and restaurants in the local area.
Renters, homeowners, and property managers in La Quinta, California, turn to Integrity Agents Insurance Services Inc for renters insurance policies that protect personal belongings and provide liability coverage. The agency helps clients select plans suited to their living situations, whether in apartments, condominiums, or single-family homes. It also serves the broader Coachella Valley area, including nearby communities such as Palm Desert and Indio.
Robert Stowe Insurance Agency, Inc., A Farmers Insurance Agency serves La Quinta and the surrounding Coachella Valley communities, handling renters insurance policies for tenants in apartments, condos, and rental homes. These policies typically protect personal belongings from covered perils like theft, fire, and water damage while also providing liability coverage. The agency works closely with each client to assess their specific rental situation and coverage needs. It then customizes a policy plan that balances essential protection with an affordable monthly premium.
Foulds Health Insurance Agency in La Quinta, CA, focuses on renters insurance, which is typically a recurring annual policy requiring renewal rather than a one-time transaction. This coverage helps protect a tenant’s personal belongings and offers liability protection within a rented property. Service is provided on a scheduled basis, aligning with the policy’s renewal cycle each year.
As a renters insurance agent, Farmers Insurance - Javier Reyes in La Quinta, CA provides policies that protect personal belongings against theft, fire, and water damage. It also works to secure liability coverage for accidents occurring inside a rental home. For residents of La Quinta, the agent helps adjust coverage before the start of the monsoon and wildfire seasons, ensuring that wind and fire damage are properly included in each tenant’s policy.
Fred Loya Insurance provides tailored renters insurance policies that protect personal belongings and liability exposure for residents in the La Quinta area. The agency assists clients in matching coverage to specific needs, including property limits and deductible preferences. For many renters in this desert community, the company helps secure protection against damage from sudden plumbing failures or unexpected fire incidents that can occur during the intense summer heat.
Palm Valley Insurance Services provides renters insurance agency services to clients in La Quinta, CA. The agency focuses on standard renters policies while also offering specialty add-ons, including coverage for high-value personal belongings and liability protection against common household accidents. Quoting help for a range of needs is available from the company. The sector can serve commercial renters, including offices, warehouses, and food service businesses that require tailored protection for their specific operational risks.
As the desert summer heat raises the risk of wildfires and monsoon damage in La Quinta, renters seek to protect their belongings. Blake Lashgari: Allstate Insurance offers personalized renters insurance policies that cover personal property and liability in the Coachella Valley. Their team discusses coverage limits for electronics, furniture, and temporary housing. To begin, a representative will conduct a free, no-obligation home inventory assessment with you.
Ellen Miller Insurance specializes in residential renters insurance for tenants in La Quinta, California, offering coverage for personal property and liability within a standard policy. Commercial renters insurance is also available for local business tenants leasing office or retail space. Services are provided throughout La Quinta and nearby areas of the Coachella Valley. Clients are encouraged to contact their agent for policy adjustments or questions about renewals, and the office routinely follows up between regular visits to review coverage limits or answer new insurance needs.
What Does a a Renters Insurance Agent in La Quinta Cost?
In California, renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 15000 to 30000 dollars in personal property coverage. Factors like your credit score, location in La Quinta, and chosen deductible affect the premium. Earthquake or flood endorsements add extra cost. This is general information, not insurance advice.
About renters insurance agents in La Quinta
A renters insurance agent in La Quinta, California can help you find a policy that protects your personal belongings and provides liability coverage. California law does not require renters insurance, but many landlords in La Quinta may ask for proof of coverage in your lease agreement. An agent can explain policy limits and deductibles to fit your needs.
Frequently Asked Questions
What does a renters insurance agent in La Quinta do?
A renters insurance agent helps you compare policies from different insurance companies to find coverage for your personal property and liability. They can explain how California law affects your policy, such as coverage for earthquake damage which is not standard. The agent also assists with filing claims and adjusting your coverage as needed.
Is renters insurance required by law in California?
No, California state law does not require renters insurance. However, many landlords and property managers in La Quinta include a requirement for renters insurance in the lease agreement. An agent can help you meet that requirement with an affordable policy.
How much personal property coverage do I need in La Quinta?
The amount of personal property coverage you need depends on the value of your belongings. A renters insurance agent can help you create a home inventory to estimate the total value. Typical policies start at 15000 dollars in coverage, but you may need more for high-value items like electronics or jewelry.
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