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Renters Insurance Agents in Laguna Hills, CA

Directory of renters insurance agents in Laguna Hills, California. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Laguna Hills, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 renters insurance agents in Laguna Hills, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Laguna Hills Insurance and Member Services
25181 Paseo De Alicia Ste 105, Laguna Hills, CA 92653
(949) 951-1400 ace.aaa.com
Freeway Insurance
24012 Avenida De La Carlota Ste F, Laguna Hills, CA 92653
(949) 381-1144 locations.freeway.com
Sima Mozaffari - State Farm Insurance Agent
25241 Paseo De Alicia Suite 225, Laguna Hills, CA 92653
(949) 447-5585 simainsurance.com
Chase Douglas - State Farm Insurance Agent
23101 Moulton Pkwy Ste 103, Laguna Hills, CA 92653
(949) 202-1001 chasedouglas.com
Adrian Garrick - State Farm Insurance Agent
23121 Verdugo Dr Ste 201, Laguna Hills, CA 92653
(714) 540-5899 socalsfagent.com
Sureguard Insurance
23201 Mill Creek Dr Suite #200, Laguna Hills, CA 92653
(714) 464-8013 sureguardins.com
Paradise Palms Insurance Agency
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
(949) 338-9202 paradisepalmsinsurance.com
Sanctuary Insurance Services
22982 La Cadena Dr #210, Laguna Hills, CA 92653
(949) 629-7836 sanctuaryinsuranceservices.com
Laguna Pacific Insurance Services Inc
23537 Moulton Pkwy, Laguna Hills, CA 92653
(800) 636-6191 lagunapacificins.com
Victoria Pore' - State Farm Insurance Agent
26081 Merit Cir Ste 112, Laguna Hills, CA 92653
(949) 363-2770 victoriapore.com
Farmers Insurance - Cassidy Villalba
23276 S Pointe Dr STE 215, Laguna Hills, CA 92653
(949) 771-0323 agents.farmers.com
Zamani Insurance Agency
23232 Peralta Dr STE 221, Laguna Hills, CA 92653
(949) 424-0808 agents.farmers.com
Prestige Insurance
25381 Alicia Pkwy, Laguna Hills, CA 92653
(949) 900-6677
Farmers Insurance - Allan Hodgert
23161 Mill Creek Dr #250, Laguna Hills, CA 92653
(949) 677-7465 agents.farmers.com
Dunlap Insurance
25283 Cabot Rd suite 219, Laguna Hills, CA 92653
(714) 838-3158 dunlapins.com

Renters insurance agents in Laguna Hills help tenants protect their personal property and cover liability risks. California law does not require renters insurance, but many landlords in Orange County now include it in lease agreements. A local agent can explain how California civil code affects your coverage limits and deductibles.

What Does a Renters Insurance Agent in Laguna Hills Cost?

Renters insurance in California typically ranges from 12 to 35 dollars per month for standard coverage. In Laguna Hills, factors like proximity to fire risk areas and your claims history affect the premium. A typical policy with 20,000 dollars in personal property coverage and 100,000 dollars in liability costs around 180 to 250 dollars per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need renters insurance if my landlord has insurance in Laguna Hills?
Yes, your landlord insurance only covers the building structure, not your personal belongings or liability. A renters insurance policy protects your items and covers you if someone is injured in your unit.
What does a renters insurance agent in Laguna Hills help with?
An agent helps you choose a policy that covers your personal property, liability, and additional living expenses if your rental becomes uninhabitable. They also explain California specific rules like how to file a claim for fire or water damage.
How much does renters insurance cost in Laguna Hills California?
Typical renters insurance in California costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. Your actual cost depends on your location, credit score, and chosen deductible.