The top-rated renters insurance agent in Laguna Hills, California is AAA Laguna Hills Insurance and Member Services, rated 4.6 stars across 541 reviews. Other highly rated options include Sima Mozaffari - State Farm Insurance Agent, Freeway Insurance, Chase Douglas - State Farm Insurance Agent. This directory lists 15 renters insurance agents serving Laguna Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Laguna Hills Insurance and Member Services | 25181 Paseo De Alicia Ste 105 | (949) 951-1400 |
| 2 | Sima Mozaffari - State Farm Insurance Agent | 25241 Paseo De Alicia Suite 225 | (949) 447-5585 |
| 3 | Freeway Insurance | 24012 Avenida De La Carlota Ste F | (949) 381-1144 |
| 4 | Chase Douglas - State Farm Insurance Agent | 23101 Moulton Pkwy Ste 103 | (949) 202-1001 |
| 5 | Sureguard Insurance | 23201 Mill Creek Dr Suite #200 | (714) 464-8013 |
| 6 | Adrian Garrick - State Farm Insurance Agent | 23121 Verdugo Dr Ste 201 | (714) 540-5899 |
| 7 | Paradise Palms Insurance Agency | 23046 Avenida De La Carlota # 600 | (949) 338-9202 |
| 8 | Sanctuary Insurance Services | 22982 La Cadena Dr #210 | (949) 629-7836 |
| 9 | Victoria Pore' - State Farm Insurance Agent | 26081 Merit Cir Ste 112 | (949) 363-2770 |
| 10 | Laguna Pacific Insurance Services Inc | 23537 Moulton Pkwy | (800) 636-6191 |
AAA Laguna Hills Insurance and Member Services serves Orange County from its Laguna Hills office, offering renters insurance agent services to local residents. The company helps policyholders secure coverage that protects personal belongings against theft, fire, and water damage within rental properties. Agents assist clients in understanding policy options and liability protections tailored to apartment and home renters in the surrounding area. They also provide guidance on updating coverage limits and deductibles as lease terms or property values change.
Sima Mozaffari - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings and offer liability coverage. The agency assists clients in selecting appropriate coverage limits and deductibles, and can help adjust policies as needs change. It offers ongoing policy reviews and claim support services to help maintain adequate protection. This agency services a range of properties including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance provides renters insurance coverage to residents in and around Laguna Hills, California. Its services include helping clients obtain policies that protect personal belongings against theft, fire, and water damage. The company assists renters in understanding coverage options and filing necessary claims. Its service approach focuses on explaining policy terms and adjusting limits to meet individual needs. Freeway Insurance typically services renters occupying single-family homes, garden apartments, standard apartment complexes, retail spaces, and casual dining restaurants.
Chase Douglas - State Farm Insurance Agent in Laguna Hills, CA, serves local homeowners, renters, and property managers in need of renter’s insurance coverage. They help clients protect personal belongings against common perils such as theft, fire, and water damage. The agency provides tailored policy options to match individual lease requirements and budget needs. Residents in the surrounding portions of Orange County, including the nearby community of Mission Viejo, also receive these personal property protection consultations and policy services.
Sureguard Insurance provides both one-time policy setup and ongoing coverage management for renters in Laguna Hills, California. Ongoing service includes policy renewals and adjustments, while a one-time service helps ensure a single property meets basic insurance requirements. A standard renters insurance policy typically covers personal belongings, liability protection, and additional living expenses if the home becomes uninhabitable. The company offers this service on both a one-time and ongoing as-needed basis based on each client's circumstances.
Serving Laguna Hills and the surrounding Orange County communities, Adrian Garrick - State Farm Insurance Agent handles renters insurance policies for tenants seeking personal property and liability protection. The agency assists local renters in covering belongings against theft, fire, and water damage while addressing shared building exposures. It also clarifies policy options for temporary living costs if a rental unit becomes uninhabitable. To handle a typical job, the agent reviews current lease agreements and building details to recommend appropriate coverage levels and deductible choices.
Specializing in affordable coverage for apartments and condos, Paradise Palms Insurance Agency helps Laguna Hills residents protect their personal belongings from theft and accidental damage. It assists with tailoring policies that include liability protection for accidents occurring within rented homes. During the California wildfire season, it can ensure renters have adequate coverage for temporary lodging and replacement of belongings if forced to evacuate due to nearby blazes.
La Niña patterns often bring heavier rain to Southern California, making renters in Laguna Hills particularly concerned about water damage from leaky roofs or burst pipes. Sanctuary Insurance Services addresses this climate-driven anxiety by guiding clients to policies covering personal property and temporary relocation costs. As a local renters insurance agent, the company helps tenants assess their coverage needs, from liability protection to deductible levels. An initial consultation typically starts with an in-home inventory review to document belongings and identify any specific gaps in existing coverage.
Victoria Pore\' - State Farm Insurance Agent in Laguna Hills, CA provides residential renters insurance coverage for apartments, condos, and single-family home tenants. Commercial renters insurance policies are also offered to businesses leasing retail or office spaces throughout the local area. As a dedicated agency, they assess each client\'s personal property and liability needs to tailor the appropriate protection. After an initial policy setup, they offer follow-up service and review adjustments between regular visits to accommodate any changes in the insured\'s possessions or living situation.
Laguna Pacific Insurance Services Inc provides professional guidance for individuals seeking to protect their personal belongings and liability exposure. As a renters insurance agent, the company also helps clients evaluate available add-ons such as identity theft coverage, high-value item riders, or earthquake endorsements that are relevant for residents in Laguna Hills, CA. The agency serves a variety of commercial sectors, including office spaces, warehouses, and food service establishments that require tailored risk management.
What Does a a Renters Insurance Agent in Laguna Hills Cost?
Renters insurance in California typically ranges from 12 to 35 dollars per month for standard coverage. In Laguna Hills, factors like proximity to fire risk areas and your claims history affect the premium. A typical policy with 20,000 dollars in personal property coverage and 100,000 dollars in liability costs around 180 to 250 dollars per year. This is general information and not insurance advice.
About renters insurance agents in Laguna Hills
Renters insurance agents in Laguna Hills help tenants protect their personal property and cover liability risks. California law does not require renters insurance, but many landlords in Orange County now include it in lease agreements. A local agent can explain how California civil code affects your coverage limits and deductibles.
Frequently Asked Questions
Do I need renters insurance if my landlord has insurance in Laguna Hills?
Yes, your landlord insurance only covers the building structure, not your personal belongings or liability. A renters insurance policy protects your items and covers you if someone is injured in your unit.
What does a renters insurance agent in Laguna Hills help with?
An agent helps you choose a policy that covers your personal property, liability, and additional living expenses if your rental becomes uninhabitable. They also explain California specific rules like how to file a claim for fire or water damage.
How much does renters insurance cost in Laguna Hills California?
Typical renters insurance in California costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. Your actual cost depends on your location, credit score, and chosen deductible.
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