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HomeRenters Insurance AgentsCalifornia › Laguna Niguel

Find Renters Insurance Agents Near You in Laguna Niguel, CA

Browse renters insurance agents serving Laguna Niguel, California. Updated 2026-07-14.

The top-rated renters insurance agent in Laguna Niguel, California is Global Guard Insurance, rated 4.8 stars across 1,209 reviews. Other highly rated options include RJS Truck Insurance, Herron Family Insurance Agency, Inc: Allstate Insurance, Kessler Alair Insurance Services, Inc.. This directory lists 14 renters insurance agents serving Laguna Niguel.

Showing 14 renters insurance agents in Laguna Niguel, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Global Guard Insurance27601 Forbes Rd STE 56(800) 750-9115
2RJS Truck Insurance27782 El Lazo(949) 349-1300
3Herron Family Insurance Agency, Inc: Allstate Insurance30101 Town Center Dr Ste 105(949) 495-3530
4Kessler Alair Insurance Services, Inc.32451 Golden Lantern Suite 306(949) 536-3700
5Insource Insurance Agency30011 Ivy Glenn Dr #212(949) 485-5467
6South County Insurance Services-Pavel Levitanus28202 Cabot Rd #300(949) 550-2502
7Tex Rapeepat - State Farm Insurance Agent30131 Town Center Dr #275(949) 858-1640
8Dan Rickabus - State Farm Insurance Agent30131 Town Center Dr #275(949) 363-7100
9Sharon Walter - State Farm Insurance Agent30101 Town Center Dr Suite 113(949) 363-6035
10Brittanny Perry: Allstate Insurance27601 Forbes Rd #14(949) 487-2900
GG
27601 Forbes Rd STE 56
Global Guard Insurance
Renters Insurance Agent · Laguna Niguel, CA

Global Guard Insurance serves Orange County from its Laguna Niguel, California location, specializing in renters insurance policies for local residents. The agency helps tenants protect personal belongings against common perils like theft, fire, and water damage from plumbing failures. Policies typically include liability coverage for accidents occurring within a rented dwelling. The agency assists clients in selecting appropriate coverage limits and deductibles to match their specific needs and budgets. Global Guard Insurance also handles policy endorsements for high-value items such as jewelry or electronics.

RT
27782 El Lazo
RJS Truck Insurance
Renters Insurance Agent · Laguna Niguel, CA

RJS Truck Insurance provides renters insurance agent services to residents in Laguna Niguel, CA. It assists clients in selecting coverage for personal belongings and liability protection. The company guides customers through policy options to match individual leasing or homeowner needs. Regular policy reviews are offered to help adjust coverage as circumstances change. Annual plan evaluations ensure that clients maintain appropriate protection levels for their possessions. Its service includes single-family homes, apartments, retail, and restaurants.

HF
30101 Town Center Dr Ste 105
Herron Family Insurance Agency, Inc: Allstate Insurance
Renters Insurance Agent · Laguna Niguel, CA

Herron Family Insurance Agency, Inc: Allstate Insurance serves homeowners, renters, and property managers seeking personal property coverage in Laguna Niguel, CA. The agency helps clients protect belongings against theft, fire, and water damage with tailored liability options. Standard renters policies often include loss-of-use coverage for temporary housing if a unit becomes uninhabitable. Monthly premiums typically reflect local risk factors and chosen deductibles. The office also assists residents in neighboring communities such as Aliso Viejo and Mission Viejo with similar coverage needs.

KA
32451 Golden Lantern Suite 306
Kessler Alair Insurance Services, Inc.
Renters Insurance Agent · Laguna Niguel, CA

Kessler Alair Insurance Services, Inc. serves the Laguna Niguel area of Orange County, California, as a Renters Insurance Agent. It helps local tenants secure coverage for personal belongings and liability protection within their rented homes or apartments. The agency assists clients in evaluating policy limits and deductibles that fit their household needs. Services include comparing basic contents protection and optional endorsements for high-value items.

II
30011 Ivy Glenn Dr #212
Insource Insurance Agency
Renters Insurance Agent · Laguna Niguel, CA

Insource Insurance Agency serves Laguna Niguel and the surrounding Orange County communities, handling renters insurance policies for tenants in apartments, condominiums, and rental homes. It focuses on protecting personal belongings against common perils such as theft, fire, and water damage from plumbing failures. The agency begins each client relationship with a straightforward consultation to understand the value of the renter’s possessions and their specific liability concerns. It then compares coverage options across multiple carriers to find a policy that balances adequate protection with a budget-conscious premium.

SC
28202 Cabot Rd #300
South County Insurance Services-Pavel Levitanus
Renters Insurance Agent · Laguna Niguel, CA

South County Insurance Services-Pavel Levitanus in Laguna Niguel, CA distinguishes between one-time policy purchases and recurring coverage options. Renters insurance agents help clients protect personal belongings and provide liability coverage against accidents occurring within a rented residence. These policies typically cover losses from theft, fire, or water damage, offering financial peace of mind to tenants. Standard terms often include replacement cost valuation for personal property. Service runs on a scheduled basis, with policies requiring annual renewal to maintain continuous protection.

TR
30131 Town Center Dr #275
Tex Rapeepat - State Farm Insurance Agent
Renters Insurance Agent · Laguna Niguel, CA

As a renters insurance agent, Tex Rapeepat - State Farm Insurance Agent in Laguna Niguel, CA helps clients protect personal belongings and secure liability coverage for their rental homes. The agency also guides residents through selecting appropriate policy limits and deductibles to fit individual budgets. For those living in Southern California, this service is especially valuable during wildfire season, when proper renters insurance can provide critical financial protection for displaced tenants.

DR
30131 Town Center Dr #275
Dan Rickabus - State Farm Insurance Agent
Renters Insurance Agent · Laguna Niguel, CA

As wildfire season approaches in Southern California, homeowners and renters in Laguna Niguel seek to protect their personal property. Dan Rickabus - State Farm Insurance Agent offers renters insurance policies that cover belongings against fire, theft, and water damage from burst pipes. The agent helps local residents customize their liability coverage and choose appropriate deductibles for their specific living situations. A typical initial appointment involves reviewing the renter's assets and lease terms with the agent, followed by a simple walk through of their apartment to estimate contents value.

SW
30101 Town Center Dr Suite 113
Sharon Walter - State Farm Insurance Agent
Renters Insurance Agent · Laguna Niguel, CA

Sharon Walter operates as a State Farm Insurance agent in Laguna Niguel, California, helping local residents and businesses with renters insurance policies. This work includes providing coverage for personal belongings and liability, along with specialty add-ons such as identity theft protection, water backup coverage, and valuable items riders. Common risks addressed include theft, fire damage, and guest injuries. The agency can arrange policies for various commercial sectors, including offices, warehouses, and food service operations.

BP
27601 Forbes Rd #14
Brittanny Perry: Allstate Insurance
Renters Insurance Agent · Laguna Niguel, CA

Serving the Laguna Niguel area, Brittanny Perry: Allstate Insurance helps renters find coverage to protect personal belongings and liability in their homes. The agency also supports local businesses with commercial insurance policies tailored to their needs. For clients throughout the region, it offers practical guidance on navigating rental protection plans that match individual lifestyles. After the initial policy setup, the agent follows up to ensure coverage remains appropriate and welcomes repeat service for annual policy reviews or mid-term adjustments.

PO
27271 La Paz Rd C
Plan On Your Future Insurance
Renters Insurance Agent · Laguna Niguel, CA
(949) 991-8621
planonyourfuture.com
SS
28188 Moulton Pkwy #0726
Serjick's Insurance Services
Renters Insurance Agent · Laguna Niguel, CA
(951) 377-0727
serjinsurance.com
AL
28202 Cabot Rd # 600
Acrisure Laguna Niguel, CA (Signature Insurance Group)
Renters Insurance Agent · Laguna Niguel, CA
(800) 464-3606
acrisure.com
WP
30012 Ivy Glenn Dr Suite 290
Woodland Park Insurance Services
Renters Insurance Agent · Laguna Niguel, CA
(949) 419-9566
wpins.com

What Does a a Renters Insurance Agent in Laguna Niguel Cost?

In California renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Policies in Laguna Niguel may be slightly higher due to wildfire risk in the region. Costs vary based on your chosen coverage limits and deductible. This is general information not insurance advice.

About renters insurance agents in Laguna Niguel

Renters insurance agents in Laguna Niguel help tenants protect their belongings and cover liability risks. California law does not require renters insurance but many landlords now require it in lease agreements. An agent can explain how local risks like wildfires or theft affect your coverage needs.

Frequently Asked Questions

What does a renters insurance agent in Laguna Niguel do?

A renters insurance agent helps you find a policy that covers your personal property and liability. They can explain California specific rules like the 30 day deadline to report a claim. They also help you compare options from different insurance companies.

Is renters insurance required by law in Laguna Niguel California?

California state law does not require renters insurance. However many landlords in Laguna Niguel include a requirement for renters insurance in the lease. An agent can help you meet that requirement with an affordable policy.

How much renters insurance do I need in Laguna Niguel?

The amount of coverage depends on the value of your personal property and your liability exposure. An agent can help you inventory your belongings and suggest limits. For liability California courts often recommend at least 100000 dollars in coverage.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.