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HomeRenters Insurance AgentsCalifornia › Lake Elsinore

Find Renters Insurance Agents Near You in Lake Elsinore, CA

Browse renters insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated renters insurance agent in Lake Elsinore, California is Tako Insurance Agency: Allstate Insurance, rated 4.8 stars across 134 reviews. Other highly rated options include Guidance Insurance Agency, Inc., Paul Niehouse Jr - State Farm Insurance Agent, Speedy Insurance Agency. This directory lists 16 renters insurance agents serving Lake Elsinore.

Showing 16 renters insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr STE 1A(951) 674-0624
2Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
3Paul Niehouse Jr - State Farm Insurance Agent32235 Mission Trail B11(951) 674-0735
4Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
5All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
6Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
7Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
8Freeway Insurance16782 Lakeshore Dr Ste C3(951) 348-3021
9Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
10Golden Square Insurance31948 Mission Trail unit b(951) 579-4095
TI
31641 Auto Center Dr STE 1A
Tako Insurance Agency: Allstate Insurance
Renters Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency: Allstate Insurance serves the Lake Elsinore area of Riverside County as a renters insurance agent. It assists local tenants in obtaining policies that protect personal belongings and provide liability coverage. Beyond basic property protection, the agency helps clients understand coverage for temporary living expenses if a rental becomes uninhabitable. It also addresses specific needs like insuring high-value items such as jewelry or electronics under a typical renters policy.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Renters Insurance Agent · Lake Elsinore, CA

Guidance Insurance Agency, Inc. provides renters insurance policies and related coverage options for tenants in the Lake Elsinore area. The agency assists clients with policy selection, claims guidance, and plan adjustments to suit individual lease agreements and personal property needs. Ongoing support services include assisting with coverage updates when lease terms change or new valuables are acquired. The agency services apartments, single-family homes, retail spaces, and restaurants.

PN
32235 Mission Trail B11
Paul Niehouse Jr - State Farm Insurance Agent
Renters Insurance Agent · Lake Elsinore, CA

Paul Niehouse Jr - State Farm Insurance Agent serves renters, homeowners, and property managers in Lake Elsinore, California, offering tailored renters insurance policies to protect personal belongings and provide liability coverage. The agency helps clients secure coverage that can safeguard against common risks like theft or accidental damage. It also assists property owners with policies for their rental units. The service area extends into neighboring communities such as Wildomar or the surrounding parts of Riverside County.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Renters Insurance Agent · Lake Elsinore, CA

Speedy Insurance Agency offers renters insurance to tenants across Lake Elsinore, California, focusing on general personal property protection and liability coverage. Additional coverage options include riders for high-value items such as jewelry or electronics, as well as loss-of-use endorsements for temporary housing during repairs. The agency can serve residential renters leasing spaces within commercial structures, including live-work lofts above offices, warehouse conversions, and apartment buildings near food service operations.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Renters Insurance Agent · Lake Elsinore, CA

All Discount Insurance Services, Inc. serves Lake Elsinore and the surrounding communities of Riverside County. As a renters insurance agent, the company handles policies that protect tenants from personal property loss and liability claims stemming from events like theft, fire, or water damage typically excluded from a landlord's coverage. It helps renters identify appropriate liability limits and personal property coverage for their specific living situations. To handle a typical job, the agency gathers client details on the rental unit and desired coverage to efficiently quote options from its carriers.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Renters Insurance Agent · Lake Elsinore, CA

Manuel Bonilla: Allstate Insurance offers renters insurance in Lake Elsinore, CA, distinguishing between one-time policy setups and recurring monthly or annual premium payments. Coverage typically protects personal belongings from theft, fire, and certain water damage, along with liability protection for accidents occurring within the rented property. When a claim arises, the policy can help cover temporary living expenses if the residence becomes uninhabitable. Service operates on a one-time initial enrollment with scheduled premium payments and as-needed claims assistance throughout the policy term.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Renters Insurance Agent · Lake Elsinore, CA

Nino Insurance Agency in Lake Elsinore provides renters insurance policies that protect personal belongings and offer liability coverage. The agency specializes in customizing plans for local apartments, condos, and single-family rentals. It also assists with inventory documentation and policy adjustments as tenant needs evolve. With the onset of wildfire season in Southern California, this agency helps residents understand how extended replacement cost coverage can safeguard their possessions from smoke or ash damage.

FI
16782 Lakeshore Dr Ste C3
Freeway Insurance
Renters Insurance Agent · Lake Elsinore, CA

Freeway Insurance handles residential renters policies for tenants in Lake Elsinore, California, and also offers commercial coverage for local businesses renting space. The agency serves clients throughout the surrounding Riverside County area, providing guidance on protecting personal belongings and liability. Customers who have placed a policy with the office can return for follow-up adjustments or claim assistance between their regular renewal visits.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Renters Insurance Agent · Lake Elsinore, CA

As the weather shifts into wildfire season in Lake Elsinore, many renters begin reviewing their property coverage and personal liability protection. Todd Schaffner - State Farm Insurance Agent works with individuals living in apartments or leased homes to build policies that address their specific possessions against fire, theft, or water damage. This agency offers renters insurance that safeguards furniture, electronics, and clothing while also including liability coverage for accidents on leased premises. The process typically starts with a phone or in-person discussion where a brief assessment of valuables and living situation is conducted.

GS
31948 Mission Trail unit b
Golden Square Insurance
Renters Insurance Agent · Lake Elsinore, CA

Golden Square Insurance provides renters insurance policies for tenants in the Lake Elsinore area, helping protect personal belongings and offering liability coverage. The agency can tailor policies with specialty add-ons such as coverage for high-value jewelry, electronics, or identity theft protection to meet individual needs. They also work with commercial sectors, including offices, warehouses, and food service operations, to arrange appropriate rental insurance solutions for their business properties.

AI
31952 Mission Trail
Auto International Insurance
Renters Insurance Agent · Lake Elsinore, CA
(951) 550-0222
autointernationalinsurance.com
FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Renters Insurance Agent · Lake Elsinore, CA
(951) 471-2029
agents.farmers.com/ca/lake-elsinore/michele-munoz
FA
31903 Mission Trail
Farmers
Renters Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
VB
31681 Riverside Dr STE L
VIP Best Insurance Agency
Renters Insurance Agent · Lake Elsinore, CA
(951) 221-8404
vipbestinsurance.com
CI
15580 Alvarado St
Campbell Insurance Services Inc
Renters Insurance Agent · Lake Elsinore, CA
(951) 678-3676
AG
600 Central Ave # G2
Andrew Garcia: Allstate Insurance
Renters Insurance Agent · Lake Elsinore, CA
(951) 253-8089
agents.allstate.com/andrew-garcia-lake-elsinore-ca.html

What Does a a Renters Insurance Agent in Lake Elsinore Cost?

Renters insurance in California typically costs between 15 and 30 dollars per month for standard coverage. In Lake Elsinore, rates may be slightly higher due to wildfire and earthquake risks. An agent can provide a personalized quote based on your location, coverage amount, and deductible. This is general information, not insurance advice.

About renters insurance agents in Lake Elsinore

Renters insurance agents in Lake Elsinore help tenants protect personal belongings and cover liability risks. California law does not require renters insurance, but many landlords in Lake Elsinore now include it as a lease condition. Local agents can explain how coverage applies to fire, theft, and water damage common in the area.

Frequently Asked Questions

Do I need renters insurance if I live in an apartment in Lake Elsinore?

California law does not mandate renters insurance, but many Lake Elsinore landlords require it in the lease. Without coverage, you could be responsible for replacing your belongings after a fire or theft. An agent can help you find a policy that meets your landlords requirements.

What does a renters insurance agent in Lake Elsinore help with?

An agent can explain policy options for personal property, liability, and additional living expenses. They also help you understand California-specific rules, such as coverage for earthquakes or wildfires, which are relevant in Lake Elsinore. The agent can compare quotes from different insurers to find a plan that fits your budget.

How much renters insurance coverage should I get in Lake Elsinore?

A standard renters insurance policy in California typically covers personal property up to a limit you choose, such as 20,000 or 30,000 dollars. Liability coverage is often set at 100,000 dollars. An agent can help you assess the value of your belongings and recommend appropriate limits based on local risks.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.