The top-rated renters insurance agent in Oceanside, California is John Cho - State Farm Insurance Agent, rated 5.0 stars across 804 reviews. Other highly rated options include AAA Oceanside Insurance and Member Services, Freeway Insurance, Farmers Insurance - Glenn Domingo. This directory lists 19 renters insurance agents serving Oceanside.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Cho - State Farm Insurance Agent | 3520 College Blvd STE 104 | (760) 758-4115 |
| 2 | AAA Oceanside Insurance and Member Services | 3330 Vista Way | (760) 433-6261 |
| 3 | Freeway Insurance | 1919 Mission Ave STE 106 | (760) 281-3001 |
| 4 | Farmers Insurance - Glenn Domingo | 3520 College Blvd Ste 105 | (866) 486-3276 |
| 5 | Inszone Insurance Services | 2111 S El Camino Real #201 | (760) 433-2307 |
| 6 | Eric Opdahl - State Farm Insurance Agent | 3548 Seagate Way STE 130 | (760) 945-4900 |
| 7 | A-MAX Insurance | 2037 Mission Ave STE B | (760) 542-0900 |
| 8 | Kalina Johnson - Farmers Insurance | 2103 S El Camino Real #102 | (760) 434-7200 |
| 9 | Fiesta Auto Insurance & Tax Service | 223 N Horne St B | (760) 795-9029 |
| 10 | Farmers Insurance - Adam Jungk | 815 Mission Ave Ste 205 | (760) 203-2433 |
John Cho - State Farm Insurance Agent serves the Oceanside, California area, providing renters insurance to local tenants and property owners. This agency helps individuals protect their personal belongings, such as furniture and electronics, from theft or accidental damage. Policies can include coverage for additional living expenses if a rented home becomes temporarily uninhabitable. Liability protection is also offered to guard against accidents that may occur within a leased residence. For those needing financial safeguards for their rented spaces, this agent handles liability coverage and personal property insurance.
AAA Oceanside Insurance and Member Services provides renters insurance coverage for personal property and liability protection. The company assists clients in selecting policies that safeguard belongings against theft, fire, and water damage from plumbing failures. It offers guidance on understanding coverage limits, deductibles, and optional endorsements tailored to individual living situations. Support services include policy reviews to ensure adequate protection as needs change. The agency services single-family homes, apartments, retail spaces, and restaurants in Oceanside, California.
Freeway Insurance serves the Oceanside, California area as a renters insurance agent. The company helps local tenants secure coverage that protects personal belongings against theft or accidental damage. Clients can discuss policy options that may address both liability protection and loss of use. Typical policies here also include protection for personal property in a rented home or apartment. Freeway Insurance handles property insurance for personal belongings and liability coverage for tenant households in Oceanside.
Farmers Insurance - Glenn Domingo serves homeowners, renters, and property managers in Oceanside, California, providing renters insurance coverage that protects personal belongings and liability. The agency helps local residents understand policy options that fit their rental living situations. Glenn Domingo’s office offers personalized consultations to explain coverage details and claims procedures for tenants. The agency also extends its renters insurance services to neighboring communities such as Vista and nearby parts of San Diego County.
Inszone Insurance Services offers a range of renters insurance options for protecting personal belongings and providing liability coverage in Oceanside, California. The agency assists clients in selecting policies tailored to individual needs and can help adjust coverage when life circumstances change. It services single-family homes, apartments, retail spaces, and restaurants, ensuring each property type receives appropriate protection plans.
Eric Opdahl - State Farm Insurance Agent serves Oceanside and surrounding communities in San Diego County, handling renters insurance for local tenants and landlords. The agency helps clients protect personal belongings against common perils such as fire, theft, and water damage from burst pipes. It explains policy coverage options, including liability protection for guest injuries and additional living expenses if a rental becomes uninhabitable. The approach focuses on reviewing each customer’s specific living situation and providing clear policy comparisons to ensure appropriate coverage limits and deductibles.
Located in Oceanside, A-MAX Insurance serves local homeowners, landlords, and property managers seeking dependable renters insurance guidance. The agency helps residents protect personal belongings and secure liability coverage suitable for rental properties. Policies can be customized to meet specific needs, ensuring tenants and property owners alike have appropriate protection. Experienced agents assist clients in evaluating various coverage options. A-MAX Insurance regularly serves clients throughout the broader San Diego North County area, including the neighboring community of Vista.
For renters insurance through Kalina Johnson - Farmers Insurance in Oceanside, CA, clients choose between a one-time policy purchase and an ongoing plan with automatic renewal options. Coverage typically protects personal belongings from theft, fire, and water damage while also providing liability protection. The agent helps clients assess the value of their possessions to determine appropriate coverage limits. Service runs on an as-needed basis, allowing policyholders to adjust their plan whenever their circumstances change.
Fiesta Auto Insurance & Tax Service serves Oceanside, California and its surrounding communities. This business handles renters insurance policies for local tenants. It helps customers protect their personal belongings against potential perils like theft, fire, and water damage. The company also addresses liability concerns that could arise within a rental property. A typical job begins with assessing the renter’s coverage needs based on the value of their possessions. It then proceeds by comparing available policy options to match an appropriate plan.
What Does a a Renters Insurance Agent in Oceanside Cost?
In California, renters insurance typically costs between 15 and 30 dollars per month for standard coverage. In Oceanside, factors like the age of your building, your credit score, and the amount of coverage you choose can affect the price. Policies often include 100,000 dollars in liability coverage and 5,000 dollars for medical payments to others. This is general information and not insurance advice.
About renters insurance agents in Oceanside
Renters insurance agents in Oceanside, California help tenants protect their personal belongings and cover liability risks. California law does not require renters insurance, but many landlords in Oceanside now include it as a lease condition. An agent can explain how local risks like coastal weather or theft affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Oceanside do?
A renters insurance agent helps you choose a policy that covers your personal property, liability, and additional living expenses. They can compare quotes from different carriers and explain California-specific coverage options like earthquake or flood add-ons.
Is renters insurance required in Oceanside California?
California state law does not require renters insurance. However, many landlords in Oceanside now require tenants to carry a policy as a condition of the lease. An agent can help you meet that requirement.
How much personal property coverage do I need in Oceanside?
You should estimate the total value of your belongings, including furniture, electronics, and clothing. A renters insurance agent can help you create a home inventory and choose a coverage limit that fits your needs. Typical limits start at 15,000 dollars.
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