The top-rated renters insurance agent in Redwood City, California is Cost-U-Less Insurance, rated 4.9 stars across 544 reviews. Other highly rated options include AAA Redwood City Branch, Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc.. This directory lists 19 renters insurance agents serving Redwood City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 660 Price Ave Unit A | (650) 389-9052 |
| 2 | AAA Redwood City Branch | 510 Veterans Blvd Ste A | (650) 216-3100 |
| 3 | Charlotte Russell - State Farm Insurance Agent | 1391 Woodside Rd Ste 218 | (650) 369-7900 |
| 4 | Divia Express Insurance Agency, Inc. | 3000 Middlefield Rd | (650) 299-1111 |
| 5 | Nick Bertetta - State Farm Insurance Agent | 465 Convention Way # 3 | (650) 365-7100 |
| 6 | John McAfee - State Farm Insurance Agent | 734 Woodside Rd | (650) 260-2532 |
| 7 | Lorena Nava: Allstate Insurance | 3754 Florence St | (650) 556-2670 |
| 8 | Steve Fiorentino - State Farm Insurance Agent | 734 Woodside Rd | (650) 322-3499 |
| 9 | Willow Street Insurance | 2103 Middlefield Rd | (650) 298-8111 |
| 10 | CIS Insurance Agency | 171 Fifth Ave #102 | (408) 746-5030 |
Cost-U-Less Insurance serves renters in Redwood City and surrounding San Mateo County, offering protection for personal belongings and liability coverage. Their services address the unique needs of local tenants, from apartment dwellers to those renting single-family homes. Policies typically cover losses from theft, fire, and certain water damage events. This agency assists clients in securing affordable policies that meet lease requirements and safeguard valuables. Specific services include helping renters schedule high-value items such as jewelry or electronics and assessing flood damage exclusions for policies in this area.
AAA Redwood City Branch serves tenants and landlords across San Mateo County, offering specialized renters insurance guidance tailored to local housing needs. The agency helps clients understand coverage options for personal property protection and liability risks common in the area. Policies are designed to secure belongings against theft, fire, or water damage within rental units. The team assists with package specifics for studio apartments or multi-bedroom homes. For comprehensive evaluations, the branch manages liability endorsements and personal property assessments for Redwood City residents.
Homeowners, businesses, and property managers in Redwood City turn to Charlotte Russell, a local State Farm Insurance agent. Her agency assists clients with renters insurance policies that help protect personal belongings and provide liability coverage. Other offerings include tailored insurance for homes and commercial ventures within the community. The office serves the broader San Mateo County area, including the adjacent neighborhood of Atherton.
Divia Express Insurance Agency, Inc. provides renters insurance agent services for clients in Redwood City, CA. Their assistance emphasizes policy consultation to guide customers through available coverage options for personal belongings and liability protection. Ongoing support is available for policy changes and claim filing assistance to maintain comprehensive coverage. The agency services single-family homes, apartments, retail, and restaurants.
Offering service in Redwood City and the surrounding Bay Area communities, Bertetta helps individuals find coverage designed to protect personal belongings from theft, fire, and water damage. As a local agent representing State Farm, this office handles policies that extend beyond the apartment itself to cover liability for accidents on the property. To ensure an accurate quote, the agent first discusses a client’s inventory of valuables and current living situation before recommending a specific deductible and coverage limit.
Unlike some services that provide only temporary coverage, a renters insurance agent typically assists with selecting ongoing annual policies that protect personal belongings and liability, though some may offer short-term plans for specific situations. John McAfee - State Farm Insurance Agent in Redwood City, CA, works in this field to help local renters understand their coverage needs, from electronics to furniture. Service is available on an as-needed basis for policy inquiries or annual renewals.
Serving the Redwood City area, Lorena Nava: Allstate Insurance specializes in renters insurance, providing liability protection, personal property coverage, and additional living expense support. As a local agent, she helps tenants tailor policies to safeguard belongings and manage risks encountered in the region. With proximity to the San Francisco Bay, clients often seek assistance addressing concerns about losses from winter storms or potential flooding during heavy rainy seasons.
As winter rains arrive in Redwood City, many renters begin assessing whether their current coverage is sufficient for potential water damage. Steve Fiorentino, a local State Farm insurance agent, offers renters insurance policies tailored to protect personal belongings and provide liability coverage. He assists tenants in understanding how replacement cost and depreciation affect their claims and helps them find policies that fit within their budget. The process begins with a simple inspection of the rental unit to determine each client’s specific coverage needs.
Willow Street Insurance assists clients in Redwood City with protecting personal property from common risks like theft and fire. The agency specializes in offering endorsements for high-value items such as jewelry, electronics, and fine art. It also provides liability coverage for accidents occurring within a rented residence. For commercial clients, the agency extends its expertise to safeguarding offices, warehouses, and food service operations against property damage and related liabilities.
What Does a a Renters Insurance Agent in Redwood City Cost?
In California renters insurance typically costs between 15 and 30 dollars per month for 15000 to 30000 dollars of personal property coverage. Policies in Redwood City may be slightly higher due to local property values and crime rates. Costs vary based on coverage limits deductible amount and your claims history. This is general information not insurance advice.
About renters insurance agents in Redwood City
Renters insurance agents in Redwood City help tenants protect personal property and liability. California law does not require renters insurance but many landlords in the Bay Area now require it in lease agreements. An agent can explain how local risks like earthquakes or theft affect your coverage needs.
Frequently Asked Questions
Is renters insurance required by law in Redwood City California?
No California state law does not require renters insurance. However many landlords in Redwood City include a requirement in the lease. If your lease says you must have it you need a policy to avoid breaking the agreement.
What does a renters insurance agent do in Redwood City?
A renters insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and optional endorsements like earthquake or flood protection. They also assist with filing claims and updating coverage as your needs change.
How much personal property coverage should I get in Redwood City?
You should estimate the total value of your belongings including furniture electronics clothing and valuables. A renters insurance agent can help you create a home inventory. Typical policies start at 15000 dollars but higher limits are common for Redwood City apartments.
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