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Find Renters Insurance Agents Near You in Richmond, CA

Browse renters insurance agents serving Richmond, California. Updated 2026-07-14.

The top-rated renters insurance agent in Richmond, California is Fiesta Auto Insurance & Tax Service, rated 4.6 stars across 116 reviews. Other highly rated options include Futuro Insurance Services Richmond, Farmers Insurance - Aline Marcadier, Guillermo Jimenez Insurance Agency. This directory lists 13 renters insurance agents serving Richmond.

Showing 13 renters insurance agents in Richmond, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service12816 San Pablo Ave(510) 860-4939
2Futuro Insurance Services Richmond12553 San Pablo Ave B(510) 403-4333
3Farmers Insurance - Aline Marcadier635 23rd St A(510) 215-9288
4Guillermo Jimenez Insurance Agency242 Marina Way Suite A(415) 515-0297
5Auto Quality Insurance Services221 Broadway(510) 620-9641
6Farmers Insurance - Maria Jaimedesaran652 23rd St(510) 215-7885
7M.A. Hays Insurance Brokers232 Broadway(510) 235-0353
8Farmers Insurance - Sandra Valdivia874 23rd St(510) 233-2100
9Johanna Arroliga - XIX Insurance1503 Macdonald Ave Suite A110(510) 831-1107
10UNICOM INSURANCE & FINANCIAL SERVICES LLC12976 San Pablo Ave(510) 234-0517
FA
12816 San Pablo Ave
Fiesta Auto Insurance & Tax Service
Renters Insurance Agent · Richmond, CA

Fiesta Auto Insurance & Tax Service in Richmond, California, is known for providing renters insurance coverage to protect personal belongings and liability within a rental property. The agency assists local tenants in finding policies that suit different lease types and budget considerations. Renters insurance in this area often covers losses from theft, fire, or water damage. Fiesta Auto Insurance & Tax Service can also add on tax preparation and filing support to its list of available services.

FI
12553 San Pablo Ave B
Futuro Insurance Services Richmond
Renters Insurance Agent · Richmond, CA

Futuro Insurance Services Richmond serves renters in Richmond, California, and the surrounding Contra Costa County area. It provides renters insurance policies to protect tenants’ personal belongings against risks such as theft, fire, and water damage. Renters insurance also covers liability for accidents that occur within the rented property. The agency assists clients in selecting appropriate coverage limits and deductibles. It handles policy claims and offers guidance on additional living expense coverage for displacement due to covered losses.

FI
635 23rd St A
Farmers Insurance - Aline Marcadier
Renters Insurance Agent · Richmond, CA

Farmers Insurance - Aline Marcadier provides renters insurance services in Richmond, California, covering personal property protection and liability coverage. Their service plans help tenants safeguard belongings against theft, fire, and water damage while offering loss-of-use benefits for temporary housing. They assist with filing claims and adjusting coverage limits to fit individual needs. This agency services single-family homes, apartments, retail, and restaurants.

GJ
242 Marina Way Suite A
Guillermo Jimenez Insurance Agency
Renters Insurance Agent · Richmond, CA

Guillermo Jimenez Insurance Agency serves renters in Richmond, California, offering policies that protect personal belongings and provide liability coverage for unexpected incidents. The agency helps residents assess their coverage needs, whether they live in apartments or single-family rentals, ensuring their possessions are safeguarded against theft, fire, or water damage. Policies can be tailored to include additional living expenses if a home becomes uninhabitable. The agency also extends its services to renters in the nearby city of San Pablo, addressing similar coverage requirements throughout the broader Contra Costa County area.

AQ
221 Broadway
Auto Quality Insurance Services
Renters Insurance Agent · Richmond, CA

Auto Quality Insurance Services in Richmond, CA focuses primarily on renters insurance agent services, helping tenants secure policies that protect personal belongings against theft, fire, and liability claims. The agency works with local residents to understand the coverage options specific to apartments and rental homes throughout the area. It also addresses common concerns such as providing enough insurance for valuables in shared housing situations. For renters moving between units or seasons, the office assists with policy adjustments to ensure continuous protection during transitions.

FI
652 23rd St
Farmers Insurance - Maria Jaimedesaran
Renters Insurance Agent · Richmond, CA

Farmers Insurance - Maria Jaimedesaran serves Richmond, California, and the surrounding East Bay communities. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. As a local agency, it recognizes that each rental situation has unique needs. The general approach it uses to handle a typical job involves discussing a client’s specific possessions and assisting them in selecting appropriate personal property limits.

MH
232 Broadway
M.A. Hays Insurance Brokers
Renters Insurance Agent · Richmond, CA

As seasonal rains approach Richmond, many renters suddenly realize their belongings need coverage against water damage and theft. M.A. Hays Insurance Brokers specializes in helping local tenants secure tailored renters insurance policies that fit varied apartment and home rental situations. They work directly with clients to clarify coverage limits for electronics, furniture, and personal valuables while explaining liability protection options. An initial consultation includes a review of current possessions and any specific concerns about the rental property, followed by a thorough walk-through to document existing conditions.

FI
874 23rd St
Farmers Insurance - Sandra Valdivia
Renters Insurance Agent · Richmond, CA

Farmers Insurance - Sandra Valdivia in Richmond, CA offers both a one-time policy purchase for immediate renters insurance needs and recurring service options for ongoing coverage adjustments and policy renewals. Their renters insurance agent helps tenants protect personal belongings against theft, fire, and water damage from internal issues, while also providing liability coverage for accidents occurring within the rental unit. Service for existing policyholders runs on an as-needed basis, allowing clients to request policy changes or file claims whenever necessary.

JA
1503 Macdonald Ave Suite A110
Johanna Arroliga - XIX Insurance
Renters Insurance Agent · Richmond, CA

Johanna Arroliga - XIX Insurance in Richmond, CA provides renters insurance policies designed to protect personal belongings and liability within residential properties. These policies often include optional endorsements for high-value items such as electronics or jewelry. The agency assists clients in navigating coverage limits and deductibles to suit individual lease agreements. Their services extend to covering temporary living expenses during displacement. For commercial needs, the same agent serves local offices, warehouses, and food service operations.

UI
12976 San Pablo Ave
UNICOM INSURANCE & FINANCIAL SERVICES LLC
Renters Insurance Agent · Richmond, CA
MM
12495 San Pablo Ave
Mervyn M Davis Insurance Agency, LLC
Renters Insurance Agent · Richmond, CA
(510) 232-5785
mmdavisinsurance.com
UM
3211 Auto Plaza
Uren & Myers Insurance Agency
Renters Insurance Agent · Richmond, CA
(510) 243-2410
urenmyers.com
EA
4500 Barrett Ave
Excellence Auto Insurance Agency
Renters Insurance Agent · Richmond, CA
(510) 685-3095

What Does a a Renters Insurance Agent in Richmond Cost?

In California, renters insurance typically costs between 15 and 30 dollars per month for 15000 dollars of personal property coverage and 100000 dollars of liability coverage. Actual premiums depend on your location in Richmond, the value of your belongings, your deductible choice, and your claims history. This is general information and not insurance advice.

About renters insurance agents in Richmond

Renters insurance agents in Richmond, California help tenants protect their personal belongings and cover liability risks. Under California law, landlords cannot require tenants to have renters insurance, but many leases now include a requirement. An agent can explain how a standard HO-4 policy works and help you choose the right coverage limits for your apartment or rental home.

Frequently Asked Questions

What does a renters insurance agent in Richmond do?

A renters insurance agent helps you find a policy that covers your personal property and provides liability protection. They can explain coverage options for theft, fire, water damage, and temporary living expenses. Agents also help you file claims and adjust your policy as your needs change.

Is renters insurance required by law in California?

California law does not require tenants to have renters insurance. However, many landlords in Richmond now include a renters insurance requirement in the lease agreement. An agent can help you meet that requirement without overpaying.

How much personal property coverage do I need in Richmond?

Most renters insurance agents recommend enough coverage to replace all your belongings in a total loss. In Richmond, a typical policy starts at 15000 dollars for personal property. You can increase that amount based on the value of your electronics, furniture, and other items.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.