The top-rated renters insurance agent in Richmond, California is Fiesta Auto Insurance & Tax Service, rated 4.6 stars across 116 reviews. Other highly rated options include Futuro Insurance Services Richmond, Farmers Insurance - Aline Marcadier, Guillermo Jimenez Insurance Agency. This directory lists 13 renters insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 12816 San Pablo Ave | (510) 860-4939 |
| 2 | Futuro Insurance Services Richmond | 12553 San Pablo Ave B | (510) 403-4333 |
| 3 | Farmers Insurance - Aline Marcadier | 635 23rd St A | (510) 215-9288 |
| 4 | Guillermo Jimenez Insurance Agency | 242 Marina Way Suite A | (415) 515-0297 |
| 5 | Auto Quality Insurance Services | 221 Broadway | (510) 620-9641 |
| 6 | Farmers Insurance - Maria Jaimedesaran | 652 23rd St | (510) 215-7885 |
| 7 | M.A. Hays Insurance Brokers | 232 Broadway | (510) 235-0353 |
| 8 | Farmers Insurance - Sandra Valdivia | 874 23rd St | (510) 233-2100 |
| 9 | Johanna Arroliga - XIX Insurance | 1503 Macdonald Ave Suite A110 | (510) 831-1107 |
| 10 | UNICOM INSURANCE & FINANCIAL SERVICES LLC | 12976 San Pablo Ave | (510) 234-0517 |
Fiesta Auto Insurance & Tax Service in Richmond, California, is known for providing renters insurance coverage to protect personal belongings and liability within a rental property. The agency assists local tenants in finding policies that suit different lease types and budget considerations. Renters insurance in this area often covers losses from theft, fire, or water damage. Fiesta Auto Insurance & Tax Service can also add on tax preparation and filing support to its list of available services.
Futuro Insurance Services Richmond serves renters in Richmond, California, and the surrounding Contra Costa County area. It provides renters insurance policies to protect tenants’ personal belongings against risks such as theft, fire, and water damage. Renters insurance also covers liability for accidents that occur within the rented property. The agency assists clients in selecting appropriate coverage limits and deductibles. It handles policy claims and offers guidance on additional living expense coverage for displacement due to covered losses.
Farmers Insurance - Aline Marcadier provides renters insurance services in Richmond, California, covering personal property protection and liability coverage. Their service plans help tenants safeguard belongings against theft, fire, and water damage while offering loss-of-use benefits for temporary housing. They assist with filing claims and adjusting coverage limits to fit individual needs. This agency services single-family homes, apartments, retail, and restaurants.
Guillermo Jimenez Insurance Agency serves renters in Richmond, California, offering policies that protect personal belongings and provide liability coverage for unexpected incidents. The agency helps residents assess their coverage needs, whether they live in apartments or single-family rentals, ensuring their possessions are safeguarded against theft, fire, or water damage. Policies can be tailored to include additional living expenses if a home becomes uninhabitable. The agency also extends its services to renters in the nearby city of San Pablo, addressing similar coverage requirements throughout the broader Contra Costa County area.
Auto Quality Insurance Services in Richmond, CA focuses primarily on renters insurance agent services, helping tenants secure policies that protect personal belongings against theft, fire, and liability claims. The agency works with local residents to understand the coverage options specific to apartments and rental homes throughout the area. It also addresses common concerns such as providing enough insurance for valuables in shared housing situations. For renters moving between units or seasons, the office assists with policy adjustments to ensure continuous protection during transitions.
Farmers Insurance - Maria Jaimedesaran serves Richmond, California, and the surrounding East Bay communities. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. As a local agency, it recognizes that each rental situation has unique needs. The general approach it uses to handle a typical job involves discussing a client’s specific possessions and assisting them in selecting appropriate personal property limits.
As seasonal rains approach Richmond, many renters suddenly realize their belongings need coverage against water damage and theft. M.A. Hays Insurance Brokers specializes in helping local tenants secure tailored renters insurance policies that fit varied apartment and home rental situations. They work directly with clients to clarify coverage limits for electronics, furniture, and personal valuables while explaining liability protection options. An initial consultation includes a review of current possessions and any specific concerns about the rental property, followed by a thorough walk-through to document existing conditions.
Farmers Insurance - Sandra Valdivia in Richmond, CA offers both a one-time policy purchase for immediate renters insurance needs and recurring service options for ongoing coverage adjustments and policy renewals. Their renters insurance agent helps tenants protect personal belongings against theft, fire, and water damage from internal issues, while also providing liability coverage for accidents occurring within the rental unit. Service for existing policyholders runs on an as-needed basis, allowing clients to request policy changes or file claims whenever necessary.
Johanna Arroliga - XIX Insurance in Richmond, CA provides renters insurance policies designed to protect personal belongings and liability within residential properties. These policies often include optional endorsements for high-value items such as electronics or jewelry. The agency assists clients in navigating coverage limits and deductibles to suit individual lease agreements. Their services extend to covering temporary living expenses during displacement. For commercial needs, the same agent serves local offices, warehouses, and food service operations.
What Does a a Renters Insurance Agent in Richmond Cost?
In California, renters insurance typically costs between 15 and 30 dollars per month for 15000 dollars of personal property coverage and 100000 dollars of liability coverage. Actual premiums depend on your location in Richmond, the value of your belongings, your deductible choice, and your claims history. This is general information and not insurance advice.
About renters insurance agents in Richmond
Renters insurance agents in Richmond, California help tenants protect their personal belongings and cover liability risks. Under California law, landlords cannot require tenants to have renters insurance, but many leases now include a requirement. An agent can explain how a standard HO-4 policy works and help you choose the right coverage limits for your apartment or rental home.
Frequently Asked Questions
What does a renters insurance agent in Richmond do?
A renters insurance agent helps you find a policy that covers your personal property and provides liability protection. They can explain coverage options for theft, fire, water damage, and temporary living expenses. Agents also help you file claims and adjust your policy as your needs change.
Is renters insurance required by law in California?
California law does not require tenants to have renters insurance. However, many landlords in Richmond now include a renters insurance requirement in the lease agreement. An agent can help you meet that requirement without overpaying.
How much personal property coverage do I need in Richmond?
Most renters insurance agents recommend enough coverage to replace all your belongings in a total loss. In Richmond, a typical policy starts at 15000 dollars for personal property. You can increase that amount based on the value of your electronics, furniture, and other items.
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