The top-rated renters insurance agent in Sacramento, California is Igor & Irene Slobodyany Insurance Agency, rated 4.9 stars across 574 reviews. Other highly rated options include Zuray Perez-Garcia - State Farm Insurance Agent, Ken Schuurman - State Farm Insurance Agent, Yeh Chen Ferguson - State Farm Insurance Agent. This directory lists 29 renters insurance agents serving Sacramento.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Igor & Irene Slobodyany Insurance Agency | 5301 Madison Ave STE 204 | (916) 970-3000 |
| 2 | Zuray Perez-Garcia - State Farm Insurance Agent | 8880 Cal Center Dr # 280 | (916) 361-3114 |
| 3 | Ken Schuurman - State Farm Insurance Agent | 575 University Ave Ste 100 | (916) 619-6161 |
| 4 | Yeh Chen Ferguson - State Farm Insurance Agent | 7273 14th Ave #100 | (916) 455-5000 |
| 5 | Farmers Insurance - Tracy Tran | 7411 W Stockton Blvd #120 | (916) 478-4300 |
| 6 | Peter Schiro - State Farm Insurance Agent | 1515 30th St Ste 200 | (916) 444-9787 |
| 7 | Acceptance Insurance | 5411 Florin Rd | (916) 527-6005 |
| 8 | Khu Yang - State Farm Insurance Agent | 8031 Fruitridge Rd Ste F | (916) 456-8400 |
| 9 | Freeway Insurance | 2270 Arden Wy Ste C | (916) 913-9224 |
| 10 | Rich Williams - State Farm Insurance Agent | 1001 26th St | (916) 447-8560 |
Igor & Irene Slobodyany Insurance Agency serves the Sacramento, California metro area with renters insurance policies tailored for those living in apartments, condominiums, and houses. This agency works with local renters to build coverage that protects personal belongings from theft, fire, water damage from plumbing failures, and other common hazards. Policies also include liability protection if someone is injured in a rented dwelling. The agency handles evaluating a client’s inventory of valuables and securing replacement cost endorsements to ensure full reimbursement for lost items without depreciation deductions.
Zuray Perez-Garcia - State Farm Insurance Agent in Sacramento, CA, serves homeowners, renters, and property managers seeking personal property and liability protection for their residences. The agency offers tailored renters insurance policies that cover belongings, loss of use, and medical payments to others. Claims handling and coverage options are explained clearly to each client. Through this Sacramento office, customers can secure financial safeguards against unexpected events like theft or accidental damage. The agency also extends its renters insurance services to clients in nearby Citrus Heights.
Ken Schuurman, a State Farm Insurance Agent in Sacramento, CA, offers a full range of personal insurance options, focusing on renters coverage. The agency works with clients to secure protection for personal belongings and liability against unforeseen incidents. Assistance with claims filing and routine policy reviews are provided to help maintain appropriate coverage levels as needs change. For those renting their living space, services are available for individual apartments, single-family homes, and tenant situations in retail and restaurant properties.
Serving Sacramento and its surrounding communities, Yeh Chen Ferguson - State Farm Insurance Agent handles renters insurance policies for local residents. The agency helps customers protect their personal belongings and offers liability coverage for apartment and home renters. A typical job begins with a detailed assessment of the client’s specific needs and the value of their possessions, then presents tailored coverage options to match their budget and requirements.
As the seasonal rains arrive in Sacramento, protecting personal belongings from unexpected water damage is a real concern. Farmers Insurance - Tracy Tran helps local renters assess their coverage for such risks, including liability and theft. The agency guides clients through policies tailored to apartment and home renters, offering straightforward advice on safeguarding valuables without overwhelming options. To begin a customized plan, an agent schedules a brief inspection of the rental unit to inventory possessions and identify potential hazards that could affect coverage limits.
Peter Schiro - State Farm Insurance Agent in Sacramento, CA, specializes in tailored renters insurance policies that protect personal belongings and provide liability coverage. It also assists local clients with general property and casualty insurance needs, including auto policies. The agency helps renters understand coverage limits and deductibles during lease signings and annual renewals. It regularly guides tenants through loss-of-use benefits if an apartment becomes uninhabitable due to fire or water damage from winter storms.
Acceptance Insurance, located in Sacramento, CA, provides renters insurance agent services. Unlike one-time policy purchases, which only protect against immediate losses, recurring coverage ensures ongoing protection for personal belongings and liability over the lease duration. A typical policy covers theft, fire damage, and temporary living expenses if a home becomes uninhabitable. As a local agent, the office helps tenants in the area understand policy limits and file claims when needed. To accommodate varying tenant schedules, service runs on an as-needed basis, allowing clients to request appointments or quotes at their convenience.
Khu Yang - State Farm Insurance Agent in Sacramento, California, helps residents secure renters insurance policies that cover personal property and liability. This agent offers specialty endorsements for valuable items such as jewelry, electronics, and collectibles. Renters insurance can also provide additional living expenses if a home becomes uninhabitable. Coverage extends to loss of use and medical payments to others. This agent serves commercial sectors including offices, warehouses, and food service businesses that require tailored insurance solutions.
Freeway Insurance offers residential renters coverage for tenants in Sacramento, California, helping protect personal belongings from theft or damage. The agency also assists local small business owners with commercial insurance policies tailored to their operational needs. Serving the greater Sacramento area, the team works with clients to review policy details and adjust coverage as circumstances change. Regular follow-up is provided between lease renewals, ensuring customers can update their plans whenever their rental situation or inventory shifts.
Rich Williams - State Farm Insurance Agent in Sacramento, CA provides residential renters insurance to protect personal property and liability. Commercial coverage is also available for local businesses and landlords in the area. Tailored policies help clients safeguard belongings from risks like theft or fire damage. The agency serves clients throughout Sacramento and nearby communities. Follow-up service is offered between regular visits to adjust coverage as needs change or to answer policy questions.
What Does a a Renters Insurance Agent in Sacramento Cost?
Typical renters insurance in Sacramento California costs between 150 and 300 dollars per year for 30,000 dollars of personal property coverage. Policies with higher limits or added endorsements like earthquake coverage can cost 400 to 600 dollars annually. Your age credit score and claims history also affect the premium. This is general information not insurance advice.
About renters insurance agents in Sacramento
Renters insurance agents in Sacramento California help tenants protect their personal belongings and cover liability risks. California law does not require renters insurance but many landlords in Sacramento now include it as a lease condition. A local agent can explain how California civil code limits a landlord's liability for your property and help you choose a policy that meets your needs.
Frequently Asked Questions
What does renters insurance cover in Sacramento?
Renters insurance typically covers your personal property against theft fire and certain water damage. It also provides liability protection if someone is injured in your rental unit. In California you can often add coverage for earthquakes or floods which are not included in standard policies.
Do I need renters insurance if I live in an apartment in Sacramento?
While California state law does not require renters insurance many Sacramento landlords now require it in the lease agreement. Even if not required having a policy protects your belongings from risks like burglary or fire. It also covers additional living expenses if your unit becomes uninhabitable.
How much does renters insurance cost in Sacramento California?
The average cost of renters insurance in California is about 15 to 25 dollars per month for a standard policy. In Sacramento rates may be slightly higher due to local crime rates and fire risk. Your actual premium depends on your coverage limits deductible and the value of your personal property.
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