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Compare Renters Insurance Agents in San Juan Capistrano, CA

Directory of renters insurance agents in San Juan Capistrano, California. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
San Juan Capistrano, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 renters insurance agents in San Juan Capistrano, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acrisure Capistrano, CA (Insurance Solutions)
33302 Valle Rd suite 200, San Juan Capistrano, CA 92675
(800) 969-8082 acrisure.com
3G Health Insurance Services
30320 Rancho Viejo Rd Suite 4, San Juan Capistrano, CA 92675
(949) 529-7123 3ginsuranceservices.com
Stephanie Frisch Insurance 101 Services
30320 Rancho Viejo Rd #16, San Juan Capistrano, CA 92675
(949) 292-4958 yourinsuranceeducation.com
John Kerkes - State Farm Insurance Agent
31815 Camino Capistrano #26, San Juan Capistrano, CA 92675
(949) 661-0485 sfkerkes.com
Richard Dong - State Farm Insurance Agent
27130 Paseo Espada Ste 503, San Juan Capistrano, CA 92675
(949) 855-1310 myinsurancepro.org
McDonough Insurance Services
27136 Paseo Espada #103, San Juan Capistrano, CA 92675
(949) 361-8471 mcdonoughinsuranceservices.com
Taylor Oda - State Farm Insurance Agent
31831 Camino Capistrano Ste 113, San Juan Capistrano, CA 92675
(949) 429-5711 tayloroda.com
King Insurance Support Systems
31381 Rancho Viejo Rd #101, San Juan Capistrano, CA 92675
(949) 488-2255
Hackett Insurance Services - Farmers Insurance
33161 Camino Capistrano k2, San Juan Capistrano, CA 92675
(949) 943-3610 farmersagent.com
Mares Insurance Services
32122 Camino Capistrano Suite 210, San Juan Capistrano, CA 92675
(949) 525-0570 maresinsurance.com
Farmers Insurance - Robert Heineman
32341 Camino Capistrano Ste I, San Juan Capistrano, CA 92675
(949) 831-3723 agents.farmers.com
Lorinda Sloss - Sloss Insurance Services
31431 Rancho Viejo Rd #102, San Juan Capistrano, CA 92675
(949) 276-4500 lorindasloss.com
Melinda Smith Insurance Agency representing Horace Mann Insurance
30320 Rancho Viejo Rd #10, San Juan Capistrano, CA 92675
(949) 388-6000 agents.horacemann.com
Pete Dolkas - State Farm Insurance Agent
31103 Rancho Viejo Rd Ste 2428, San Juan Capistrano, CA 92675
(310) 393-8279 statefarm.com
Gonzalez Perez Insurance Services Inc.
31401 Camino Capistrano Suite #5, San Juan Capistrano, CA 92675
(949) 761-5050 gpinsco.com
Farmers Insurance - John Kissel
30900 Rancho Viejo Rd #200, San Juan Capistrano, CA 92675
(949) 350-5856 agents.farmers.com
Farmers Insurance - Eric Husli
30320 Rancho Viejo Rd Ste 100, San Juan Capistrano, CA 92675
(714) 368-1970 agents.farmers.com

Renters insurance agents in San Juan Capistrano help tenants protect their personal belongings and cover liability risks. California law does not require renters insurance, but many landlords in Orange County now include it as a lease condition. A local agent can explain how California Civil Code Section 1950.5 affects security deposits and how renters insurance can help cover losses.

What Does a Renters Insurance Agent in San Juan Capistrano Cost?

The cost of renters insurance in California typically ranges from 15 to 30 dollars per month for standard coverage. In San Juan Capistrano, factors like the value of your belongings, the deductible you choose, and your claims history affect the premium. Adding earthquake or flood coverage can increase the cost by 10 to 50 dollars per month. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does renters insurance cover in San Juan Capistrano?
Renters insurance typically covers personal property like furniture and electronics against theft, fire, and water damage. It also provides liability protection if someone is injured in your rental unit. California law does not mandate specific coverage amounts, but agents can help you choose limits that fit your needs.
How do I choose a renters insurance agent in San Juan Capistrano?
Look for an agent who is licensed by the California Department of Insurance and has experience with local rental properties. Ask about their knowledge of earthquake and flood endorsements, which are not included in standard policies but are relevant in Southern California. Compare quotes from multiple agents to find the right balance of coverage and cost.
Is renters insurance required by law in California?
No, California state law does not require renters insurance. However, many landlords in San Juan Capistrano now require tenants to carry a policy as a condition of the lease. Even if not required, having coverage can protect you from financial loss due to theft, fire, or liability claims.