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HomeRenters Insurance AgentsCalifornia › San Luis Obispo

Find Renters Insurance Agents Near You in San Luis Obispo, CA

Browse renters insurance agents serving San Luis Obispo, California. Updated 2026-07-14.

The top-rated renters insurance agent in San Luis Obispo, California is AAA San Luis Obispo Insurance and Member Services, rated 4.4 stars across 344 reviews. Other highly rated options include Mike Smith - State Farm Insurance Agent, Catherine Riedstra - State Farm Insurance Agent, Susan Rodriguez - State Farm Insurance Agent. This directory lists 19 renters insurance agents serving San Luis Obispo.

Showing 19 renters insurance agents in San Luis Obispo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA San Luis Obispo Insurance and Member Services1445 Calle Joaquin(805) 543-6454
2Mike Smith - State Farm Insurance Agent1608 Johnson Ave(805) 546-8393
3Catherine Riedstra - State Farm Insurance Agent3591 Sacramento Dr STE 114(805) 466-4355
4Susan Rodriguez - State Farm Insurance Agent799 Foothill Blvd D(805) 783-7050
5Farmers Insurance - Jennifer White1228 Broad St(805) 548-8530
6Orange Auto Insurance2146 Parker St Suite A2(805) 439-3999
7Todd Thomas - State Farm Insurance Agent1238 Marsh St(805) 543-0650
8Polk Insurance Agency1443 Marsh St(805) 544-6454
9SLO Insurance Services1494 Mill St(805) 543-7564
10Minton Insurance1042 Pacific St # E(805) 546-8113
AS
1445 Calle Joaquin
AAA San Luis Obispo Insurance and Member Services
Renters Insurance Agent · San Luis Obispo, CA

AAA San Luis Obispo Insurance and Member Services serves the San Luis Obispo area as a local renters insurance agent. The company helps tenants find coverage for personal belongings and liability protection within rental properties. A renters insurance policy typically protects items such as furniture and electronics from perils like theft or fire. The agent works with clients to understand their specific rental situations and policy needs. Services include reviewing policy limits for personal property and helping customers obtain liability coverage for accidents that occur in a rented home.

MS
1608 Johnson Ave
Mike Smith - State Farm Insurance Agent
Renters Insurance Agent · San Luis Obispo, CA

Mike Smith - State Farm Insurance Agent in San Luis Obispo, California, provides standard renters insurance policies covering personal property, liability protection, and additional living expenses. Ongoing service includes policy reviews to adjust coverage limits and manage deductibles as tenants’ personal needs change. Claims assistance is available for policyholders. This agency’s renters insurance services are suited for those renting single-family homes, apartments, retail spaces, and restaurants.

CR
3591 Sacramento Dr STE 114
Catherine Riedstra - State Farm Insurance Agent
Renters Insurance Agent · San Luis Obispo, CA

Catherine Riedstra - State Farm Insurance Agent in San Luis Obispo, California, serves local homeowners, renters, and property managers by providing renters insurance policies. These policies help protect personal belongings and offer liability coverage for accidental damages or injuries within a rented home or apartment. Clients based in downtown San Luis Obispo, the Cal Poly campus area, and neighborhoods near Foothill Boulevard can receive assistance. The agency also provides coverage for residents across nearby communities such as Arroyo Grande.

SR
799 Foothill Blvd D
Susan Rodriguez - State Farm Insurance Agent
Renters Insurance Agent · San Luis Obispo, CA

Serving San Luis Obispo and the surrounding Central Coast communities, Susan Rodriguez - State Farm Insurance Agent handles renters insurance policies for local tenants and landlords. The agency focuses on protecting personal belongings and liability for renters living in apartments, condos, or homes. Susan Rodriguez helps clients review coverage limits for theft, fire, and water damage, ensuring their lease agreement’s insurance requirements are met. Its typical approach is to compare policy options with each customer’s specific rental situation and budget before finalizing a plan.

FI
1228 Broad St
Farmers Insurance - Jennifer White
Renters Insurance Agent · San Luis Obispo, CA

Farmers Insurance - Jennifer White in San Luis Obispo, CA helps clients distinguish between a one-time renters policy for a short-term lease and an annual recurring plan that automatically renews for ongoing protection. These policies cover personal belongings, liability claims, and additional living expenses if a rental becomes uninhabitable. Service scheduling runs on an as-needed basis, with consultations available for those seeking a new policy or reviewing existing terms.

OA
2146 Parker St Suite A2
Orange Auto Insurance
Renters Insurance Agent · San Luis Obispo, CA

Orange Auto Insurance offers tailored renters insurance policies in San Luis Obispo, covering personal property protection and liability coverage. It serves local tenants and landlords seeking financial safeguards against unforeseen losses. The company helps clients assess their belongings’ value and understand policy limits. As fall approaches with increased rain and wind, Orange Auto Insurance assists renters in reviewing coverage for storm-related damage to their possessions and temporary living expenses.

TT
1238 Marsh St
Todd Thomas - State Farm Insurance Agent
Renters Insurance Agent · San Luis Obispo, CA

As autumn storms bring sudden rain to San Luis Obispo, students and renters often review their lease’s fine print. Todd Thomas, a local State Farm agent, provides straightforward renters insurance options that cover personal belongings and liability. The agency explores policy specifics, including protection against theft, fire, and water damage from burst pipes, aimed at securing a tenant’s deposit and furnishings. In each initial consultation, the agent inspects the property’s layout and value of possessions to craft a customized loss-assessment plan.

PI
1443 Marsh St
Polk Insurance Agency
Renters Insurance Agent · San Luis Obispo, CA

Polk Insurance Agency provides renters insurance services in San Luis Obispo, California, helping tenants protect personal belongings and secure liability coverage for their living situations. The company also offers specialized endorsements for high-value items such as jewelry, electronics, and musical instruments that may exceed standard policy limits. Commercial sectors served include corporate offices, warehouse facilities food storage and distribution, and the restaurant and food service industry.

SI
1494 Mill St
SLO Insurance Services
Renters Insurance Agent · San Luis Obispo, CA

SLO Insurance Services provides renters insurance for residences in San Luis Obispo, California, and also offers commercial coverage for local businesses throughout the area. Clients receive guidance on policies that protect personal belongings and liability within their specific living situations. The agency ensures clear explanations of coverage options and claims processes. After regular annual or semiannual visits, the agent follows up to review any changes or provide repeat service for policy adjustments.

MI
1042 Pacific St # E
Minton Insurance
Renters Insurance Agent · San Luis Obispo, CA
MI
2000 Broad St
McGee Insurance Agency
Renters Insurance Agent · San Luis Obispo, CA
(805) 543-8833
mcgeeinsurance.com
MG
1122 Laurel Ln
Morris & Garritano Insurance
Renters Insurance Agent · San Luis Obispo, CA
(805) 543-6887
morrisgarritano.com
GI
820 Walnut St Suite D
Goosehead Insurance -- Donaldson Agency
Renters Insurance Agent · San Luis Obispo, CA
(805) 242-4900
tinaldonaldson.com
RI
1236 Higuera St
Relation Insurance - Engle & Associates Group
Renters Insurance Agent · San Luis Obispo, CA
(805) 781-6336
engleinsurance.com
OB
3220 S Higuera St Ste 300
Olivia Bravo: Allstate Insurance
Renters Insurance Agent · San Luis Obispo, CA
(805) 543-2194
agents.allstate.com/olivia-bravo-san-luis-obispo-ca.html
FI
355 Pacific St
Farmers Insurance - Trevor Moriarty
Renters Insurance Agent · San Luis Obispo, CA
(805) 544-8300
agents.farmers.com/ca/san-luis-obispo/trevor-moriarty
FI
11573 Los Osos Valley Rd f
Farmers Insurance - Joshua Wright
Renters Insurance Agent · San Luis Obispo, CA
(805) 541-3942
agents.farmers.com/ca/san-luis-obispo/joshua-wright
DD
100 Cross St Suite 202
DiBuduo & DeFendis Insurance Brokers LLC
Renters Insurance Agent · San Luis Obispo, CA
(805) 593-1400
dibu.com
PG
2436 Broad St
Peterson and Grantham Insurance Brokers SLO
Renters Insurance Agent · San Luis Obispo, CA
(805) 544-9000
png-insurance.com

What Does a a Renters Insurance Agent in San Luis Obispo Cost?

Typical renters insurance in California costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars in personal property coverage. In San Luis Obispo, rates may be slightly higher due to wildfire risk. Actual cost depends on your coverage limits, deductible, and location. This is general information and not insurance advice.

About renters insurance agents in San Luis Obispo

A renters insurance agent in San Luis Obispo helps you find a policy that protects your personal property and provides liability coverage. California law does not require renters insurance, but many landlords in SLO County now include it as a lease condition. Local agents understand the risks specific to the Central Coast, such as fire and earthquake exposure.

Frequently Asked Questions

Do I need renters insurance if I live in San Luis Obispo?

California law does not mandate renters insurance. However, many landlords in San Luis Obispo require it in the lease. An agent can help you find a policy that meets your landlords requirements.

What does a renters insurance agent do for me?

A renters insurance agent explains coverage options, compares quotes from different carriers, and helps you choose a policy that fits your budget. They also assist with filing claims if your belongings are damaged or stolen.

How quickly can I get renters insurance in San Luis Obispo?

Most renters insurance policies can be issued within 24 hours or even same day. An agent can help you bind coverage quickly so you can provide proof to your landlord right away.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.