The top-rated renters insurance agent in Cape Coral, Florida is Fiesta Auto Insurance & Tax Service, rated 4.9 stars across 487 reviews. Other highly rated options include Simily Insurance, Brightway Insurance, The Seuffert Agency, Chapman Insurance Group. This directory lists 20 renters insurance agents serving Cape Coral.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 1622 Del Prado Blvd S Suite #3 | (239) 230-2015 |
| 2 | Simily Insurance | 1420 SE 16th Pl Suite #103 | (239) 210-6900 |
| 3 | Brightway Insurance, The Seuffert Agency | 814 SW Pine Island Rd #207 | (239) 214-0055 |
| 4 | Chapman Insurance Group | 4507 SE 16th Pl | (239) 205-2012 |
| 5 | Anchor Line Insurance : Allstate Cape Coral | 3423 Chiquita Blvd S | (239) 542-1117 |
| 6 | GreatFlorida Insurance: Peter Look Phd | 4903 Chiquita Blvd S | (239) 500-1117 |
| 7 | Your Choice Insurance | 303 NE 3rd Ave #3 | (239) 201-3844 |
| 8 | Tim Collier - State Farm Insurance Agent | 1315 SE 47th St | (239) 541-4444 |
| 9 | Sherzer & Associates Insurance Agency | 1227 Del Prado Blvd S Suite 201 | (239) 673-9301 |
| 10 | Dawn Sullivan - State Farm Insurance Agent | 2728 Santa Barbara Blvd S | (239) 541-3276 |
Fiesta Auto Insurance & Tax Service provides renters insurance for residential properties in Cape Coral, Florida. The company also assists clients with commercial coverage needs throughout the local area. Their team works with landlords and tenants to find suitable policies that protect personal belongings and liability. After the initial policy is set, agents remain available for follow-up questions and can help review coverage or make adjustments between regular visits.
Simily Insurance serves the Cape Coral, Florida area, specializing in renters insurance for local residents. It helps tenants protect personal belongings and secure liability coverage within their rental properties. The agency assists clients in selecting policies that suit different leasing situations and apartment complexes. Common services Simily Insurance handles include processing claims paperwork and guiding renters through policy endorsements for high-value items.
Serving homeowners, tenants, and landlords in Cape Coral, Brightway Insurance, The Seuffert Agency provides renters insurance policies designed to protect personal belongings and provide liability coverage. The agency works with clients to find appropriate coverage that addresses the specific risks of renting a home or apartment in southwest Florida. Its team helps customers compare different policy options to secure affordable protection. The agency also serves neighboring Fort Myers and other communities throughout Lee County, ensuring convenient access for residents across the metro area.
Chapman Insurance Group is known for providing renters insurance policies to residents of Cape Coral, Florida. The company assists renters in securing coverage that protects personal belongings and provides liability protection within their leased homes or apartments. A typical policy can cover theft, fire damage, and water damage from household incidents. Chapman Insurance Group also offers to add on an option for loss of use coverage, which helps pay for temporary housing if a rental becomes uninhabitable due to a covered event.
Anchor Line Insurance : Allstate Cape Coral provides renters insurance policies that protect personal belongings and offer liability coverage. It assists local clients in selecting appropriate coverage limits and deductibles to meet individual needs. The agency helps policyholders understand their options for additional endorsements, such as water backup or identity theft protection. Its services cover single-family homes, apartments, retail spaces, and restaurants throughout the Cape Coral area.
GreatFlorida Insurance: Peter Look Phd provides renters insurance services, specializing in tailoring coverage for personal property and liability protection. It offers general insurance guidance to Cape Coral residents, helping them understand policy options that safeguard belongings and living spaces. The agency assists with evaluating the specific risks of seasonal weather events, such as tropical storms that can cause water damage or require temporary relocation needs during hurricane season.
Renters insurance through a local agency can be acquired either as a one-time policy for a single lease term or as a recurring annual plan that automatically renews. Coverage typically protects personal belongings and provides liability protection for accidents within the rented dwelling. This Cape Coral agency works with clients to match these options to their specific living situation. Service is available on an as-needed basis for new policies, questions, or adjustments to an existing plan.
For seasonal renters arriving in Cape Coral during the busy summer months, protecting personal belongings from unexpected events becomes an immediate priority. Tim Collier’s State Farm Insurance agency addresses this need by offering tailored renters insurance policies that cover common local risks such as storm-related damage or theft. Their services include helping customers evaluate coverage for furniture, electronics, and other valuables held within a rental unit. Each policy discussion typically begins with an inspection or initial assessment of the renter’s specific possessions and living situation.
Sherzer & Associates Insurance Agency serves the Cape Coral, Florida area, specializing in renters insurance policies. These policies protect tenants’ personal belongings against theft, fire, and weather-related damage, while also providing liability coverage for accidents that may occur within a rental property. The company assists with policy customization to meet individual coverage needs and claim support. It also helps local residents review their current renter’s policies for adequate protection against common regional risks.
Dawn Sullivan - State Farm Insurance Agent in Cape Coral, Florida, handles renters insurance policies that safeguard a tenant's personal belongings against covered losses and liabilities. For added security, the agency offers specialty endorsements such as identity theft protection and coverage for valuable items like jewelry or electronics. Policies available here protect both short-term and long-term rental situations, and the agency serves commercial sectors including offices, warehouses, and food service operations.
What Does a a Renters Insurance Agent in Cape Coral Cost?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 15000 to 30000 dollars in personal property coverage. In Cape Coral rates may be slightly higher due to hurricane exposure. Actual costs depend on your coverage limits deductible and the insurance company. This is general information not insurance advice.
About renters insurance agents in Cape Coral
Renters insurance agents in Cape Coral Florida help tenants protect personal property and cover liability risks. Florida law does not require renters insurance but many landlords in Cape Coral now include it as a lease condition. Agents can explain how local weather risks like hurricanes and sinkholes affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Cape Coral do?
A renters insurance agent helps you choose a policy that covers your belongings and provides liability protection. They can also explain how Florida specific risks such as flood damage are handled. Agents compare quotes from multiple insurers to find a suitable plan for your budget.
Is renters insurance required by law in Cape Coral Florida?
Florida state law does not require renters insurance. However many landlords in Cape Coral now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement with the right coverage limits.
How does hurricane coverage work with renters insurance in Florida?
Standard renters insurance in Florida covers wind damage from hurricanes but does not cover flood damage. You may need a separate flood insurance policy through the National Flood Insurance Program. An agent can advise on whether flood coverage is advisable for your Cape Coral rental location.
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