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HomeRenters Insurance AgentsFlorida › Clearwater

Find Renters Insurance Agents Near You in Clearwater, FL

Browse renters insurance agents serving Clearwater, Florida. Updated 2026-07-14.

The top-rated renters insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 575 reviews. Other highly rated options include Mark Forgas Jr. - State Farm Insurance Agent, Acceptance Insurance, Freeway Insurance. This directory lists 21 renters insurance agents serving Clearwater.

Showing 21 renters insurance agents in Clearwater, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Florida Strategic Insurance5830 142nd Ave N(727) 546-6000
2Mark Forgas Jr. - State Farm Insurance Agent1944 N Hercules Ave STE A(813) 792-8449
3Acceptance Insurance1670 S Missouri Ave(727) 203-7021
4Freeway Insurance1993 Drew St(727) 203-7001
5Craig Duncan - State Farm Insurance Agent2454 McMullen Booth Rd #421(727) 725-3668
6GreatFlorida Insurance: Jeff Callahan1700 McMullen Booth Rd Ste D2(727) 315-0805
7Island Insurance Specialists Inc29170 US Hwy 19 N(727) 754-5036
8Bay Area Insurance Shop, Inc.1452 Court St(727) 446-4416
9Katherine Jones - State Farm Insurance Agent575 S Hercules Ave Suite 604(727) 447-8989
10The Turner Insurance Advisor Group aka Turner Insurance2121 NE Coachman Rd(727) 442-0012
FS
5830 142nd Ave N
Florida Strategic Insurance
Renters Insurance Agent · Clearwater, FL

Florida Strategic Insurance serves the Clearwater, Florida area and the broader Pinellas County region. This agency specializes in renters insurance for tenants living in apartments, condominiums, and single-family homes. The agents help clients understand coverage for personal belongings and liability protection. They also assist renters in obtaining policies that cover additional living expenses in case a unit becomes uninhabitable due to a covered loss such as fire or water damage.

MF
1944 N Hercules Ave STE A
Mark Forgas Jr. - State Farm Insurance Agent
Renters Insurance Agent · Clearwater, FL

Mark Forgas Jr. - State Farm Insurance Agent provides renters insurance coverage for tenants in the Clearwater area, including policies that protect personal belongings and offer liability protection. Service plans are managed through straightforward claims support and policy adjustments to accommodate changing needs. By working directly with the agent, clients receive ongoing assistance with renewals and updates. The agency services single-family homes, apartments, retail spaces, and restaurants.

AI
1670 S Missouri Ave
Acceptance Insurance
Renters Insurance Agent · Clearwater, FL

Acceptance Insurance serves renters in Clearwater, Florida and the surrounding communities of the Tampa Bay area. It handles renters insurance policies that commonly protect personal belongings and provide liability coverage for unexpected damages or injuries within a rented residence. The company takes time to discuss individual coverage needs with each client, explains policy options clearly, and then tailors a plan specifically to fit that renter’s situation and budget requirements for their local living environment.

FI
1993 Drew St
Freeway Insurance
Renters Insurance Agent · Clearwater, FL

Freeway Insurance in Clearwater, Florida provides renters insurance primarily through an initial one-time policy setup or ongoing renewal service plans tailored to changing renter needs. Coverage typically protects personal belongings against theft, fire, and water damage within the leased premises. Policyholders choose between comprehensive annual agreements or more limited as-needed endorsements for specific valuables. Local service includes guidance on coverage limits and deductible options. Service runs on a scheduled renewal basis with available as-needed policy adjustments for life changes or claim assistance.

CD
2454 McMullen Booth Rd #421
Craig Duncan - State Farm Insurance Agent
Renters Insurance Agent · Clearwater, FL

Renters, homeowners, and property managers in Clearwater, Florida turn to Craig Duncan - State Farm Insurance Agent for renters insurance policies designed to protect personal belongings and provide liability coverage. The agency assists clients in selecting appropriate coverage limits and deductibles, ensuring their rental properties and possessions are financially safeguarded against common perils such as theft, fire, and water damage. Personalized consultations help tenants understand policy details. The agency also serves customers in the neighboring community of Largo and other parts of the Tampa Bay area.

GI
1700 McMullen Booth Rd Ste D2
GreatFlorida Insurance: Jeff Callahan
Renters Insurance Agent · Clearwater, FL

Serving the Clearwater area and surrounding Pinellas County communities, GreatFlorida Insurance: Jeff Callahan handles renters insurance for local tenants and homeowners needing contents coverage. As a renters insurance agent, the company helps clients evaluate personal property protection and liability options to match their rental situation. It simplifies coverage details to enable informed decisions. For a typical job, this provider conducts a straightforward consultation to assess a client’s possessions and lease requirements.

II
29170 US Hwy 19 N
Island Insurance Specialists Inc
Renters Insurance Agent · Clearwater, FL

Island Insurance Specialists Inc offers tailored renters insurance solutions for tenants, covering personal property loss and liability protection. It provides clear policy guidance, helping Clearwater residents select appropriate coverage for their living spaces and valuables. As a local agent, it assists with claims navigation and policy adjustments to meet individual needs. The firm specifically aids clients in preparing for Florida’s active hurricane season, ensuring policies address flood damage and wind-storm exclusions that threaten rental units during summer storms.

BA
1452 Court St
Bay Area Insurance Shop, Inc.
Renters Insurance Agent · Clearwater, FL

Bay Area Insurance Shop, Inc. provides renters insurance coverage to residents in Clearwater, Florida. Its policy options can be tailored with specialty add-ons for high-value personal property and liability protection beyond standard plans. The agency assists clients with protecting their belongings and finances against common risks like theft, fire, and water damage. It operates in the area serving a variety of commercial sectors, including small offices, self-storage warehouses, and food service establishments.

KJ
575 S Hercules Ave Suite 604
Katherine Jones - State Farm Insurance Agent
Renters Insurance Agent · Clearwater, FL

Katherine Jones - State Farm Insurance Agent in Clearwater, Florida, offers both a one-time policy purchase for immediate coverage and an ongoing renewing service option for continued protection. Renters insurance typically covers personal belongings against theft, fire, and certain water damage, as well as provides liability protection. Clients can choose on a month-to-month schedule for premium payments or pay the full term upfront. Service is available on an as-needed basis for policy adjustments or claims after the initial setup.

TI
2121 NE Coachman Rd
The Turner Insurance Advisor Group aka Turner Insurance
Renters Insurance Agent · Clearwater, FL

Renters in Clearwater often need coverage ahead of hurricane season or when moving into a new apartment along the Gulf coast. The Turner Insurance Advisor Group, operating as Turner Insurance, serves as a local renters insurance agent in Clearwater, Florida. The company works directly with clients to explain how a policy can cover personal belongings and liability in a rental unit. An agent reviews the specific items and layout of the apartment during the initial-assessment step.

AI
1934 Soule Rd
Arrington Insurance of Florida
Renters Insurance Agent · Clearwater, FL
(727) 595-8405
aioflorida.com
GH
918 S Missouri Ave
Gotta Havit Auto Insurance
Renters Insurance Agent · Clearwater, FL
(727) 446-7735
gottahavitinsurance.com
DI
25191 US Hwy 19 N B
Dimmitt Insurance
Renters Insurance Agent · Clearwater, FL
(866) 763-6627
dimmittinsurance.com
II
1831 N Belcher Rd. STE A1
Impel Insurance, LLC
Renters Insurance Agent · Clearwater, FL
(727) 223-3765
impelinsurance.com
GI
1468 Gulf to Bay Blvd
GreatFlorida Insurance: Mike Lazanis
Renters Insurance Agent · Clearwater, FL
(727) 441-9080
clearwater2.greatflorida.com
GA
28917 US Hwy 19 N
Gator Auto Insurance of Clearwater
Renters Insurance Agent · Clearwater, FL
(727) 773-8554
gatorautoins.com
SS
1345 S Missouri Ave
Single Source Insurance
Renters Insurance Agent · Clearwater, FL
(727) 298-0302
singlesourceme.com
SI
1465 S Ft Harrison Ave #104
Simmons Insurance Inc
Renters Insurance Agent · Clearwater, FL
(727) 216-1111
simmonsinsuranceinc.com
CI
24600 US Hwy 19 N
Community Insurance Services
Renters Insurance Agent · Clearwater, FL
(727) 849-7564
cisagencyfl.com
AI
1212 Cleveland St
Auto Insurance Plus
Renters Insurance Agent · Clearwater, FL
(727) 446-9116
autoinsureplus.com
FA
3165 N McMullen Booth Rd Building G-2
The Fessler Agency, Inc.
Renters Insurance Agent · Clearwater, FL
(727) 726-3377
fessleragency.com

What Does a a Renters Insurance Agent in Clearwater Cost?

In Florida, renters insurance typically costs between $15 and $30 per month for a standard policy. Factors like coverage amount, deductible, location in Clearwater, and credit score affect the premium. Flood insurance adds extra cost, often $100 to $300 per year depending on flood zone. This is general information, not insurance advice.

About renters insurance agents in Clearwater

A renters insurance agent in Clearwater Florida can help you protect your personal belongings and provide liability coverage. Florida law does not require renters insurance, but many landlords in Clearwater require it in the lease agreement. An agent can explain how local risks like hurricanes and flooding affect your policy needs.

Frequently Asked Questions

What does a renters insurance agent in Clearwater do?

A renters insurance agent helps you choose a policy that covers your personal property and liability. They can explain coverage limits, deductibles, and optional add-ons like flood insurance. They also assist with filing claims and adjusting your policy as your needs change.

Is renters insurance required by law in Florida?

No, Florida state law does not require renters insurance. However, many landlords in Clearwater include a requirement for renters insurance in the lease agreement. An agent can help you meet that requirement and avoid lease violations.

How does Florida hurricane risk affect renters insurance?

Standard renters insurance covers wind damage from hurricanes but does not cover flood damage. In Clearwater, you may need a separate flood insurance policy through the National Flood Insurance Program. An agent can explain your options for hurricane and flood coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.