The top-rated renters insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Zack Pacleb - State Farm Insurance Agent. This directory lists 19 renters insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 4 | Zack Pacleb - State Farm Insurance Agent | 72 Kapiolani St | (808) 657-3212 |
| 5 | Cary Ichinose - State Farm Insurance Agent | 630 Kilauea Ave #102 | (808) 933-8500 |
| 6 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 7 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 8 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 9 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
| 10 | Business Insurance Services Inc | 1080 Kilauea Ave | (808) 935-1888 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii metro area, providing renters insurance agent services. It assists local residents with policies that cover personal belongings against common perils such as fire, theft, and water damage from household incidents. The agency helps clients in this island community understand how renters insurance protects both liability and property contents. It specifically handles personal property coverage schedules and loss-of-use provisions for tenants.
Iris Kuwaye - State Farm Insurance Agent offers renters insurance policies that protect personal belongings and provide liability coverage. The agency assists clients with customizing coverage limits and reviewing policy details to match individual needs. Local residents appreciate the accessible support for filing claims and adjusting policies as circumstances change. The agency serves tenants living in single-family homes, apartments, retail spaces, and restaurants throughout the Hilo area.
Claire Justo - State Farm Insurance Agent serves homeowners, renters, and property managers in the Hilo area by offering renters insurance policies that protect personal belongings and provide liability coverage. The agency assists clients with tailoring coverage to safeguard against common risks like theft, fire, and weather damage common to the Big Island. Renters insurance can also include additional living expenses if a home becomes uninhabitable. The office extends its services to neighbors in the Puna districts along the Hamakua Coast.
Zack Pacleb - State Farm Insurance Agent serves the Hilo area and surrounding communities on the Big Island. The agency handles renters insurance policies, which help cover personal belongings and provide liability protection for local tenants and homeowners. Clients receive assistance in customizing coverage to address common risks such as fire, theft, or water damage. The office typically begins each job by reviewing a client’s individual living situation, then working through policy options to match specific needs and budget constraints.
Cary Ichinose - State Farm Insurance Agent in Hilo, HI offers renters insurance as both a one-time policy purchase and a recurring annual or monthly premium service. Coverage typically protects personal belongings, provides liability protection, and includes additional living expenses if a home becomes uninhabitable. Local clients benefit from working with an agent who understands island-specific risks such as volcanic activity and tropical storms. This agent’s renters insurance service operates on a continuous, scheduled basis with automatic renewal options for ongoing protection.
Pyramid Insurance in Hilo specializes in helping renters secure coverage for personal belongings, liability protection, and additional living expenses in the event of a disaster. Beyond these core services, the agency works closely with local residents to tailor policies that fit their specific rental situations. Given Hawaii’s vulnerability to tropical storms and volcanic activity, the agent assists clients in reviewing their policies before the peak hurricane season to ensure adequate protection against wind and lava damage.
As hurricane season approaches in Hilo, renters seek coverage for their belongings against wind and flood damage. Hope Chu Hing - State Farm Insurance Agent provides personal property policies tailored to local apartments and homes in the area. The agency explains policy limits and deductible options, addressing common tenant concerns about liability protection and temporary lodging costs. Customers typically begin by scheduling an initial in-person or phone consultation to inventory their possessions and receive a customized coverage assessment.
Fast Insurance Agency HI in Hilo assists clients in securing personal property coverage and liability protection for their residences. As a local renters insurance agent, it specializes in adding valuable endorsements such as water backup coverage, scheduled personal property for valuable items, and loss-of-use benefits. These enhancements help tenants safeguard belongings against common risks like fire, theft, and certain weather events. Beyond individual dwellings, this agency can also serve commercial sectors needing renters policies for offices, warehouses, and food service operations.
Mind Insurance HI in Hilo, HI is a local agency known for providing renters insurance coverage tailored to the needs of tenants. The company assists clients in Hilo and the surrounding areas with policies that protect personal belongings and provide liability protection. It helps residents assess their coverage needs based on their specific rental situations. As an added specialty service, the agency can help policyholders add coverage for high-value items such as jewelry or electronics.
Business Insurance Services Inc provides residential renters insurance coverage in Hilo, Hawaii, assisting tenants with policies for personal property and liability protection. The agency also offers commercial insurance solutions and serves property owners and businesses throughout the local area. Following each policy purchase or coverage review, the agent documents details for accurate file management. Clients may then contact the office for follow-up on policy adjustments or renewal inquiries between regular annual visits.
What Does a a Renters Insurance Agent in Hilo Cost?
In Hilo Hawaii renters insurance typically costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars of personal property coverage. Premiums may be higher if you add endorsements for volcanic activity or flood damage which are common concerns on the Big Island. Costs vary by your coverage limits deductible and the specific risks of your rental location. This is general information and not insurance advice.
About renters insurance agents in Hilo
A renters insurance agent in Hilo can help you protect your personal belongings and provide liability coverage for your rental home. Hawaii law does not require renters insurance but many landlords in Hilo now include it as a lease condition. Working with a local agent ensures your policy covers island-specific risks like volcanic vog damage or hurricane windstorms.
Frequently Asked Questions
What does renters insurance cover in Hilo Hawaii?
Renters insurance typically covers your personal property against theft fire and certain natural disasters. In Hilo it is important to check if volcanic ash or lava damage is included as standard policies often exclude these events. Liability coverage is also included for accidents that happen in your rental unit.
How do I find a renters insurance agent in Hilo?
You can search online for local independent agents who specialize in Hawaii property insurance. Many national carriers also have agents in Hilo who understand local risks. Ask the agent about specific endorsements for tsunami or volcanic activity common to the Big Island.
Is renters insurance required by law in Hawaii?
No Hawaii state law does not require renters insurance. However many landlords and property managers in Hilo now require tenants to carry a policy as part of the lease agreement. Check your lease to see if this applies to you.
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