The top-rated renters insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 495 reviews. Other highly rated options include Erick Ellgren: Allstate Insurance, Mia Migita - State Farm Insurance Agent, Kaina Kauahi - State Farm Insurance Agent. This directory lists 29 renters insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | Erick Ellgren: Allstate Insurance | 1188 Bishop St PH 2 | (808) 941-2886 |
| 3 | Mia Migita - State Farm Insurance Agent | 600 Kapiolani Blvd #203 | (808) 484-0085 |
| 4 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 5 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 6 | Dustin Kwok - State Farm Insurance Agent | 615 Piikoi St # 2002 | (808) 589-2585 |
| 7 | Lana Chansatit - State Farm Insurance Agent | 7192 Kalanianaʻole Hwy # G230 | (808) 395-5433 |
| 8 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 9 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
| 10 | Rosten Tsuha - State Farm Insurance Agent | 1314 S King St STE 318 | (808) 591-5545 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu offers renters insurance to protect personal belongings and provide liability coverage. Its service includes helping clients assess coverage needs and explaining policy options for natural events common to Hawaii. Maintenance plans focus on annual policy reviews and assistance with claims filing to ensure adequate protection over time. The agency services single-family homes, apartments, retail spaces, and restaurants in the Honolulu area.
Erick Ellgren: Allstate Insurance provides renters insurance policies focused on protecting personal belongings and liability in Honolulu. The agency helps tenants assess coverage for furniture, electronics, and clothing against perils like theft or fire damage. General service includes guiding clients through policy options to match their lease requirements and budget. As hurricane season approaches, the team assists renters in understanding how windstorm and flood exclusions may impact their current protection strategy.
Mia Migita - State Farm Insurance Agent in Honolulu, HI, is recognized for providing renters insurance policies. The agency helps tenants in the area protect their personal belongings against covered events like theft and fire damage. Typical policies from this office may also include liability coverage if someone is injured inside a rental unit. Home contents and additional living expenses following a covered loss are routine features of the plans offered. As a specialty add‑on, the agency can assist clients with scheduling coverage for valuable personal items such as jewelry or electronics.
As the island's busy holiday season approaches in Honolulu, many locals are reminded to confirm their personal property coverage. Kaina Kauahi - State Farm Insurance Agent addresses this need by offering personalized renters insurance consultations tailored to individual households. Policies can protect belongings against common island perils like fire, theft, or wind damage. The agent helps clients understand standard coverage limits and optional endorsements. Each session begins with a careful review of the renter’s home inventory and potential liability risks to determine the appropriate initial assessment.
Shelli Toguchi-Hadley - State Farm Insurance Agent in Honolulu assists individuals with general renters insurance, which protects personal belongings and provides liability coverage. Their services can be enhanced with specialty add-ons for valuable items such as jewelry or electronics. Policies are designed to cover temporary living expenses if a rental becomes uninhabitable. Furthermore, this agency can serve commercial sectors including offices, warehouses, and food service establishments with appropriate coverage options tailored to those business environments.
Dustin Kwok - State Farm Insurance Agent provides residential renters insurance for tenants in Honolulu, Hawaii, to protect personal belongings and liability. Commercial renters coverage is also available for local businesses leasing their spaces. The agency serves clients throughout the Honolulu area. Policies are designed to offer essential protection for property and liability risks. The office encourages existing clients to reach out with questions or for policy adjustments, making follow-up and repeat service easy between regular visits.
Lana Chansatit - State Farm Insurance Agent serves the Honolulu, Hawaii metro area, offering renters insurance policies that protect personal belongings and provide liability coverage. This agency helps local tenants in apartments and condominiums secure affordable plans that shield against common risks like fire, theft, and water damage. The agent also assists with tailoring deductibles and coverage limits to suit different household needs, including replacement cost options for belongings. These services ensure renters in Oahu receive personalized protection and claims support through their policies.
As a renters insurance agent in Honolulu, First Insurance Company of Hawaii, LTD offers specialized coverage tailored to leased apartments, condominiums, and single-family rentals. It provides essential policy options including personal property protection, liability coverage, and additional living expense reimbursement in the event of displacement. The office serves clients throughout Oahu, helping tenants secure sensible policies that shield their belongings and savings. Many local renters rely on the agency for advice when facing seasonal threats like the heightened risk of water damage or theft during the busy summer moving months.
What Does a a Renters Insurance Agent in Honolulu Cost?
Renters insurance in Honolulu Hawaii usually costs between 15 and 30 dollars per month for basic coverage. A policy with 30000 dollars in personal property coverage and 100000 dollars in liability often runs about 20 to 25 dollars per month. Adding hurricane or flood coverage can increase the premium by 10 to 20 dollars per month. These are general estimates and actual costs vary based on your specific situation and the insurance company. This information is for general purposes and is not insurance advice.
About renters insurance agents in Honolulu
A renters insurance agent in Honolulu can help you find a policy that protects your personal belongings and provides liability coverage. Hawaii law does not require renters insurance but many landlords in Honolulu now ask for proof of coverage. A local agent understands island-specific risks like hurricane damage and volcanic ash which standard policies may not cover.
Frequently Asked Questions
Do I need renters insurance in Honolulu Hawaii?
Hawaii state law does not require renters insurance. However many landlords and condo associations in Honolulu require tenants to carry a policy with at least 100000 dollars in liability coverage. An agent can help you meet these requirements.
What does a renters insurance agent do in Honolulu?
A renters insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions specific to Hawaii such as flood and hurricane protection. They also assist with filing claims if your belongings are damaged or stolen.
How much does renters insurance cost in Honolulu?
Renters insurance in Honolulu typically costs between 15 and 30 dollars per month for 15000 to 30000 dollars in personal property coverage. Policies with higher limits or added hurricane coverage may cost more. Your exact rate depends on your location credit score and the value of your items.
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