The top-rated renters insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 992 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, Chris Durand - State Farm Insurance Agent. This directory lists 24 renters insurance agents serving Gaithersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Durand - State Farm Insurance Agent | 18237 Flower Hill Way d | (301) 208-1100 |
| 2 | Juan Aguirre - State Farm Insurance Agent | 24 Montgomery Village Ave Suite D | (301) 948-8118 |
| 3 | Capitol Benefits, LLC | 364 Main St 2nd floor | (301) 431-0000 |
| 4 | Chris Durand - State Farm Insurance Agent | 9085 Shady Grove Ct | (301) 948-8522 |
| 5 | John F Cooper Jr - State Farm Insurance Agent | 6 Montgomery Village Ave #102 | (301) 208-2100 |
| 6 | Rubin Insurance Agency, a Division of Blue Ridge Risk Partners | 1 Bank St Suite 200 | (301) 309-0400 |
| 7 | Fidencio Gonzalez: Allstate Insurance | 18955 Bonanza Way | (301) 990-1000 |
| 8 | Dave Vidmar - State Farm Insurance Agent | 9 N Summit Ave | (301) 926-3700 |
| 9 | Kevin Ha - State Farm Insurance Agent | 656 Quince Orchard Rd Ste 108 | (240) 252-3034 |
| 10 | Nazar Insurance Agency | Thomas Cannery Shopping Center, 1 E Diamond Ave | (301) 328-3028 |
Christian Durand - State Farm Insurance Agent serves the Gaithersburg, Maryland area and its surrounding communities, offering renters insurance policies for local residents. This agent helps tenants protect their personal belongings against common risks such as theft, fire, and water damage from plumbing issues. Renters insurance policies also typically provide liability coverage if someone is injured inside a rented home or apartment. The office assists clients in understanding coverage limits and deductibles while handling claims for stolen property or accidental damage to a neighbor's belongings.
Juan Aguirre - State Farm Insurance Agent in Gaithersburg, MD, provides renters insurance policies to protect personal belongings and liability coverage in the local area. The office helps clients select appropriate coverage limits and understand the specifics of their chosen plans. Service includes reviewing policy details, guiding customers through claims procedures, and offering options to bundle with auto insurance. It services a variety of residential rental properties, including apartments, single-family homes, retail spaces, and restaurants.
Capitol Benefits, LLC assists renters in Gaithersburg, Maryland, with securing comprehensive coverage for personal belongings and liability protection. As a local agency, it helps tenants evaluate policy limits and choose appropriate deductibles to safeguard their assets. The company also serves property managers seeking insurance solutions for their residential units. By connecting clients with suitable plans, it simplifies the process of finding affordable protection. Additionally, Capitol Benefits extends its services to renters in nearby Rockville and areas throughout Montgomery County.
Chris Durand - State Farm Insurance Agent serves Gaithersburg, Maryland, and the surrounding Montgomery County communities. The company handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. Typical jobs involve reviewing a client’s current possessions and living situation to recommend an appropriate policy limit. The agent approaches such work by conducting a detailed coverage consultation and then tailoring a plan to fit the individual renter’s needs.
For local renters, insurance can be purchased as a standalone, one-time policy or as an ongoing monthly service when bundled with other coverage. John F Cooper Jr - State Farm Insurance Agent in Gaithersburg, MD provides standard renters insurance that protects personal belongings and offers liability coverage within the rental unit. Policies generally cover theft, fire damage, and certain water issues common to apartment living. Service is offered on an as-needed basis, typically initiated when a tenant first signs a lease or renews coverage annually.
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners, specializes in tailoring separate renters policies to cover personal belongings and liability protection within Gaithersburg. The agency routinely assists residents by evaluating their specific coverage needs and ensuring their lease agreements are properly supported. It offers straightforward guidance through the application process and claims reporting for lost or damaged property. When seasonal storms or sudden water damage threaten a rental unit, the agency helps clients quickly understand their available coverage and next steps.
As the weather in Gaithersburg shifts with the changing seasons, renters consider how to protect belongings from unexpected damage or theft. Fidencio Gonzalez: Allstate Insurance provides renters insurance policies tailored for local apartments and condominiums. The agency works to match coverage options with individual liability needs and personal property values. A clear explanation of policy terms and potential endorsements is provided during the first consultation. Every new client relationship begins with a thorough review of their current possessions and living situation.
Dave Vidmar - State Farm Insurance Agent provides general renters insurance coverage, including policies tailored for apartments and single-family homes. The agency also offers specialty add-ons such as personal property protection and liability coverage against accidents occurring within the rental unit. Its commercial services extend to risk management solutions for offices, warehouses, and food service operations needing asset and operational liability safeguards.
Kevin Ha - State Farm Insurance Agent in Gaithersburg, Maryland works to protect personal belongings against theft, fire, and water damage. Renters can add coverage for expensive jewelry, electronics, or identity restoration services. When a policyholder is forced from home, the company helps pay for temporary housing and meals. This local agent also writes policies for commercial spaces, including offices, warehouses, and food service establishments.
Nazar Insurance Agency provides renters insurance services to residential clients in Gaithersburg, Maryland, also assisting local businesses with commercial coverage needs throughout the surrounding area. Their agents work with policyholders to select appropriate levels of protection for personal property and liability, tailored to individual rental situations and budgets. After a policy is in place, the agency remains available for follow-up inquiries and adjustments to coverage between regular renewal visits.
What Does a a Renters Insurance Agent in Gaithersburg Cost?
Renters insurance in Maryland typically costs 15 to 30 dollars per month for standard coverage of 30000 dollars in personal property and 100000 dollars in liability. Policies in Gaithersburg may cost slightly more due to higher property values and crime rates in parts of Montgomery County. Discounts are often available for bundling with auto insurance or installing security devices. This is general information and not insurance advice.
About renters insurance agents in Gaithersburg
Renters insurance agents in Gaithersburg Maryland help tenants protect personal property against theft fire and water damage. Maryland law does not require renters insurance but many landlords in Montgomery County now include it as a lease condition. A local agent can explain how your policy covers liability and additional living expenses if your rental becomes uninhabitable.
Frequently Asked Questions
What does renters insurance cover in Gaithersburg?
Renters insurance typically covers personal belongings like furniture electronics and clothing. It also provides liability protection if someone is injured in your rental unit. In Maryland policies often include coverage for theft from a locked vehicle or storage unit.
Is renters insurance required by law in Maryland?
Maryland state law does not require renters insurance. However many landlords in Gaithersburg and throughout Montgomery County now require tenants to carry a policy as part of the lease agreement. Check your lease for specific requirements.
How much does renters insurance cost in Gaithersburg?
The average cost of renters insurance in Maryland is between 15 and 30 dollars per month for 30000 dollars of personal property coverage. Your exact rate depends on factors like your credit score location and chosen deductible. An agent can provide a personalized quote.
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