The top-rated renters insurance agent in Hagerstown, Maryland is Lauren Brenneman - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Younger Insurance Agency, Bowers Insurance, Scott Powell - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Hagerstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Brenneman - State Farm Insurance Agent | 1201 Potomac Ave | (301) 790-1600 |
| 2 | Younger Insurance Agency | 1945 Dual Hwy | (240) 527-2344 |
| 3 | Bowers Insurance | 1380 Dual Hwy | (301) 791-7910 |
| 4 | Scott Powell - State Farm Insurance Agent | 816 Virginia Ave | (240) 420-2886 |
| 5 | Tim Panther - State Farm Insurance Agent | 222 E Oak Ridge Dr Suite 1000 | (301) 733-1712 |
| 6 | Mike Couvertier - State Farm Insurance Agent | 19638 Leitersburg Pike Ste 102 | (301) 846-9699 |
| 7 | Tom Breidenstein - State Farm Insurance Agent | 23 S Colonial Dr | (301) 797-5493 |
| 8 | Donna Nave-Perry - State Farm Insurance Agent | 18024 Maugans Ave | (240) 267-2027 |
| 9 | Larry Michaels - State Farm Insurance Agent | 17753 Virginia Ave | (301) 791-2929 |
| 10 | Wright-Gardner Insurance | 100 W Antietam St | (301) 733-1234 |
Lauren Brenneman - State Farm Insurance Agent serves the Hagerstown, MD area by providing renters insurance to local residents. Policies from this agency can help protect a tenant’s personal belongings, such as furniture and electronics, from covered perils like fire or theft. Renters insurance also commonly offers liability coverage if a guest is injured inside a rented home or apartment. The agency assists policyholders in structuring their renters insurance needs, including selecting appropriate personal property limits and adding replacement cost coverage on their valuables.
Younger Insurance Agency provides renters insurance services to clients in Hagerstown, Maryland. The company helps individuals and families select policies that cover personal belongings and liability protection. Ongoing service includes assistance with policy adjustments and claims support as needed. Professional guidance is offered to explain coverage options and ensure each plan matches the renter’s specific needs, including protection for everyday property hazards. The agency services single-family homes, apartments, retail spaces, and restaurants within the local area.
Bowers Insurance serves renters in Hagerstown, Maryland, helping secure policies that protect personal belongings and provide liability coverage. The agency works with local tenants and property managers to address individual rental situations, offering guidance on coverage limits and policy options. Residents can also discuss valuable item endorsements and deductible choices during consultations. Its service area extends to surrounding communities within Washington County, including nearby Halfway.
Scott Powell - State Farm Insurance Agent serves clients in Hagerstown, Maryland, and the surrounding Washington County communities, handling a full range of renters insurance policies. It provides coverage for personal belongings, liability protection, and additional living expenses in the event a rental becomes uninhabitable. The agent evaluates each customer's specific living situation and possessions to recommend appropriate policy limits and deductibles. To manage a typical job, it conducts a personalized consultation to explain coverage options and tailors the policy to meet the client's needs and budget.
For renters insurance, some providers offer a one-time policy setup with annual renewal, while others include ongoing adjustments for policy changes. Tim Panther - State Farm Insurance Agent in Hagerstown, MD, works with clients to select coverage for personal property and liability protection. As a local agency, it helps tenants understand what standard policies typically cover, such as belongings in a rented home or apartment. Service for this agent runs on a as-needed basis, whether for a new policy, updating coverage, or filing a claim.
Mike Couvertier - State Farm Insurance Agent in Hagerstown, MD provides specialized protection for renters through personal property, liability, and loss-of-use coverages. The agency also assists clients with broader risk management solutions to safeguard their belongings and finances. Understanding that apartments and rental homes face unique risks, the agent helps tenants tailor policies to their specific needs. As winter approaches, it can also ensure renters have coverage for potential frozen pipe damage or theft from vehicles parked outside their residence.
As winter approaches and pipes begin to freeze in Hagerstown, many residents suddenly realize their leased apartment or home lacks adequate coverage for burst water damage. Tom Breidenstein - State Farm Insurance Agent helps local renters assess their personal property exposure and liability risks during this busy season. By evaluating a client’s current living situation and answering common questions about shared building coverage, the agency prepares a clear policy overview. This initial consultation typically begins with a simple inspection of the renter’s existing contents and walk-through checklist to identify any gaps.
Donna Nave-Perry - State Farm Insurance Agent is known for helping renters in Hagerstown, MD, protect their personal belongings and liability. The agency offers comprehensive renters insurance policies covering theft, fire damage, and temporary living expenses. It also provides guidance on adjusting coverage limits to match individual needs. A specialty service the agent can add on is identity theft protection, which helps monitor personal information and assist with recovery if fraud occurs.
Serving residential clients in Hagerstown, Larry Michaels - State Farm Insurance Agent provides renters insurance coverage for apartments, homes, and condominiums. Commercial policies are also available for local small businesses in the area. The agency helps tenants protect personal belongings from theft, fire, and water damage, offering liability protection as well. Having addressed a tenant or business owner’s current insurance needs, clients can return between regular visits to adjust coverage as their possessions or circumstances change.
Wright-Gardner Insurance assists local residents with their personal risk management needs, specializing in renter’s insurance policies that cover personal property and liability. The agency helps tenants customize their coverage to include high-value item endorsements and loss-of-use protection. It provides essential financial safeguards for those leasing apartments, condominiums, or single-family homes. Wright-Gardner Insurance serves various commercial sectors, including offices, warehouses, and food service operations.
What Does a a Renters Insurance Agent in Hagerstown Cost?
In Maryland renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Policies in Hagerstown may be slightly lower due to lower property crime rates compared to larger cities. Factors like your deductible coverage limits and location affect the final price. This is general information not insurance advice.
About renters insurance agents in Hagerstown
Renters insurance agents in Hagerstown help tenants protect their personal property and cover liability risks. In Maryland landlords can require renters insurance but cannot force you to use a specific provider. Local agents understand Washington County housing market and can tailor a policy to your needs.
Frequently Asked Questions
What does renters insurance cover in Hagerstown Maryland?
Renters insurance typically covers personal property loss from fire theft or vandalism. It also provides liability protection if someone is injured in your rental. Maryland law does not require renters insurance but many landlords in Hagerstown include it in the lease agreement.
How do I choose a renters insurance agent in Hagerstown?
Look for an agent licensed in Maryland who offers policies from multiple carriers. Ask about coverage limits for high value items like electronics or jewelry. A local agent can also explain how Maryland tenant laws affect your policy.
Is renters insurance required in Hagerstown Maryland?
Maryland state law does not mandate renters insurance. However many landlords in Hagerstown require it as a condition of the lease. Check your rental agreement to see if coverage is mandatory.
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